多倫多生活討論區47

佢個mon有字寫住架
下次留意多少少啦

你嗰啲雞仔數邊個得閒理你
唔講以為你每個月入幾百萬入嚟

牛拿咁大隻字寫住
你絕D咪比稅前10%，tax didn't serve me
稅後10其實都唔止10

如果我自己香港Account E咗多過10000CAD等值過嚟做生活費
照下面嗰段講係咪都唔使理？

你可以試下。
首先你要存現錢入銀行，然後TRANSFER俾你Relatives. 依兩個動作已經閃起紅燈。你不尋常存現金， 同成日匯錢同收HK匯錢，銀行會懷疑你洗錢，責任上都要報你上去。

keep all records/documents.
If you have morethan CND$100,000 assets such as cash and properties etc, you must file a T1135 when you file your T1 personal tax returns.

呢啲多數都係有法可依/殺一儆百多㗎啦
點會逐個小市民咁捉
如果你每個月固定入現金落銀行戶口但又冇合理解釋 就好易估到你逃稅

你全現金出糧 現金消費 基本上好難捉

Thanks Uncle

稅後10即係21%

Uncle有樣嘢想問下

嚟咗之後加紙跌咗好多，所以有喺香港戶口keep住兌多啲啲加紙，如果報稅時升返，而我又冇兌返做港紙去賺差價，係咪都係好似股票咁冇實際損益而唔使報稅？

喺香港只係做咗一年嘢，未真係試過報稅，唔係太識，sorry

There may be an issue with gain on excahnge if you sold HK$ and bought Canadian dollar after you landed in Canada.

Find out the Canadian dollar exchange rate on the day you landed in Canada and the gain/loss compare to the HK$ in CDN $ on the day you landed.

You only pay taxes on the actual gain on HK$ you sold and buy Canadian dollar after you landed.


You are deemed to dispose all assets at Fair Market Value on the day you landed in Canada and DEEMED to re-aquire them at Fair Market Value.

e.g.
on day you landed HK$200,000 at 0.160 = CDN$ 32,000
sold after you landed $100,000 at 0.175 = CDN$ 17,500
gain = $ 17,500-$16,000 = $1,500

cost $100,000 at 0.16 =$16,000

By the way, how much gain are we talikng about?

https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/personal-income/line-12700-capital-gains/completing-schedule-3/bonds-debentures-promissory-notes-other-similar-properties/foreign-currencies.html

Foreign currencies
Foreign exchange gains or losses from capital transactions of foreign currencies (that is, money) are considered to be capital gains or losses. However, you only have to report the amount of your net gain or loss for the year that is more than $200. If the net amount is $200 or less, there is no capital gain or loss and you do not have to report it on your income tax and benefit return.

Report your net gain or loss in Canadian dollars. Use the exchange rate that was in effect on the day of the transaction. If there were transactions at various times throughout the year, you can use the Exchange Rates or Annual Average Exchange Rates (1997 to 2018).

聽到就覺得麻煩

仆街啦我分咗十次兌一萬蚊加紙落地嗰日仲係6.02之後兌都差不多係5.7左右，都應該超200

計數地獄

CDN$10,000 in total?

唔好叫到車房佬咁老 目前仲係車房仔啫

Forget it!
The speed limit is 50KM and how many cars are over that limit.

Your amount is not material enough.
Have a Happy New Year.

好只係見人話申請pr時會check有冇報齊稅，所以比較擔心啲數齊唔齊

唔該晒uncle

但小過100k cad就唔駛報？