IB用家討論區 (12)

如果你margin account 會負咗美金 唔會用你港紙
唔想咁就轉咗美金先 同埋美股係T+1 換錢T+2 換錢時間會耐啲

咁你不如試吓搵第二張差唔多到期日試吓…始終tbill 同股票有表，流通性係差啲

香港時間星期一清晨就開市既

其實都想知可以點分散吓風險
債又係ib 股又係ib
本身有啲定期喺citi 都過晒ib做美債算
本身又有啲牛牛短炒 而家用慣咗都牛牛睇又係ib 買算
可以點 係咪唯有開埋cs自己分啲過去?

唔明點解啲retail客成日咁怕IB執 但係啲Fund佬都冇依啲concern

想問吓一開始開AC入嗰一萬要幾耐先收到
我用恒生過數
星期六入見到而家都仲未收到

When considering the safety of placing your wealth in Charles Schwab or Interactive Brokers (IBKR), it's important to evaluate several factors such as regulatory oversight, insurance coverage, financial stability, and security measures. Here’s a comparison of both:

### Regulatory Oversight

- **Charles Schwab**: Schwab is regulated by the Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority (FINRA). It is also a member of the Securities Investor Protection Corporation (SIPC).
- **Interactive Brokers (IBKR)**: IBKR is similarly regulated by the SEC and FINRA and is also a member of the SIPC.

### Insurance Coverage

- **Charles Schwab**: Customer accounts at Schwab are protected by SIPC up to $500,000, which includes a $250,000 limit for cash. Schwab also provides additional insurance through Lloyd’s of London, offering further protection beyond SIPC limits.
- **Interactive Brokers (IBKR)**: IBKR provides SIPC protection up to $500,000, with a $250,000 limit for cash. IBKR also has additional insurance coverage through Lloyd’s of London that extends beyond SIPC limits.

### Financial Stability

- **Charles Schwab**: Schwab is one of the largest brokerage firms in the United States with substantial assets under management. Its financial stability is reflected in its strong balance sheet and credit ratings.
- **Interactive Brokers (IBKR)**: IBKR is also well-capitalized and known for its strong financial position. It has a robust risk management framework and a solid track record of financial stability.

### Security Measures

- **Charles Schwab**: Schwab employs advanced encryption, multi-factor authentication, and other cybersecurity measures to protect client data.
- **Interactive Brokers (IBKR)**: IBKR also uses strong encryption and multi-factor authentication. Additionally, it offers a security device for two-factor authentication to enhance account security.

### Customer Service and Support

- **Charles Schwab**: Known for excellent customer service, Schwab offers extensive support through phone, chat, and in-person branches.
- **Interactive Brokers (IBKR)**: While IBKR has improved its customer service, it is often considered more suited to experienced investors who need less hand-holding.

### User Experience

- **Charles Schwab**: Schwab offers a user-friendly platform that caters to both novice and experienced investors.
- **Interactive Brokers (IBKR)**: IBKR’s platform is highly advanced and may have a steeper learning curve, but it is very powerful for active and professional traders.

### Conclusion

Both Charles Schwab and Interactive Brokers are reputable and secure institutions for managing wealth. The ultimate decision may come down to personal preferences regarding customer service, platform usability, and specific needs as an investor.

For most investors, either firm would be a safe place to hold wealth, given their regulatory compliance, insurance protections, financial stability, and security measures. However, it’s always prudent to conduct further personal research or consult with a financial advisor to determine which option best suits your individual needs.

想問下點可以睇到呢版

想問下citi 戶口直接入美金落IB洗唔洗手續費？

想問下ib電匯出去外國戶口e.g.firstrade，但戶口登記人唔同名，咁匯唔匯到？

唔可以

只可以射同名account

第一次用ib, 求問
假設入左500萬HKD,轉左做美金,要放幾耐轉走先唔會被封號?
定要拎其中100萬去trade再轉走先比較好?
thx

其實係牛牛 trade 定IB 平?

你一開account就換500萬仲要轉走

唔ban你ban邊個？

求問如果IB 户口美金轉回銀行,邊間銀行唔洗收費?

求問個界線點係邊?

ib係比你兌錢買嘢唔係比你當找換店

明就明

即係我要全部500萬買哂，trade 完一獲先可以轉走？

你用銀行買美金啦

銀行/牛牛買美金個價好差
本身想買NVDA,因為唔知IB會用成點,所以唔敢入咁多

買NVDA之後轉倉唔得咩

邊間銀行買美金最抵?

ICBC好抵