銀行KYC入行4年, 你問我唔答, 但有超詳細分享

1001 回覆
271 Like 12 Dislike
2017-09-04 22:21:22


懶得覆你就話人唔識分
ETF係主流呢句真心笑左,你睇下港股成交有幾多係ETF, 有幾多係stock先講野啦
唔睇港股?ok,咁睇美股成交,ETF最大市場係美國,但你研究下佢佔成交總額幾多%先啦

除非你睇開非洲股票 咁我真係唔夠你黎

利申,係amex浮沈左1年

https://www.google.com.hk/amp/s/amp.ft.com/content/6dabad28-e19c-11e6-9645-c9357a75844a

真係為你改名都值得

ETFs now account for about 30 per cent of all US trading by value, and 23 per cent by share volume.

From 0% in 2000 to 30% in 2017 is insignificant to you


我咪講左美國係ETF最大既市場, 都係得果3成
香港既ETF, 計埋盈富, 比5年前多左3倍, 都係得4.5%咋,
Source:
http://hk.apple.nextmedia.com/realtime/finance/20170716/56963820

同埋你明唔撚明"主流"點解呀?
3成都叫主流? 咁7成叫乜野流呀?
(拿拿拿, 唔好再迴避, 快D答)

學好d中文先同人講野啦, 你唔覺辛苦都考慮下人地感受啦

BTW, 你真係無改錯名

垃圾真係垃圾 Trash stays trash

Indeed, in volume terms, seven of the 10 most actively traded securities on US stock markets last year were ETFs, not shares. Bank of America’s stock was the most actively traded security, but it only narrowly pipped SPY, the mammoth $221bn ETF that tracks the S&P 500. After that come ETFs that invest in gold, emerging markets, volatility and banks.

And by value traded, SPY reigned supreme — even beating Apple, the world’s most valuable company. Overall ETF trading volume was up almost 17 per cent last year, according to Credit Suisse, after rising 50 per cent in 2015. The US stock trading volume is only up 7 per cent from 2014.


仲有呀, 快D教下大家amex點去啦, 好多巴打等緊你分享

你仲唔快D分享下AMEX 同capital market 既關係 最多比多幾塊狗餅你啦


無料就唔好扮5條啦, 唔識就唔識啦7頭, 淨係識問番人, d狗餅留番俾你自己啦
就算我答左你, 你咪又即刻轉話題, 呢d小學雞語言偽術我見好多啦

扮你老母西咩 柒撚左成個post仲唔夠 一句英文都睇唔撚明 好撚嘔心呀屌你老母
2017-09-04 22:28:12
請問樓主 agent好多ads都無寫係咩banking, job des又寫得好片面
應該點分
&點知係咪只係做tran mon
2017-09-04 22:35:26
各位巴打知唔知BIG4 FINANCIAL CRIME COMPLIANCE實際上係做咩?
2017-09-04 22:38:45
各位巴打知唔知BIG4 FINANCIAL CRIME COMPLIANCE實際上係做咩?

Anything. Depends 老細接左咩deal
2017-09-04 22:42:05
其他人身攻擊我唔浪費時間回喇


https://research-doc.credit-suisse.com/docView?language=ENG&format=PDF&sourceid=em&document_id=x745112&serialid=knrGGNw%2Bo620toTTx96qBQ%3D%3D

自己睇P.12
Exhibit 5: Assets Under Management of U.S. Domestic Equity Mutual Funds, 1989-2016

Active Mutual FUND 佔7成都係非主流
反而3成 index mutual fund先係主流
你真係實至名歸, 冇料扮5條
2017-09-04 22:59:32
其他人身攻擊我唔浪費時間回喇


https://research-doc.credit-suisse.com/docView?language=ENG&format=PDF&sourceid=em&document_id=x745112&serialid=knrGGNw%2Bo620toTTx96qBQ%3D%3D

自己睇P.12
Exhibit 5: Assets Under Management of U.S. Domestic Equity Mutual Funds, 1989-2016

Active Mutual FUND 佔7成都係非主流
反而3成 index mutual fund先係主流
你真係實至名歸, 冇料扮5條

Investors are voting with their feet, creating $1.4 trillion of inflows for U.S. equity index funds and ETFs and $1.2 trillion of outflows from actively managed U.S. equity mutual funds in the past decade. Whenever the market forms a strong consensus, caution is in order.

咁明顯你都要話ETF唔係主流仲要柒落去嘈乜柒姐 唔通一晚就全部由active 轉撚哂passive?
主流意思係market trend 自己睇下外面開ETF 多定active management 多先衝出黎柒啦 Voting with their feet啊
2017-09-04 23:03:03
請問樓主 agent好多ads都無寫係咩banking, job des又寫得好片面
應該點分
&點知係咪只係做tran mon


tran mon會寫得好明顯
如果你唔肯定可以post個job ad上黎研究下
2017-09-04 23:04:38
其他人身攻擊我唔浪費時間回喇


https://research-doc.credit-suisse.com/docView?language=ENG&format=PDF&sourceid=em&document_id=x745112&serialid=knrGGNw%2Bo620toTTx96qBQ%3D%3D

自己睇P.12
Exhibit 5: Assets Under Management of U.S. Domestic Equity Mutual Funds, 1989-2016

Active Mutual FUND 佔7成都係非主流
反而3成 index mutual fund先係主流
你真係實至名歸, 冇料扮5條

Investors are voting with their feet, creating $1.4 trillion of inflows for U.S. equity index funds and ETFs and $1.2 trillion of outflows from actively managed U.S. equity mutual funds in the past decade. Whenever the market forms a strong consensus, caution is in order.

咁明顯你都要話ETF唔係主流仲要柒落去嘈乜柒姐 唔通一晚就全部由active 轉撚哂passive?
主流意思係market trend 自己睇下外面開ETF 多定active management 多先衝出黎柒啦 Voting with their feet啊


咁都仲有得兜
即係假設ANDROID 由1成變3成人用, APPLE由9成變7成
以你嘅邏輯 (假如有), ANDROID 反而先係主流...
呢個POST真係大開眼界
(比喻咋, 你唔好又同我講APPLE無7成人用呀)
2017-09-04 23:04:43
其他人身攻擊我唔浪費時間回喇


https://research-doc.credit-suisse.com/docView?language=ENG&format=PDF&sourceid=em&document_id=x745112&serialid=knrGGNw%2Bo620toTTx96qBQ%3D%3D

自己睇P.12
Exhibit 5: Assets Under Management of U.S. Domestic Equity Mutual Funds, 1989-2016

Active Mutual FUND 佔7成都係非主流
反而3成 index mutual fund先係主流
你真係實至名歸, 冇料扮5條

師兄 你ETF同index mutial fund都唔識分就唔好出嚟7啦
2017-09-04 23:09:58
其他人身攻擊我唔浪費時間回喇


https://research-doc.credit-suisse.com/docView?language=ENG&format=PDF&sourceid=em&document_id=x745112&serialid=knrGGNw%2Bo620toTTx96qBQ%3D%3D

自己睇P.12
Exhibit 5: Assets Under Management of U.S. Domestic Equity Mutual Funds, 1989-2016

Active Mutual FUND 佔7成都係非主流
反而3成 index mutual fund先係主流
你真係實至名歸, 冇料扮5條

Investors are voting with their feet, creating $1.4 trillion of inflows for U.S. equity index funds and ETFs and $1.2 trillion of outflows from actively managed U.S. equity mutual funds in the past decade. Whenever the market forms a strong consensus, caution is in order.

咁明顯你都要話ETF唔係主流仲要柒落去嘈乜柒姐 唔通一晚就全部由active 轉撚哂passive?
主流意思係market trend 自己睇下外面開ETF 多定active management 多先衝出黎柒啦 Voting with their feet啊


主流意思係market trend 呢句已經笑死人啦, 潮流依家興玩bitcoin添
出面一定係active management 多, 你自己計下主板呢幾年有幾多隻ETF上市? 再睇下有幾多 fund management firm 成立啦
2017-09-04 23:11:13
變罵戰
2017-09-04 23:12:48
請問樓主 agent好多ads都無寫係咩banking, job des又寫得好片面
應該點分
&點知係咪只係做tran mon


tran mon會寫得好明顯
如果你唔肯定可以post個job ad上黎研究下

Support front office, and work closely with RM, Business Management, etc
Analyse KYC information, including account opening, review and maintenance
Check on outstanding KYC issues and follow up on client screening
Follow up and review customer information
Engage in ad hoc KYC/ AML projects
唔該樓主 title kyc officer
2017-09-04 23:13:18
其他人身攻擊我唔浪費時間回喇


https://research-doc.credit-suisse.com/docView?language=ENG&format=PDF&sourceid=em&document_id=x745112&serialid=knrGGNw%2Bo620toTTx96qBQ%3D%3D

自己睇P.12
Exhibit 5: Assets Under Management of U.S. Domestic Equity Mutual Funds, 1989-2016

Active Mutual FUND 佔7成都係非主流
反而3成 index mutual fund先係主流
你真係實至名歸, 冇料扮5條

師兄 你ETF同index mutial fund都唔識分就唔好出嚟7啦


我唔肯定我有無講過ETF 即係index mutual fund
如果有, 你quote返出來, 我道歉
如果無, 唔該你道歉
2017-09-04 23:13:41
大佬呀,上班台post變撚財經台post

唔好係又屌,唔係又屌啦大家!冷靜D
2017-09-04 23:14:30
其他人身攻擊我唔浪費時間回喇


https://research-doc.credit-suisse.com/docView?language=ENG&format=PDF&sourceid=em&document_id=x745112&serialid=knrGGNw%2Bo620toTTx96qBQ%3D%3D

自己睇P.12
Exhibit 5: Assets Under Management of U.S. Domestic Equity Mutual Funds, 1989-2016

Active Mutual FUND 佔7成都係非主流
反而3成 index mutual fund先係主流
你真係實至名歸, 冇料扮5條

師兄 你ETF同index mutial fund都唔識分就唔好出嚟7啦


一開頭跟本就係拗passive多定active多
ETF ..etc 果d都只係例子同論點
但我都唔撚明, 點解咁都有得拗?
讀過下書既都知一定係active多啦
就算依家passive愈來愈多人用, 但始終active先係主流
咁簡單既道理點解要嘈?
明明自己都quote晒出黎, active 7成, passive 3成, 咁都可以死撐落去
真係唔撚明
2017-09-04 23:16:55
請問樓主 agent好多ads都無寫係咩banking, job des又寫得好片面
應該點分
&點知係咪只係做tran mon


tran mon會寫得好明顯
如果你唔肯定可以post個job ad上黎研究下

Support front office, and work closely with RM, Business Management, etc
Analyse KYC information, including account opening, review and maintenance
Check on outstanding KYC issues and follow up on client screening
Follow up and review customer information
Engage in ad hoc KYC/ AML projects
唔該樓主 title kyc officer


唔會做tran mon
主要係做KYC, 包括開戶口/periodic review
即係最classic果隻KYC
同我依家做緊既野9成相似
2017-09-04 23:17:45
請問樓主 agent好多ads都無寫係咩banking, job des又寫得好片面
應該點分
&點知係咪只係做tran mon


tran mon會寫得好明顯
如果你唔肯定可以post個job ad上黎研究下

Support front office, and work closely with RM, Business Management, etc
Analyse KYC information, including account opening, review and maintenance
Check on outstanding KYC issues and follow up on client screening
Follow up and review customer information
Engage in ad hoc KYC/ AML projects
唔該樓主 title kyc officer


唔會做tran mon
主要係做KYC, 包括開戶口/periodic review
即係最classic果隻KYC
同我依家做緊既野9成相似

即係都唔算dd/on broad?
2017-09-04 23:18:39
其他人身攻擊我唔浪費時間回喇


https://research-doc.credit-suisse.com/docView?language=ENG&format=PDF&sourceid=em&document_id=x745112&serialid=knrGGNw%2Bo620toTTx96qBQ%3D%3D

自己睇P.12
Exhibit 5: Assets Under Management of U.S. Domestic Equity Mutual Funds, 1989-2016

Active Mutual FUND 佔7成都係非主流
反而3成 index mutual fund先係主流
你真係實至名歸, 冇料扮5條

師兄 你ETF同index mutial fund都唔識分就唔好出嚟7啦


一開頭跟本就係拗passive多定active多
ETF ..etc 果d都只係例子同論點
但我都唔撚明, 點解咁都有得拗?
讀過下書既都知一定係active多啦
就算依家passive愈來愈多人用, 但始終active先係主流
咁簡單既道理點解要嘈?
明明自己都quote晒出黎, active 7成, passive 3成, 咁都可以死撐落去
真係唔撚明

拿果張圖冇加埋ETF嫁喎..
只係比較緊mutual fund
算啦
其實佢都support緊資金個trend都係去緊passive
咁其實睇你點理解trend啦
2017-09-04 23:19:52
請問樓主 agent好多ads都無寫係咩banking, job des又寫得好片面
應該點分
&點知係咪只係做tran mon


tran mon會寫得好明顯
如果你唔肯定可以post個job ad上黎研究下

Support front office, and work closely with RM, Business Management, etc
Analyse KYC information, including account opening, review and maintenance
Check on outstanding KYC issues and follow up on client screening
Follow up and review customer information
Engage in ad hoc KYC/ AML projects
唔該樓主 title kyc officer


唔會做tran mon
主要係做KYC, 包括開戶口/periodic review
即係最classic果隻KYC
同我依家做緊既野9成相似

即係都唔算dd/on broad?

2017-09-04 23:21:47
其他人身攻擊我唔浪費時間回喇


https://research-doc.credit-suisse.com/docView?language=ENG&format=PDF&sourceid=em&document_id=x745112&serialid=knrGGNw%2Bo620toTTx96qBQ%3D%3D

自己睇P.12
Exhibit 5: Assets Under Management of U.S. Domestic Equity Mutual Funds, 1989-2016

Active Mutual FUND 佔7成都係非主流
反而3成 index mutual fund先係主流
你真係實至名歸, 冇料扮5條

Investors are voting with their feet, creating $1.4 trillion of inflows for U.S. equity index funds and ETFs and $1.2 trillion of outflows from actively managed U.S. equity mutual funds in the past decade. Whenever the market forms a strong consensus, caution is in order.

咁明顯你都要話ETF唔係主流仲要柒落去嘈乜柒姐 唔通一晚就全部由active 轉撚哂passive?
主流意思係market trend 自己睇下外面開ETF 多定active management 多先衝出黎柒啦 Voting with their feet啊


主流意思係market trend 呢句已經笑死人啦, 潮流依家興玩bitcoin添
出面一定係active management 多, 你自己計下主板呢幾年有幾多隻ETF上市? 再睇下有幾多 fund management firm 成立啦

On9真係On9 如果有日bitcoin 可以佔都市場交易3成點解唔可以係主流呀
而家BITCOIN MARKET SHARE幾多呀 拎黎比都白痴

而家個trend未停仲去緊 意見都係要時間reflect明未呀
2017-09-04 23:45:27
其他人身攻擊我唔浪費時間回喇


https://research-doc.credit-suisse.com/docView?language=ENG&format=PDF&sourceid=em&document_id=x745112&serialid=knrGGNw%2Bo620toTTx96qBQ%3D%3D

自己睇P.12
Exhibit 5: Assets Under Management of U.S. Domestic Equity Mutual Funds, 1989-2016

Active Mutual FUND 佔7成都係非主流
反而3成 index mutual fund先係主流
你真係實至名歸, 冇料扮5條

Investors are voting with their feet, creating $1.4 trillion of inflows for U.S. equity index funds and ETFs and $1.2 trillion of outflows from actively managed U.S. equity mutual funds in the past decade. Whenever the market forms a strong consensus, caution is in order.

咁明顯你都要話ETF唔係主流仲要柒落去嘈乜柒姐 唔通一晚就全部由active 轉撚哂passive?
主流意思係market trend 自己睇下外面開ETF 多定active management 多先衝出黎柒啦 Voting with their feet啊


主流意思係market trend 呢句已經笑死人啦, 潮流依家興玩bitcoin添
出面一定係active management 多, 你自己計下主板呢幾年有幾多隻ETF上市? 再睇下有幾多 fund management firm 成立啦

On9真係On9 如果有日bitcoin 可以佔都市場交易3成點解唔可以係主流呀
而家BITCOIN MARKET SHARE幾多呀 拎黎比都白痴

而家個trend未停仲去緊 意見都係要時間reflect明未呀


我地一直比較緊active定passive先係主流, 2揀1呀, 明未呀?
你就中途衝出來, 叻都叻唔切咁話2個都係主流
依家邊個on9 d呀?
講埋d 3成都係主流既廢話, 3成都可以係主流, 咁2成得唔得呀? 2成都得, 即係1成都得啦, 但1成你又會話market share太少唔得, 簡單D講, 係唔係主流, 根本就係你定既, 完全唔需要客觀標準
2017-09-04 23:45:55
大佬呀,上班台post變撚財經台post

唔好係又屌,唔係又屌啦大家!冷靜D


想快d 1001左佢算喇
2017-09-04 23:46:52
請問樓主 agent好多ads都無寫係咩banking, job des又寫得好片面
應該點分
&點知係咪只係做tran mon


tran mon會寫得好明顯
如果你唔肯定可以post個job ad上黎研究下

Support front office, and work closely with RM, Business Management, etc
Analyse KYC information, including account opening, review and maintenance
Check on outstanding KYC issues and follow up on client screening
Follow up and review customer information
Engage in ad hoc KYC/ AML projects
唔該樓主 title kyc officer


唔會做tran mon
主要係做KYC, 包括開戶口/periodic review
即係最classic果隻KYC
同我依家做緊既野9成相似

即係都唔算dd/on broad?


due diligence 係KYC其中一個step...
開戶口 = on-boarding
2017-09-04 23:48:55
請問樓主 agent好多ads都無寫係咩banking, job des又寫得好片面
應該點分
&點知係咪只係做tran mon


tran mon會寫得好明顯
如果你唔肯定可以post個job ad上黎研究下

Support front office, and work closely with RM, Business Management, etc
Analyse KYC information, including account opening, review and maintenance
Check on outstanding KYC issues and follow up on client screening
Follow up and review customer information
Engage in ad hoc KYC/ AML projects
唔該樓主 title kyc officer


唔會做tran mon
主要係做KYC, 包括開戶口/periodic review
即係最classic果隻KYC
同我依家做緊既野9成相似

即係都唔算dd/on broad?



2017-09-04 23:58:23
各位巴打知唔知BIG4 FINANCIAL CRIME COMPLIANCE實際上係做咩?

Anything. Depends 老細接左咩deal

其實如果做BIG4 FORENSIC既前景/CAREER PATH對比做IN HOUSE既KYC/AML係咪好D?
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