英國移民雜談/攻略/你問我答 (不定時更新) (2)
英國短毛喵
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yes,唔夠35年，但有啲公司有咩umbrella 既人工
https://moneyweek.com/510615/when-to-top-up-your-national-insurance
我唔清楚umbrella係乜野.
Pay as You Earn 係 income tax, 同你 NI 無直接關係. 每次出糧, 你 payslip 會寫左你俾左幾多 income tax (PAYE) 同 NI contribution. PAYE 同 NI contribution 係兩樣野. 你退休之後食 pension , 如果大多收入, 都要交稅 ( https://www.gov.uk/tax-on-pension )
我唔清楚umbrella係乜野.
Pay as You Earn 係 income tax, 同你 NI 無直接關係. 每次出糧, 你 payslip 會寫左你俾左幾多 income tax (PAYE) 同 NI contribution. PAYE 同 NI contribution 係兩樣野. 你退休之後食 pension , 如果大多收入, 都要交稅 ( https://www.gov.uk/tax-on-pension )
留名，希望可以順順利利
同多謝樓主同其他有心人既幫助
同多謝樓主同其他有心人既幫助
請問咩叫 make voluntary top-up contributions
即係做多6年野?
即係做多6年野?
留個名先
去開隔離到埗post，不過都有追你個post，好實用既資訊
去開隔離到埗post，不過都有追你個post，好實用既資訊
lm
唔係叫你做多六年嘢
State pension 可以攞幾多 其中一個因數係你工作嘅年期 你有工作 就要畀national insurance contributions
攞足full state pension，好似要交足三十幾年NI， 如果你喺英國嘅工作時間 唔夠三十幾年 你就攞唔足
不過你可以去top-up你個 NI contributions，即係可能要俾一筆錢 ， 畀咗之後 就當你畀足三十幾年NI 咁
詳細我都唔知 因為我 畢業之後就喺英國做嘢 冇諗過畀唔足 NI 呢個問題
喺英國 退休金係天大嘅事 你可以上一啲同錢有關嘅forum 問下人
除咗state pension 而家好多公司 都有 company or workplace pension 呢個同政府冇乜關係
係你僱主offer ge 退休金
State pension 可以攞幾多 其中一個因數係你工作嘅年期 你有工作 就要畀national insurance contributions
攞足full state pension，好似要交足三十幾年NI， 如果你喺英國嘅工作時間 唔夠三十幾年 你就攞唔足
不過你可以去top-up你個 NI contributions，即係可能要俾一筆錢 ， 畀咗之後 就當你畀足三十幾年NI 咁
詳細我都唔知 因為我 畢業之後就喺英國做嘢 冇諗過畀唔足 NI 呢個問題
喺英國 退休金係天大嘅事 你可以上一啲同錢有關嘅forum 問下人
除咗state pension 而家好多公司 都有 company or workplace pension 呢個同政府冇乜關係
係你僱主offer ge 退休金
巴打會唔會可以分享到關於係英國學車既野？
貴到
可以呀，等我放埋入個waiting list 
不分先後：
Small talk
買電器黎英國
花園e.g. 剪草
交通
移民帶啲咩
買傢俬
水電煤
家居保安
學車
不分先後：
Small talk
買電器黎英國
花園e.g. 剪草
交通
移民帶啲咩
買傢俬
水電煤
家居保安
學車
thx
多謝支持
上連登邊有人上死一個post，我都會去唔同post ，完全無所謂／介意
上連登邊有人上死一個post，我都會去唔同post ，完全無所謂／介意
大佬uk 咁既人工
Babysitter 個貴唔係兩倍咁簡單
再望一望private school 貴到咁
uk state school 差個啲同hk band 3 冇分別
唔通真係得太空人呢條路
Babysitter 個貴唔係兩倍咁簡單
再望一望private school 貴到咁
uk state school 差個啲同hk band 3 冇分別
唔通真係得太空人呢條路
我最大問係唔可以用正常方法
因為身邊發生嘅事非常唔正常
亦冇任何政府機構正式組織肯認頭幫我搞
因為身邊發生嘅事非常唔正常
亦冇任何政府機構正式組織肯認頭幫我搞
但係到我地有得拎退休金個陣可能已經要80歲 
你想要grammar school ge 位, 依度 d 人都想入.
攞足full state pension，好似要交足三十幾年NI， 如果你喺英國嘅工作時間 唔夠三十幾年 你就攞唔足
好似唔係計交錢
係計 NI record
冇做嘢但攞 NI 嘢(例如 carer 果啲) 都叫有 record
早排睇新聞咁講
不過我覺得到廿幾三十年後都應該唔係65歲先攞得，變相有機會到攞得 state pension 果陣都30年了=攞到 full pension
有法定退休年齡. https://www.pensionsadvisoryservice.org.uk/about-pensions/the-state-pension/know-your-state-pension-age
66 - 67 左右. 一到pension age, 就類似食"長糧"
66 - 67 左右. 一到pension age, 就類似食"長糧"
lm
應該係會不停延長，反正我覺得買多幾層樓收租退休總好
點都唔會成世要benefits同一個£60k一年收入ge人有一樣state pension.
https://www.moneysavingexpert.com/savings/state-pensions/
Some people can get more than that. Under the previous state pension rules, workers were able to build up what's known as the additional state pension (also called the second state pension, S2P, or SERPS) – a top-up to the former basic state pension. Although the current rules have now scrapped this top-up, the Government has allowed many workers in their 40s, 50s and early-60s to keep their existing entitlement.
This is part of the Government's pledge that people who worked to build up a healthy state pension under the previous rules shouldn't lose out under the new ones.
To make it work – and it is fiendishly complicated – what you'll get depends on a so-called 'starting sum' calculation. This compares what you'd have been entitled to under the old and new regimes – and, in a nutshell, you'll get the higher of the two. This extra money is known as your 'protected payment' and will be highlighted on your state pension statement.
https://www.moneysavingexpert.com/savings/state-pensions/
Some people can get more than that. Under the previous state pension rules, workers were able to build up what's known as the additional state pension (also called the second state pension, S2P, or SERPS) – a top-up to the former basic state pension. Although the current rules have now scrapped this top-up, the Government has allowed many workers in their 40s, 50s and early-60s to keep their existing entitlement.
This is part of the Government's pledge that people who worked to build up a healthy state pension under the previous rules shouldn't lose out under the new ones.
To make it work – and it is fiendishly complicated – what you'll get depends on a so-called 'starting sum' calculation. This compares what you'd have been entitled to under the old and new regimes – and, in a nutshell, you'll get the higher of the two. This extra money is known as your 'protected payment' and will be highlighted on your state pension statement.
我覺得唔會要人做到70至可以退休.
如果有執政黨提議d人做到75先退休, 下次大選可以話輸梗.
如果有執政黨提議d人做到75先退休, 下次大選可以話輸梗.