樓豬交左租未
上年既今日， 我選擇左租樓，冇買到
龜根尻底
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又一個月
樓豬交左租未
樓豬交左租未
唔同意有泡沫(因為辣招 + 壓測 + 供求調節 已經有去泡沫既作用) 同埋亦 唔同意年輕人無購買力 (你睇連登幾多後生仔搵到錢)
Sorry for late reply. Had to do some reading and further research to straighten up my mind.
I broken down to the fundamental, and concluded what housing is really just an investment product for me. And if it is an investment product, then I have to consider the expected future returns and the (value and Quality of asset). And in Hong Kong, anything that has slight quality, would be min 10 million, which means we need to at least put down 5m for down payment. And at the moment, just seems dumb to do.
Just found out we have an extra kid, so the house I just got won’t be big enough too, so even if we come back, won’t be enough for us. And we can’t sell it due to the taxes as well...so dumb.
Anyway, I have decided that we will only rent in near future. Gives me a lot more option. (I will still get houses tho, but not necessarily in hk, unless if the returns make sense)
The big problem now is. It is very scary to managed a 7-8 figure portfolio. Getting paranoid in the last week.
You brought up an interesting point re rates. You can actually get better rates with banks now. My mortgage was 2.37 and bank just called me last week and I could borrow at 2.15 now.
I broken down to the fundamental, and concluded what housing is really just an investment product for me. And if it is an investment product, then I have to consider the expected future returns and the (value and Quality of asset). And in Hong Kong, anything that has slight quality, would be min 10 million, which means we need to at least put down 5m for down payment. And at the moment, just seems dumb to do.
Just found out we have an extra kid, so the house I just got won’t be big enough too, so even if we come back, won’t be enough for us. And we can’t sell it due to the taxes as well...so dumb.
Anyway, I have decided that we will only rent in near future. Gives me a lot more option. (I will still get houses tho, but not necessarily in hk, unless if the returns make sense)
The big problem now is. It is very scary to managed a 7-8 figure portfolio. Getting paranoid in the last week.
You brought up an interesting point re rates. You can actually get better rates with banks now. My mortgage was 2.37 and bank just called me last week and I could borrow at 2.15 now.
依期買咩都輸 
7500
遲啲你輸返就會怪自己無買
當然我都祝你一路贏
遲啲你輸返就會怪自己無買
當然我都祝你一路贏
好認同其實買樓係傻瓜式坐住等佢升， 但就要坐好耐。
樓上有班鐘意自由靈活， 大搵大賺， 但唔係個個人take risk ge 能力同傾向都咁strong。
各有各投資， 反正唔好爛賭有不良愛好就已經好夠。
樓上有班鐘意自由靈活， 大搵大賺， 但唔係個個人take risk ge 能力同傾向都咁strong。
各有各投資， 反正唔好爛賭有不良愛好就已經好夠。
一個月租當你$14,000，一年$168,000，就算樓豬冇投資，零回報，今年先走去買已經贏撚咗，而家買平幾%
都唔係賣比你
個股市真係好chok, 因為有辣招，樓市相對穩定
所以結論係？
支那人有錢咪得 同埋年輕人為上車 唔食唔玩咁濟 接秘撈 死儲首期
同埋年輕人為上車 唔食唔玩咁濟 接秘撈 死儲首期樓主係咪跳左樓？
仲有果千幾正評左既人點？
仲有果千幾正評左既人點？
有10%唔難 但要keep住30年每年都10%再講
樓主贏左10％未？
下年既今日，樓主會點呢?
唔講咁多 租樓又贏
冇記錯樓主做trader, 唔知你操盤有冇操到比公司炒
不過都係果句，記得交租
不過都係果句，記得交租
港股
美股
外幣樓主敢唔敢趁低買英鎊
美股
外幣
樓主敢唔敢趁低買英鎊trader定trader assistance a.
真心無見過大行trader講野似佢咁on9
真心無見過大行trader講野似佢咁on9
呢幾個星期輸既唔計
樓主覺得啱啱果年食正升市贏到十倍，所以10%係好保守
樓主覺得啱啱果年食正升市贏到十倍，所以10%係好保守