【屋企有60隻窗先係真有錢人】低調置業討論區(63)

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1 Like 0 Dislike
2017-09-08 17:47:11
各位巴打，我朋幫友問問，
佢出現金糧，30k左右h每月固定日子存入銀行，
呢個情況下買樓，銀行會唔會肯借9成？
都係買300萬以下的樓

2017-09-08 17:48:51
依家供款期容唔容易做到30年 主要咩因素影響？

主要睇供款人年齡同樓既年齡
好似拎75去減



2017-09-08 17:49:32
其實還Grant loan計唔計入壓力測試架?


乜債都計





Grant loan 唔計嫁 Grant loan 直頭唔會係TU到出現, 點樣計




2017-09-08 17:50:19











2017-09-08 17:52:10
其實還Grant loan計唔計入壓力測試架?


乜債都計





Grant loan 唔計嫁 Grant loan 直頭唔會係TU到出現, 點樣計








2017-09-08 17:52:53
其實還Grant loan計唔計入壓力測試架?


乜債都計





Grant loan 唔計嫁 Grant loan 直頭唔會係TU到出現, 點樣計






2017-09-08 17:53:49












2017-09-08 17:55:31
如果老豆層400萬樓, 想換800萬樓全家住
我做供剩下果400萬, 首置稅個問題加老豆一半名, 係收一半既稅?
之後再加名又避唔避到?

巴打個case 唔清楚,講清楚D想點買

簡單D講
有400首期老豆比, 800萬樓
但想落番老豆名 我首置
稅方面係咪一半既15%?
近親後加名避唔避到?

第一，你老豆本身有無樓？
無樓換樓定係買多一層
如果你老豆本來有一層，唔係換樓，就要俾tax
如果換樓，舊樓半年內賣出可以退返稅，但要俾左先

明白thx，如果有咁多cash就好


估你應該換樓OR 買多層，假設而家層樓係
1. 換樓（落你老豆名）
1.1 先買新樓，先俾額外印花稅，半年內賣舊樓，退返稅
1.2 先賣舊樓，再買新樓，正常印花稅
2. 換樓，落你名正常印花稅
3. 買多層，落你老豆名，唔理聯名定單獨，額外印花稅
4. 買多層，落你名，正常印花稅



寫緊program

清楚D嘛
2017-09-08 17:55:46













呢度既ib 係指 ibond 嗎？
2017-09-08 17:56:07


乜債都計





Grant loan 唔計嫁 Grant loan 直頭唔會係TU到出現, 點樣計









Full grant full loan 一個咪32 兩個咪74
我地唔識唔好話人唔得

好難full grand ＋ full loan 架
2017-09-08 17:56:58













呢度既ib 係指 ibond 嗎？

2017-09-08 17:57:13


乜債都計





Grant loan 唔計嫁 Grant loan 直頭唔會係TU到出現, 點樣計









Full grant full loan 一個咪32 兩個咪74
我地唔識唔好話人唔得

好難full grand ＋ full loan 架

2017-09-08 18:02:09


乜債都計





Grant loan 唔計嫁 Grant loan 直頭唔會係TU到出現, 點樣計









Full grant full loan 一個咪32 兩個咪74
我地唔識唔好話人唔得

好難full grand ＋ full loan 架


2017-09-08 18:05:12


乜債都計





Grant loan 唔計嫁 Grant loan 直頭唔會係TU到出現, 點樣計









Full grant full loan 一個咪32 兩個咪74
我地唔識唔好話人唔得

好難full grand ＋ full loan 架



2017-09-08 18:07:02













呢度既ib 係指 ibond 嗎？


2017-09-08 18:33:32
星期六日冇新盤
2017-09-08 19:01:39
請問一下，聯名樓如何甩一個名，供緊，有咩要注意？
2017-09-08 19:15:33
請問一下，聯名樓如何甩一個名，供緊，有咩要注意？


去律師樓攪，比正常印花稅，半份契比樓價一半嘅印花稅，唔記得係咪叫送契
2017-09-08 19:25:54
請問一下，聯名樓如何甩一個名，供緊，有咩要注意？


去律師樓攪，比正常印花稅，半份契比樓價一半嘅印花稅，唔記得係咪叫送契

當正常買埋都係咁比，都係交一半印花稅
不過供緊就好似要做過按揭，計番一個人名係咪供得起
2017-09-08 19:38:35





Full grant full loan 一個咪32 兩個咪74
我地唔識唔好話人唔得

好難full grand ＋ full loan 架




2017-09-08 19:42:02





Full grant full loan 一個咪32 兩個咪74
我地唔識唔好話人唔得

好難full grand ＋ full loan 架





2017-09-08 20:07:20



Full grant full loan 一個咪32 兩個咪74
我地唔識唔好話人唔得

好難full grand ＋ full loan 架






2017-09-08 20:23:13

好難full grand ＋ full loan 架







2017-09-08 20:28:11








2017-09-08 20:39:18
請問一下，聯名樓如何甩一個名，供緊，有咩要注意？


去律師樓攪，比正常印花稅，半份契比樓價一半嘅印花稅，唔記得係咪叫送契

當正常買埋都係咁比，都係交一半印花稅
不過供緊就好似要做過按揭，計番一個人名係咪供得起

唔該vic 巴，遊雲巴
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