多倫多生活討論區 105 Happy Canada day
唔上吾落
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16 Dislike
試過未掂到埋去已經著咗部電器
會唔會係靜電呀？
開燈嗰啲唔係靜電
朝頭早有時隻手掂到門鎖嗰啲就係靜電
朝頭早有時隻手掂到門鎖嗰啲就係靜電
想問有冇人有同樣煩腦
係普通股票戶口股票賺左錢
想換第2隻股票
但賣出又要比稅(大約40%)
要比咁多稅又唔捨得賣
係普通股票戶口股票賺左錢
想換第2隻股票
但賣出又要比稅(大約40%)
要比咁多稅又唔捨得賣
分享下買左咩賺咁多先
Tqqq
NVid 有冇份
咁可能真係漏電.
見得多啦。
嗰陣好多喺IT公司做既都攞到stock option.通常值一百幾十萬。好多都嫌俾好多稅，唔肯賣。 最後跌到渣都冇。富貴如過眼雲煙。
嗰陣好多喺IT公司做既都攞到stock option.通常值一百幾十萬。好多都嫌俾好多稅，唔肯賣。 最後跌到渣都冇。富貴如過眼雲煙。
https://www.mingpaocanada.com/tor/video/index.cfm?cid=2
新聞話啲賊去銀行捕你提款，大家要小心
新聞話啲賊去銀行捕你提款，大家要小心
今次英國大選算唔算係連登極右勢力嘅勝利
生活都有問題，仲理政治
好彩銀行無錢
係囉
賺左果啲要嘔返差唔多4成出黎
唔賣又驚佢之後跌返
賺左果啲要嘔返差唔多4成出黎
唔賣又驚佢之後跌返
2成先真
不過都5位數
不過都5位數
唔好賣 贏入追輸就溝 信自己不如信美帝金融霸權
想轉Tsla 未儲夠貨
我老婆以前有個日本妹client，佢每三個月就收到stock option. 次次都直時賣出去然後俾稅。政府隻手永遠插喺你個袋度。我同稅例打咗幾十年交道，咪一樣要俾咁多稅。
但放rrsp 將來升左1倍2倍
到時比啲tax咪仲多
Rrsp withdraw 100%當income
到時比啲tax咪仲多
Rrsp withdraw 100%當income
我無
輸錢呀
輸錢呀
Rolling Stocks or stock options into RRSP will be subject to contribution limit.
All RRSP home buying plans/arrangement are stupid.
I rolled my home mortgage into my wife's RRSP many years ago and it worked for us.
.https://www.morningstar.ca/ca/news/185513/what-kinds-of-mortgages-can-i-hold-in-my-rrsp.aspx#:~:text=The%20main%20advantage%20of%20putting,%2C%20however%2C%20is%20the%20cost.
A self-directed RRSP can hold a mortgage on either commercial or residential Canadian real estate. Such a mortgage (first, second, etc.) is a qualified investment for an RRSP provided certain conditions are met.
The mortgage must be administered by an approved lender under the National Housing Act (which includes most financial institutions) and the mortgage interest rate, and other terms and conditions must reflect normal commercial practices. In addition, where the mortgage is a "non-arm's length mortgage" (i.e. the borrower who is mortgaging his or her real property is the RRSP annuitant or is related to the annuitant), the mortgage must be insured either by the Canada Mortgage and Housing Corporation (CMHC) or by a private insurer of mortgages. The mortgage insurance requirement ensures that in the event the annuitant defaults on his or her mortgage, his or her retirement savings are protected.
The main advantage of putting your own mortgage in your RRSP is that you can pay yourself (through your RRSP) a higher rate on the mortgage than you may have been able to earn on the short-term income and cash instruments currently in your RRSP. Perhaps the biggest drawback, however, is the cost.
I rolled my home mortgage into my wife's RRSP many years ago and it worked for us.
.https://www.morningstar.ca/ca/news/185513/what-kinds-of-mortgages-can-i-hold-in-my-rrsp.aspx#:~:text=The%20main%20advantage%20of%20putting,%2C%20however%2C%20is%20the%20cost.
A self-directed RRSP can hold a mortgage on either commercial or residential Canadian real estate. Such a mortgage (first, second, etc.) is a qualified investment for an RRSP provided certain conditions are met.
The mortgage must be administered by an approved lender under the National Housing Act (which includes most financial institutions) and the mortgage interest rate, and other terms and conditions must reflect normal commercial practices. In addition, where the mortgage is a "non-arm's length mortgage" (i.e. the borrower who is mortgaging his or her real property is the RRSP annuitant or is related to the annuitant), the mortgage must be insured either by the Canada Mortgage and Housing Corporation (CMHC) or by a private insurer of mortgages. The mortgage insurance requirement ensures that in the event the annuitant defaults on his or her mortgage, his or her retirement savings are protected.
The main advantage of putting your own mortgage in your RRSP is that you can pay yourself (through your RRSP) a higher rate on the mortgage than you may have been able to earn on the short-term income and cash instruments currently in your RRSP. Perhaps the biggest drawback, however, is the cost.