1. Discount factor用係VO valuation or payment上, 唔會應該個lump sum Contract Sum, 如果做payment要夾返Contract Sum (eg. work done 100%)咪最尾補返一蚊或者round up round down調整, 無傷大雅的
2. 睇清楚SFBC2005 cl.22 個名: CAR Insurance
of the Works
所以無錯, SFBC2005要求保Works係保到SC+14日(睇埋cl.2.1(1)(h)就知點解), Third Party Liability就要保到DLP完