想過多倫多嘅入一入嚟

Many people were CAUGHT.
5 years ago, my bank investment advisor told me he had made a killing on his TFSA . I told him he may be consider a "trader" and have to pay income tax on his gain. He didn't believe me. I met with him again last year and he told me CRA considered his $85,000 gain on his TFSA as income ask if I can help him fight the re-assessment.

I may be a bit long winded... comes with age

唔明點解香港人成日講讀master轉行IT。（你想做CIO本身有好多年工作/行政經驗除外）

transfer credit讀2nd degree 或IT diploma （雞精斑或college）

[member]thx
最低工資可能最多得 30hr per week
我會自己煮嘢食, 窮撚唔 dine out [
but own bath is most important /member]

U of T has 3 campuses.
I went to Mississauga for first two years- nice beautiful campus
then transferred to St. George campus- Downtown Toronto- a cluster of buildings within a few city block- My classes were all over the place.
There is a campus in Scarborough. I have been there once. Not sure how it is.

好唔好讀 master? i didn't go for master, not sure.
How do you define 好唔好讀?
難唔難報- you have to try to find out

毛出在羊身上

唐人街同華人超市咪多扒手囉。

𠝹袋咁高技巧呢度好少聽過，好似話係東歐幫。

Robbery/mugging 好少聽過。

我住downtown幾十年啲人成日話downtown治安唔好， 我唔覺。 住Markham Richmond hill 啲香港人見到downtown有人乞錢會話治安差。

呢類人係麻煩D，你可以做太空人，但你老婆肯唔肯？如果真係過，可以諗下香港人圈內做生意，不過轉行唔係個個得。

但咁樣途徑搵樓租金係咪會貴啲，羊毛出自羊身上

老人家長氣啲姐，都有啲有用嘢

溫哥華同佢比 差幾遠？

好似睇區

我咁啱讀 top up 9月 grad 可以行 stream B，但好驚搵唔到工

我都唔多接受到share廁所，就算細間啲遠啲都冇所謂但真係唔想共用廁所

重想問吓買繁體中文書難唔難？定多數都係博客來嗰啲算數，唔去實體書店？

應該share condo 獨立廁所最平

呢啲通常幾貴下 around 1200cad near UToronto campus. U can go to the fb group uOf T off campus housing .

My cousin went to HK Wah Yan. He got 6A and 3 B on HK certification exam. Then went to U of T Erindale Campus. He got 4.00 GPA in year one and year two. He was one of the 7 students from Erindale campus that was admitted to U of T medical school in the year. He picked Neurosurgery after general medical school. His wife was a pharmacist from U of T too.
He worked as a janitor at a department store for 2 summers.
What else do you want to know?

Tough to be a landlord in Ontario
P.S. I used to be a real estate salesman

Basement 但無窗 見唔到陽光 同好似對健康有影響 （氣體問題）

Apartment 同condo 係一樣野 前係公司管理 後係私人業主