我見有啲人TFSA有2-3M CAD,咁即係有幾百萬tax free嘅限額去玩股票,都好發發
有言加拿大萬稅之國,亦未必如是。?
The maximum contribution room from 2012 to 2021 is $60,500.
2021 $6,000
2020 $6,000
2019 $6,000
2018 $5,500
2017 $5,500
2016 $5,500
2015 $10,000
2014 $5,500
2013 $5,500
2012 $5,000
Your friends may be lying to you or your friend will be audited by Canada Revenue Agency very soon.
TFSA Stock Trading Rules
You may be surprised to learn that your trading activity could constitute a business, even if it’s done inside a TFSA. The tax rules mean that should a TFSA operate like a business then they have to pay income tax.
Recently, the Canada Revenue Agency (CRA) has focused their audits on taxpayers that are actively trading within their Tax-Free Savings account.
The CRA takes account a number of things into account when determining whether or not a TFSA is subject to income tax. These include the duration of the holdings, the frequency of the transaction and your intention to hold investments for resale at a profit.
In situations where one or more TFSA taxes are applicable, a TFSA return must be filled out and sent by June 30 of the year following the calendar year in which the tax arose