旅遊保保乜? 旅遊保抵唔抵買？旅遊保要點claim？又要點揀？

其實保險都好易呃，邊個知我d財物點壞、我帶部爛既相機去claim 有幾難???

係易架 不過咁咪玩串個遊戲 瘋狂加保費或好多野變得不保 咁對大家都唔好

FWD全年保買唔買得過
黎緊去一個月歐洲

我而家係歐洲 一路都返唔到香港 但係旅遊保6月23過期 唔係香港冇得續 搵極都冇得做海外投保 係咪已經冇方法買唔想搞呢到個health insurance

*一路都唔會返
因為exchange緊 之後會返呢到既intern

你好 我係AXA agent 我地個升學保就算你人身在海外 你屋企人係香港都可以投保 有興趣可以私訊

你睇真d佢講咩

或者你睇下你公司份plan既保單 入面'保險期'點寫

買個日起計 一年咁買
冇date back
Confirmed 學生（香港居民）身在海外屋企人可以幫佢投保

我想換左部相機去 點做先claim 足？

FWD全年保買唔買得過
黎緊去一個月歐洲

Fwd有時幾抵 不過買唔買得過我會話佢保障範圍麻麻

其實保險都好易呃，邊個知我d財物點壞、我帶部爛既相機去claim 有幾難???

係易架 不過咁咪玩串個遊戲 瘋狂加保費或好多野變得不保 咁對大家都唔好

有幾多人明白

我而家係歐洲 一路都返唔到香港 但係旅遊保6月23過期 唔係香港冇得續 搵極都冇得做海外投保 係咪已經冇方法買唔想搞呢到個health insurance

*一路都唔會返
因為exchange緊 之後會返呢到既intern

你好 我係AXA agent 我地個升學保就算你人身在海外 你屋企人係香港都可以投保 有興趣可以私訊

你睇真d佢講咩

或者你睇下你公司份plan既保單 入面'保險期'點寫

買個日起計 一年咁買
冇date back
Confirmed 學生（香港居民）身在海外屋企人可以幫佢投保

都話睇保單條款

Claim QBE
Send左份form去佢地email
幾日完全冇回音
打電話又線路繁忙
可以點

但你claim咩？有d比較急既都真係要佢覆先好d喎

唔見野 同埋 睇左次醫生
打左十鳩幾次電話都線路繁忙 留言又冇覆 email又唔覆 好似執左粒咁
打24小時海外緊急熱線先打得通 但佢地唔識claim既問題
咁鬼伏下次唔用佢

Claim QBE
Send左份form去佢地email
幾日完全冇回音
打電話又線路繁忙
可以點

但你claim咩？有d比較急既都真係要佢覆先好d喎

唔見野 同埋 睇左次醫生
打左十鳩幾次電話都線路繁忙 留言又冇覆 email又唔覆 好似執左粒咁
打24小時海外緊急熱線先打得通 但佢地唔識claim既問題
咁鬼伏下次唔用佢

呢層都無計 但你係咪9月既事 因為有d公司9月份係因為太多打風野要claim 忙到無停手

Claim QBE
Send左份form去佢地email
幾日完全冇回音
打電話又線路繁忙
可以點

但你claim咩？有d比較急既都真係要佢覆先好d喎

唔見野 同埋 睇左次醫生
打左十鳩幾次電話都線路繁忙 留言又冇覆 email又唔覆 好似執左粒咁
打24小時海外緊急熱線先打得通 但佢地唔識claim既問題
咁鬼伏下次唔用佢

呢層都無計 但你係咪9月既事 因為有d公司9月份係因為太多打風野要claim 忙到無停手

瘋狂travel delay
今時今日都仲見到隻天鴿

Claim QBE
Send左份form去佢地email
幾日完全冇回音
打電話又線路繁忙
可以點

但你claim咩？有d比較急既都真係要佢覆先好d喎

唔見野 同埋 睇左次醫生
打左十鳩幾次電話都線路繁忙 留言又冇覆 email又唔覆 好似執左粒咁
打24小時海外緊急熱線先打得通 但佢地唔識claim既問題
咁鬼伏下次唔用佢

呢層都無計 但你係咪9月既事 因為有d公司9月份係因為太多打風野要claim 忙到無停手

瘋狂travel delay
今時今日都仲見到隻天鴿

我公司話收左成7000個claim

Claim QBE
Send左份form去佢地email
幾日完全冇回音
打電話又線路繁忙
可以點

但你claim咩？有d比較急既都真係要佢覆先好d喎

唔見野 同埋 睇左次醫生
打左十鳩幾次電話都線路繁忙 留言又冇覆 email又唔覆 好似執左粒咁
打24小時海外緊急熱線先打得通 但佢地唔識claim既問題
咁鬼伏下次唔用佢

呢層都無計 但你係咪9月既事 因為有d公司9月份係因為太多打風野要claim 忙到無停手

瘋狂travel delay
今時今日都仲見到隻天鴿

我公司話收左成7000個claim

一個風就搞到要賠成幾十萬出街

Lm

巴打，我朋友兩個月前係日本唔見咗個袋，搞緊手續claim緊，保險公司話袋入面太多嘢，要多啲時間claim，但拖到依家成兩個月，會唔會claim唔到？

然後個朋友岩岩係米蘭比人打劫，再claim會唔會影響到第一次個單？因為打劫就唔見左400歐，但個袋入面就有電腦+相機，我朋友唔知報唔報埋上去好，有無咩意見？

Claim QBE
Send左份form去佢地email
幾日完全冇回音
打電話又線路繁忙
可以點

但你claim咩？有d比較急既都真係要佢覆先好d喎

唔見野 同埋 睇左次醫生
打左十鳩幾次電話都線路繁忙 留言又冇覆 email又唔覆 好似執左粒咁
打24小時海外緊急熱線先打得通 但佢地唔識claim既問題
咁鬼伏下次唔用佢

呢層都無計 但你係咪9月既事 因為有d公司9月份係因為太多打風野要claim 忙到無停手

上星期炸
BTW thanks!

早兩個月好彩睇左呢個POST，唔係都唔知咁多野

七月去美國出TRIP，Washington to New York 果程內陸機因天氣惡劣cancel 晒

但行李就照送左去NEW YORK，搞到果晚要搭火車先去到NY。

機場去酒店果程的士唔包，唯有 CLaim 機票同火車錢，七月尾俾 Claim form FWD富衞，到而家人等緊


到上個月十號風球果日，係泰國 Cancel 回程機，要搭第二日仲要WAITING LIST，最後CLAM 多一晚酒店同兩餐飯，今次經籃十字，又係等緊


搞左兩單，都係有人跟既旅保好D，因為真係好煩

最後無事就好 不過你泰國個兩餐 未必claim到

巴打, 有事請教

Washington to New York 果程機票佢唔賠, 只賠火車飛
原因係我個case 唔乎合佢以下條件

12. SECTION 9 – TRAVEL DELAY BENEFIT
This benefit is payable in the event the Public Conveyance for which the Insured Person has arranged or scheduled to travel is delayed during the Journey due to adverse weather conditions, industrial action, hi-jack, technical or other mechanical derangement of such Public Conveyance, and the cancellation or postponement of such Public Conveyance due to such derangement is entirely beyond the Insured Person’s control.
(a) Cash Allowance - The Company will pay up to HK$300 for an initial delay in excess of 6 consecutive hours and HK$300 for each subsequent 6 consecutive hours period up to the maximum limits stated in the Table of Benefits.
(b) Additional Travel Cost for Re-routing - The Company will reimburse additional public transportation expenses up to the maximum limits stated in the Table of Benefits reasonably and inevitably incurred for alternative means of transport at the same fare class originally selected by the Insured Person as a direct consequence of travel delay by at least 6 consecutive hours from the scheduled time of departure.
A claim under this Section can only be made under item (a) or (b)”

And

“13. SECTION 10 – CANCELLATION CHARGES BENEFIT
13.1 The Company will pay, up to the maximum limits stated in the Table of Benefits, the deposits or any part of the payment made in advance for travel ticket, accommodation or tour package which are forfeited and irrecoverable from the relevant tour operator, airline or any service provider upon cancellation prior to the Journey as a direct result of any of the following events:-
13.1.1 Death, Serious Bodily Injury or Sickness of the Insured Person.
13.1.2 Death, Serious Bodily Injury or Sickness of (a) the Insured Person’s Immediate Family Members or Close Business Partner, or (b) the travel companion of the Insured Person who is also insured under the same Policy of the Insured Person.
13.1.3 Witness summons, jury service or compulsory quarantine of the Insured Person.
13.1.4 Serious damage to the Insured Person’s Principal Home in Hong Kong arising from fire or flooding within 10 days from the departure date which requires the Insured Person’s continued presence on the premises.
13.1.5 natural disaster, unexpected outbreak of epidemic disease/industrial action involving Public Conveyance, riot or civil commotion, the Security Bureau of the Government of Hong Kong issues a Black Alert in accordance with the OTA System at the planned destination of the Journey within 7 days before the scheduled departure date of the Journey which prevents the Insured Person from commencing the Journey.”

Since the claim for the forfeited air ticket falls outside the scope of the above coverage, we regret that the cost so incurred for HK$3,900.00 is not covered under the policy.


我仲有無得上訴?

我而家係歐洲 一路都返唔到香港 但係旅遊保6月23過期 唔係香港冇得續 搵極都冇得做海外投保 係咪已經冇方法買唔想搞呢到個health insurance

*一路都唔會返
因為exchange緊 之後會返呢到既intern

你好 我係AXA agent 我地個升學保就算你人身在海外 你屋企人係香港都可以投保 有興趣可以私訊

你睇真d佢講咩

或者你睇下你公司份plan既保單 入面'保險期'點寫

買個日起計 一年咁買
冇date back
Confirmed 學生（香港居民）身在海外屋企人可以幫佢投保

都話睇保單條款

你想睇係咪要人在香港先投保到？
因為公司講 就算出發左都可以投保 只要係香港居民
保單冇define period of insurance 🙂

去伊朗 邊間保險公司授保？

Claim QBE
Send左份form去佢地email
幾日完全冇回音
打電話又線路繁忙
可以點

但你claim咩？有d比較急既都真係要佢覆先好d喎

唔見野 同埋 睇左次醫生
打左十鳩幾次電話都線路繁忙 留言又冇覆 email又唔覆 好似執左粒咁
打24小時海外緊急熱線先打得通 但佢地唔識claim既問題
咁鬼伏下次唔用佢

呢層都無計 但你係咪9月既事 因為有d公司9月份係因為太多打風野要claim 忙到無停手

瘋狂travel delay
今時今日都仲見到隻天鴿

我公司話收左成7000個claim

一個風就搞到要賠成幾十萬出街

一定唔止幾十萬 我自己一個agent 既warm call都3萬幾 都未計呢度既巴絲打

巴打，我朋友兩個月前係日本唔見咗個袋，搞緊手續claim緊，保險公司話袋入面太多嘢，要多啲時間claim，但拖到依家成兩個月，會唔會claim唔到？

然後個朋友岩岩係米蘭比人打劫，再claim會唔會影響到第一次個單？因為打劫就唔見左400歐，但個袋入面就有電腦+相機，我朋友唔知報唔報埋上去好，有無咩意見？

其實唔見野係會比較耐既 只要你地中間無咩大既出錯其實都會claim到 耐心d就ok

再claim就會嚴多少少 同埋一定要報 唔報差好遠
但第二次有機會claim少d 建議你地將個情況講得仔細d

等佢覺得比較真 其實真係唔見唔怕報 佢問幾多你都答到啦

或者你tg我再講啦

Claim QBE
Send左份form去佢地email
幾日完全冇回音
打電話又線路繁忙
可以點

但你claim咩？有d比較急既都真係要佢覆先好d喎

唔見野 同埋 睇左次醫生
打左十鳩幾次電話都線路繁忙 留言又冇覆 email又唔覆 好似執左粒咁
打24小時海外緊急熱線先打得通 但佢地唔識claim既問題
咁鬼伏下次唔用佢

呢層都無計 但你係咪9月既事 因為有d公司9月份係因為太多打風野要claim 忙到無停手

上星期炸
BTW thanks!

耐心等下啦

早兩個月好彩睇左呢個POST，唔係都唔知咁多野

七月去美國出TRIP，Washington to New York 果程內陸機因天氣惡劣cancel 晒

但行李就照送左去NEW YORK，搞到果晚要搭火車先去到NY。

機場去酒店果程的士唔包，唯有 CLaim 機票同火車錢，七月尾俾 Claim form FWD富衞，到而家人等緊


到上個月十號風球果日，係泰國 Cancel 回程機，要搭第二日仲要WAITING LIST，最後CLAM 多一晚酒店同兩餐飯，今次經籃十字，又係等緊


搞左兩單，都係有人跟既旅保好D，因為真係好煩

最後無事就好 不過你泰國個兩餐 未必claim到

巴打, 有事請教

Washington to New York 果程機票佢唔賠, 只賠火車飛
原因係我個case 唔乎合佢以下條件

12. SECTION 9 – TRAVEL DELAY BENEFIT
This benefit is payable in the event the Public Conveyance for which the Insured Person has arranged or scheduled to travel is delayed during the Journey due to adverse weather conditions, industrial action, hi-jack, technical or other mechanical derangement of such Public Conveyance, and the cancellation or postponement of such Public Conveyance due to such derangement is entirely beyond the Insured Person’s control.
(a) Cash Allowance - The Company will pay up to HK$300 for an initial delay in excess of 6 consecutive hours and HK$300 for each subsequent 6 consecutive hours period up to the maximum limits stated in the Table of Benefits.
(b) Additional Travel Cost for Re-routing - The Company will reimburse additional public transportation expenses up to the maximum limits stated in the Table of Benefits reasonably and inevitably incurred for alternative means of transport at the same fare class originally selected by the Insured Person as a direct consequence of travel delay by at least 6 consecutive hours from the scheduled time of departure.
A claim under this Section can only be made under item (a) or (b)”

And

“13. SECTION 10 – CANCELLATION CHARGES BENEFIT
13.1 The Company will pay, up to the maximum limits stated in the Table of Benefits, the deposits or any part of the payment made in advance for travel ticket, accommodation or tour package which are forfeited and irrecoverable from the relevant tour operator, airline or any service provider upon cancellation prior to the Journey as a direct result of any of the following events:-
13.1.1 Death, Serious Bodily Injury or Sickness of the Insured Person.
13.1.2 Death, Serious Bodily Injury or Sickness of (a) the Insured Person’s Immediate Family Members or Close Business Partner, or (b) the travel companion of the Insured Person who is also insured under the same Policy of the Insured Person.
13.1.3 Witness summons, jury service or compulsory quarantine of the Insured Person.
13.1.4 Serious damage to the Insured Person’s Principal Home in Hong Kong arising from fire or flooding within 10 days from the departure date which requires the Insured Person’s continued presence on the premises.
13.1.5 natural disaster, unexpected outbreak of epidemic disease/industrial action involving Public Conveyance, riot or civil commotion, the Security Bureau of the Government of Hong Kong issues a Black Alert in accordance with the OTA System at the planned destination of the Journey within 7 days before the scheduled departure date of the Journey which prevents the Insured Person from commencing the Journey.”

Since the claim for the forfeited air ticket falls outside the scope of the above coverage, we regret that the cost so incurred for HK$3,900.00 is not covered under the policy.


我仲有無得上訴?

我就咁睇唔出唔賠個原因（我ue得E )

你有冇打過去問？或者你tg講我知

我而家係歐洲 一路都返唔到香港 但係旅遊保6月23過期 唔係香港冇得續 搵極都冇得做海外投保 係咪已經冇方法買唔想搞呢到個health insurance

*一路都唔會返
因為exchange緊 之後會返呢到既intern

你好 我係AXA agent 我地個升學保就算你人身在海外 你屋企人係香港都可以投保 有興趣可以私訊

你睇真d佢講咩

或者你睇下你公司份plan既保單 入面'保險期'點寫

買個日起計 一年咁買
冇date back
Confirmed 學生（香港居民）身在海外屋企人可以幫佢投保

都話睇保單條款

你想睇係咪要人在香港先投保到？
因為公司講 就算出發左都可以投保 只要係香港居民
保單冇define period of insurance 🙂

投保梗得架

同埋保單一定會寫保個period 無可能無 我估你平時無睇開

會係一個你估唔到既地方寫 你真係要睇一次先得

去伊朗 邊間保險公司授保？

受保就一定受架 唔需要太擔心

不過你要睇下條款 你擔心邊方面？

想請教下
如果我班機cancel左（營運原因），搞到我滯留，航空公司又冇安排，最後要自己另外比滯留既住宿費同買另一張機票返港，咁滯留既住宿+買新機票錢就冇得claim？

如果cancel係因為天氣原因，咁就可以claim得返以上果兩樣野？定係都只會按返條款講例如delay6個鐘就賠返300蚊咁？

唔該哂