我要少少時間睇一睇d資料，感謝Uncle咁幫忙
移民左去加拿大Toronto 48年 點滴 4
CNTower
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Thank you我要少少時間睇一睇d資料，感謝Uncle咁幫忙
我要少少時間睇一睇d資料，感謝Uncle咁幫忙You can consider using your RRSP to hold your own mortgage.
You can still have your first mortgage from a bank and your RRSP set up as 2nd mortgage.
https://rates.ca/resources/self-directed-rrsp-mortgage#:~:text=A%20self-directed%20RRSP%20mortgage%20allows%20you%20to%2C%20through%20an,cashflow%20through%20the%20interest%20incurred.
What is a Self-Directed RRSP Mortgage?
An RRSP is a tax-deferred savings account that allows the holder to house qualified investments and allow them to grow over time. They can later use their funds for retirement or towards a down payment, through the Home Buyers Plan or First Home Savings Account (FHSA).
Most people prefer to invest their RRSP in assets that either have guaranteed income (like GICs and bonds), or offer dividend income or capital gains, think stocks and exchange-traded funds (ETFs). However, as interest rates start to rise, one unlikely option has emerged as a viable investment: Your own mortgage.
A self-directed RRSP mortgage allows you to, through an approved lender, invest in a mortgage — either your first mortgage or on an investment property. This arrangement allows you to act as both the borrower and the investor, allowing you instant cashflow through the interest incurred.
Related: RRSPs, RESPs, TFSAs and GICs: The ABCs of Savings Options
How does a Self-Directed RRSP mortgage work?
Before setting up a self-directed RRSP mortgage, you’ll need to convert the existing investments in your RRSP into cash, and then transfer that cash into a self-directed RRSP account.
An approved lender under the National Housing Act must administer the mortgage and the interest rate and payment terms will reflect conventional commercial practice. Lastly, it will need to be insured by Canada Mortgage and Housing Corporation or another private mortgage insurer.
You can still have your first mortgage from a bank and your RRSP set up as 2nd mortgage.
https://rates.ca/resources/self-directed-rrsp-mortgage#:~:text=A%20self-directed%20RRSP%20mortgage%20allows%20you%20to%2C%20through%20an,cashflow%20through%20the%20interest%20incurred.
What is a Self-Directed RRSP Mortgage?
An RRSP is a tax-deferred savings account that allows the holder to house qualified investments and allow them to grow over time. They can later use their funds for retirement or towards a down payment, through the Home Buyers Plan or First Home Savings Account (FHSA).
Most people prefer to invest their RRSP in assets that either have guaranteed income (like GICs and bonds), or offer dividend income or capital gains, think stocks and exchange-traded funds (ETFs). However, as interest rates start to rise, one unlikely option has emerged as a viable investment: Your own mortgage.
A self-directed RRSP mortgage allows you to, through an approved lender, invest in a mortgage — either your first mortgage or on an investment property. This arrangement allows you to act as both the borrower and the investor, allowing you instant cashflow through the interest incurred.
Related: RRSPs, RESPs, TFSAs and GICs: The ABCs of Savings Options
How does a Self-Directed RRSP mortgage work?
Before setting up a self-directed RRSP mortgage, you’ll need to convert the existing investments in your RRSP into cash, and then transfer that cash into a self-directed RRSP account.
An approved lender under the National Housing Act must administer the mortgage and the interest rate and payment terms will reflect conventional commercial practice. Lastly, it will need to be insured by Canada Mortgage and Housing Corporation or another private mortgage insurer.
I am not familiar with law clerk. My daughter told me 'good law clerk' are in demand. You can check out colleges that offer the law clerk program.
I really have no information on law clerk program
May be the following can help you
https://www.google.com/search?client=opera&hs=Azb&sxsrf=AB5stBgqI6KnM4a2RlG67E-14ltlJp1_LQ:1691543428965&q=Best+Law+Clerk+program+in+Ontario&sa=X&ved=2ahUKEwiaj9Kpss6AAxU7OTQIHeEDCDgQ1QJ6BAg4EAE&biw=1272&bih=898&dpr=1
https://www.youtube.com/watch?v=APJhkh8N9bw
May be the following can help you
https://www.google.com/search?client=opera&hs=Azb&sxsrf=AB5stBgqI6KnM4a2RlG67E-14ltlJp1_LQ:1691543428965&q=Best+Law+Clerk+program+in+Ontario&sa=X&ved=2ahUKEwiaj9Kpss6AAxU7OTQIHeEDCDgQ1QJ6BAg4EAE&biw=1272&bih=898&dpr=1
https://www.youtube.com/watch?v=APJhkh8N9bw
Are you that strong?
most of them required experience and drivers licence
https://ca.indeed.com/jobs?q=landscaping&l=scarborough%2C+on&vjk=e2d0580392e6f292
https://ca.indeed.com/jobs?q=snow+removal&l=scarborough%2C+on&vjk=eae7d641993022ee
most of them required experience and drivers licence
https://ca.indeed.com/jobs?q=landscaping&l=scarborough%2C+on&vjk=e2d0580392e6f292
https://ca.indeed.com/jobs?q=snow+removal&l=scarborough%2C+on&vjk=eae7d641993022ee
It depends on the amount of your bonus and your total income. Bonus will be taxed t your marginal tax rate. If the amount is material, you can make a tax instalment using electronic banking. Select new payee and add CRA then your SIN and pay the estimated tax based on your tax rate. If you overpaid your taxes, a refund will be returned to you after you filed your personal tax returns next year.
May be. Under $500?
Maybe I’ll go LINC course
I don't have to do that back then.
It’s for new comer 
but before you take a English course you have to take an English assessment right
but before you take a English course you have to take an English assessment right建議你聽多啲新聞台。 例如
https://toronto.citynews.ca/video/
AM 680 on radio
channel 24 on TV
https://toronto.citynews.ca/video/
有兩個免費中文收音機電台AM1430同AM 1540.不過都係藍絲。
https://toronto.citynews.ca/video/
AM 680 on radio
channel 24 on TV
https://toronto.citynews.ca/video/
有兩個免費中文收音機電台AM1430同AM 1540.不過都係藍絲。
what kind of job?