多倫多生活討論區 101

準備cut戶口，淨係留張credit card

突然醒起2026世界盃係美加墨合辦，我都想湊下熱鬧，唔知幾時有飛賣

Uncle，如果我2023年返得半年工，今年2024返足全年工，假設人工不變，想問我2024的 rrsp quota 應該係幾多？

應該跟返2023 報完稅果個 quota，定係自己按2024收入計？

我本身都想隨緣 但發現真係會keep住原狀做獨撚然後自己唔開心😫

你有冇join吓啲活動識吓啲人？雖然要勇氣但社交需求都好重要（黎到先發現）

我諗就係少咗個渠道去識同維繫🥲只要係有個平台聚到一班人regular見其實已經好好多

你點識的🥲
見啲人可能fd搭fd, 可能翻工識到人, 住同一棟大廈識到鄰居etc.
我個中同甚至係整電話上台個陣識到人又帶佢哋出去識其他人
但我完全冇呢啲機會😅
唯有主動去識 但就識到一堆ig fd…

越想要越得唔到🥲
我身邊有啲內向嘅舊朋友都係會識到一班岸vibe嘅人
係我唔知點解遇唔到
然後越覺得自己識唔到人就越真係識唔到😂

典型self fulfilling, 真係放鬆自己，咪再諗咁多，順其自然啦

Join嚟無能用

唔抗拒嘅，都有約過一次滑雪
有係ig 同啲在加港人交流吓咁
但主動去約就無試過

威啦
依家淡出咗喺朋友圈啦
人地都唔敢約你出去玩

真 但有啲人約都唔出

我都係識同事之就無朋友
上網識女，傾下就越來越無野講

有清，不過我見今年財政預算有寬免

佢個數係用我23年半年收入計，我24返足一年工個數應該會多啲

RRSP is based on 18% of your previous year's income up to $30,780 for 2023 (this amount adjusted each year)

https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/rrsps-related-plans/contributing-a-rrsp-prpp/contributions-affect-your-rrsp-prpp-deduction-limit.html

How is your RRSP deduction limit determined
The Canada Revenue Agency generally calculates your RRSP deduction limit as follows:

your unused RRSP deduction room at the end of the preceding year
Plus

The lesser of the two following items:
18% of your earned income in the previous year
the annual RRSP limit (for 2023, the annual limit is $30,780)
That exceeds one of the following items:
your pension adjustment (PA)
your prescribed amount for connected persons
Plus

your pension adjustment reversal (PAR)
Minus

your net past service pension adjustment (PSPA)
If you want to calculate your RRSP deduction limit yourself, see chart 3 of Guide T4040, RRSPs and Other Registered Plans for Retirement.

https://www.canada.ca/en/revenue-agency/services/forms-publications/publications/t4040/rrsps-other-registered-plans-retirement.html

咁衰

係 都唔知咩人嚟
搞搞下唔敢約了

諸葛亮都冇咁難請
無謂犯賤啦

真
約其他人算
諗住可以大家出嚟玩 特別啲活動一大班人先開心