UK 租樓買樓攻略 (7)

你唔會好多選擇.

https://www.rightmove.co.uk/property-to-rent/map.html?locationIdentifier=REGION%5E1408&minBedrooms=2&maxPrice=1500&numberOfPropertiesPerPage=499&propertyTypes=&includeLetAgreed=false&viewType=MAP&mustHave=&dontShow=houseShare&furnishTypes=&keywords=

https://www.rightmove.co.uk/property-to-rent/map.html?locationIdentifier=REGION%5E1297&minBedrooms=2&maxPrice=1500&numberOfPropertiesPerPage=499&propertyTypes=&includeLetAgreed=false&viewType=MAP&mustHave=&dontShow=houseShare&furnishTypes=&keywords=

我諗大部份人買樓要mortgage , 就係無能力full pay. 呢個唔係想唔想, 係做唔到嘅問題.

等同係香港, 邊個唔想有老竇直頭送層太古城俾你一樣. 個個都想, 做唔到丫嘛.

呢到d人做野真係好撚廢
搵次冇出錯已經要偷笑 買樓可以入錯名入錯銀碼
可以錯既都錯一次先

其實budget 真係有限，想買share ownership 但驚中大伏

Mortgage 係英國借到人工幾多倍？ 當你呢一刻預支未來打算用更多既未來去還債，何不先辛苦幾年去儲錢

當然，個市好，樓價升，息又低，銀紙貶值更係快d 借，問題係你問心而家係咪牛市先

呢一刻無能力full paid 所以只有mortgage 一途？我認為人生有更多選項

你辛苦個幾年又洗唔洗住？
租住先？依家息口高
租金都高左好多
除非你有屋企人肯俾你無條件住幾年
相處又冇問題啦
否則點儲錢？

除非？所以買樓真係計清楚條數
你買樓唔係0首架嘛，你d 首期可以投資可以賺利息架嘛，20萬首期先算，當你5厘定期都1萬鎊掛
800pcm 係倫敦都租到share house 啦，仲有400鎊剩啊，我都廢時講其他區隨時租到house 了咁你份人工原本拎黎供mortgage 個條數仲儲唔儲到錢？

仲有你未計樓價跌幅啊，今年話會跌2.5%, 明年樂觀預計都2%-4%, 40萬樓價隨時變左37萬6, 2萬4每年5厘息每年多就1200鎊