多倫多生活討論區 83

留名

開TFSA ACCOUNT 度有哩句

https://www.canada.ca/en/revenue-agency/services/forms-publications/publications/rc4466/tax-free-savings-account-tfsa-guide-individuals.html#P44_1128

If you make a contribution, except for a qualifying transfer or an exempt contribution, while you are a non-resident, you will be subject to a 1% tax for each month the contribution stays in the account. You may also be liable for other taxes. For more information, see Tax payable on non-resident contributions.

NON RESIDENT 係指VISITOR? 如果我係拎有STUDY PERMIT 嘅學生, 我應該係RESIDENT 啦?

D黑人周圍打劫搶野都唔捉
白卡好少事姐

改街名果D就重要好多啦

了解下
https://en.m.wikipedia.org/wiki/Deinstitutionalisation

https://arrivein.com/finance/tax-free-savings-accounts-tfsa-for-newcomers-investing-in-canada/#:~:text=To%20be%20eligible%20to%20open,the%20residency%20requirements%20of%20Canada.

Who can open a Tax-Free Savings Account?
To be eligible to open a TFSA, you must:

Be a resident of Canada, that is a permanent resident, citizen, or work permit or study permit holder who has met the residency requirements of Canada. (A non-resident can also open a TFSA in Canada, but their contributions will be taxed at one per cent per month until they become a resident of Canada.)
Be 18 years of age or older.
Have a valid Social Insurance Number (SIN).
You do not need to have a job in Canada or earn an income here to qualify for a TFSA. As a new permanent resident who’s over the age of majority, you can open a TFSA immediately after getting a SIN and start saving right away

呢度毒品問題嚴重得多

a nice thing to say to save money

政府理都唔想理
最好你班友自己圍埋一堆食

香港人算係收收埋埋多d
同埋依邊毒品問題好嚴重，所以好多望落去精神健康有問題既都係吸左毒多
講開我覺得依邊明顯有問題多d既係romantic relationship
依邊好多toxic relationship，同埋依邊toxic masculinity好嚴重
所以好多女仔都因為感情問題而面對情緒病

感覺TD first class都唔錯，仲免首年年費

可唔可以分享多啲
呢邊點樣toxic relationship法？
香港少d?真心請教

15000 annual charges.

（依個只係普遍現象，唔代表每個加拿大人都係咁，亦唔代表香港就冇依d問題）

個問題係同依邊toxic masculinity、扭曲左既alpha male定義好有關
成個北美既文化都係男人要好乎合傳統定義既男人形象
即係大男人，所以係關係上性別係唔平等
依邊唔少男人係習慣自己話哂事
有時甚至係連d小事都唔會比女朋友做選擇，要控制哂女朋友好多既野
因為佢地覺得如果自己話唔到事，就有失男性尊嚴、覺得好冇用
所以女仔係關係上可以選擇到既野係比較少

同埋話就話依度好似好接納LGBT
其實普遍直男都好唔想自己比人當係Gay
所以只要做少少野係有失masculinity，就會極抗拒
都遇過唔止一對情侶係男方唔比女仔係大家屋企自己既空間裝修得少女化，因為男方擔心比朋友上黎屋企見到會覺得好Gay或者好小朋友
簡單講好多男仔對自己既masculinity係好冇自信，亦唔想比人覺得係女性化、Gay
所以係關係上，有時個女方想同男朋友做d得意少少既野，男方都唔會想做，但係男仔就迫女方同自己一齊做自己鍾意做既野

另外就係，依邊同香港，或者其實全世界都係一樣
男性係比較少將情緒健康咁表達出黎（例如同人呻、喊、散心）
不過香港男人習慣係用passive aggressive方式表達
而依邊既男人係習慣用暴力/性行為表達出黎，所以依邊家暴都幾嚴重，性暴力都係

同埋依邊既拍拖歷程係hang out > dating > inclusive dating > in a relationship
最簡單講就係前兩個階段大家都可以同唔同潛在對象一齊做，甚至扑埋都ok，第三個階段都係可以一個唔該就分開
大多數女仔的確係比較容易有romantic feeling，而大多數男仔只要有sex就得
所以好多時女仔係頭三個階段已經慢慢鍾意一個男仔
但個男仔都仲係當人免費雞，一個唔該就cut off哂d聯絡
因此對好多女仔黎講，都係好hurt
（都係個句，都有好多女仔係enjoy未拍拖已經sex，亦有男仔係係dating階段已經好專一）

戴個頭盔重申，香港一樣有依d情況，加拿大一樣有好sweet既couple
但我做輔導既經驗係，係關係問題上，依邊做左幾個月帶比我既衝擊係多過我係香港做左幾年加埋