多倫多生活討論區 105 Happy Canada day

搞咩 屌

早晨呀Uncle,

今朝打咗去，個Agent叫我填翻個T1 Adjustment Request 去update 返我邊人過嚟land...

牛咁耐嘅日子... 我諗我淨係記得係邊年嘅Summer... 咁想問吓，畀best guess 會唔會有問題？

Do you have your old passport?
Just do the best guess you can.
I hope it doesn't open up a can of worms about your non resident status.

finger crossed... thx again for your help.

or should i just pay the penalty and withdraw all TFSA money and use 2024 as the starting year (as they "projected")? I am aware of the "worms" thing and thinks that it will be quite a "blackhole" if I am going to dig deep and startvto "correct" them... ?

呢度冇食環署公廁

If what you said that you had a clean cut of ties was correct then you have nothingvto worry about. I don't have your complete information therefore I asked you did you consult your accountant in my previous reply
There was a case where the taxpayer his wife and his 2 years old son moved outvif the country for a number of years. (More than 5 under 10). He was deemed a tax resident of Canada for all the years he was away.
Reason: without his knowledge, his wife did not cancel the child care benefits. He had to pay taxes on world-wide income while he was away.

Once your file was flagged, it may have referred to other sections for follow up.
By the way, I saw your post here last year, why didn't you ask before you make the contribution? I would have suggested you to wait till you received the Notice of Assessment to confirm how much contribution room you have.
I still think you should consider withdraw the over contributed amount CRA determined now. Yiu can always put it back if CRA decide your revised contribution room. Leaving the over contributed amount will result in monthly additional interest penalty.

i see... thx

I just left my hsbc account with no transaction over those years... I think that's sort of ok... No rebate, no transactions, just a small amount says 1000 left there before I came back abd use it again mid 2023....

I think i owe you quite a few lunchboxes from silver-star foodcourt now...

yep... That what i am thinking about

I just left my hsbc account with no transaction over those years... I think that's sort of ok... No rebate, no transactions, just a small amount says 1000 left there before I came back abd use it again mid 2023....
嗱， 我唔可以斷定有冇問題。 但一定唔係冇問題。 而且你2023又用返依個戶口。 如果你琴日話有依個account,我會建議你俾罰款，withdraw overcontrited 額。

CRA㩒幾個掣，就即刻知道所有關於你既資料。當然通常係唔會睇既，而且無啦啦係唔準睇嘅。但係開咗file咁就所有有關既員工，都可以睇而且會有記錄邊個睇過。因此，見好多人瞞稅幾十年都捉唔到，但係可能因為啲小嘢而中彈。

ok

Hope the CRA staff you are dealing with is on holiday mood.
我教啲靚既八字珍言:
多一事，不如少一事。

依家call緊RBC轉翻啲錢出嚟， thx uncle... 以後唔會再信啲親戚鳩噏㗎啦...

我睇你好你睇我好啫
美國Costco 我哋去睇都幾吸引
又大把酒賣

我同老婆喺稅呢瓣打滾加埋成八十年。真係千奇百怪都見過晒。害死最多人既就係啲一知半解，而亂俾意見嗰班親戚朋友。我最憎啲客（potential）話邊個，邊個咁講㗎喎。我老婆聽到依句， 就會另聘高名。

仲有，我老婆從來唔會答非自己客既任何稅務問題.關亦唔會係社交場合回答任何稅務問題，因為就算冇收費，都會要負上liability 而且practice insurance都唔包.

想問吓畀完penalty, withdraw埋錢之後，好唔好寫信去CRA問佢可唔可以wave之後嘅penalties? 認衰仔信錯親戚會唔會有機？

just withdraw the over contribution, pay the interest penalty (there may be one more notice coming). It says you owed $859.12. I suggest you pay $2,000 and hope that will be enough to cover any additional penalties.

You will get a refund for overpayment (may be after you file your 2024 tax returns.)

ok, thx, no letter then

我幾時落Silver Star 撞你，最少都要食返盒四季豆干炒牛河啦...? Thanks again

一句忠言。 以後法律，稅務啲嘢，最好都係揾專業人士幫忙。我通常都會俾一般簡單既知識，但係多數會提議搵會計師，因為一個微小既細節，都會有好唔同既推斷。

明白... 咁一隻手就拍唔響嘅... 有鳩噏親戚都要有條戇鳩信佢，先至會做成damage嘅... 咁今次我又確實係戇鳩嘅...

心領。 多謝先。 我識粵港個Nicole成十年囉