多倫多生活討論區47
是旦啦吊(A0)
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聽日超級市場開唔開
唐人超市，可能開
Galleria 開7點
想問當我2020 contribute 左 $5000
2021 withdraw 返 $5000
2022 可唔可以放返果 $5000 2020 額入去？
2021 withdraw 返 $5000
2022 可唔可以放返果 $5000 2020 額入去？
2022年計過數
入不敷支
入不敷支
邊方面開支大？
https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/tax-free-savings-account/making-replacing-withdrawals-a-tfsa.html
Replacing withdrawals
If you decide to replace or re-contribute all or a part of your withdrawals into your TFSA in the same year, you can only do so if you have available TFSA contribution room. If you re-contribute but do not have contribution room, you will have over-contributed to your TFSA in the year. You will be subject to a tax equal to 1% of the highest excess TFSA amount in the month, for each month that the excess amount stays in your account.
For more information on withdrawing amounts from your TFSA, contact your TFSA issuer.
Example
Since opening her TFSA in 2009, Jenny has contributed the maximum TFSA dollar limit each year. At the end of 2021, she has no TFSA contribution room left. In 2022, Jenny makes a $6,000 contribution, the TFSA dollar limit for 2022. Later that year, she withdraws $3,000 for a trip. Unfortunately, her plans change and she cannot go. There are choices Jenny could make regarding her TFSA withdrawal as described bellows.
If Jenny wishes to re-contribute part or all of the $3,000 she withdrew, she will have to wait until the beginning of 2023 to do so. The $3,000 will be added to her TFSA contribution room at the beginning of 2023.
If she re-contributes any of the withdrawn amount before 2023, she will have an excess amount in her TFSA and will be charged a tax equal to 1% of the highest excess TFSA amount for each month that the excess stays in her account.
Replacing withdrawals
If you decide to replace or re-contribute all or a part of your withdrawals into your TFSA in the same year, you can only do so if you have available TFSA contribution room. If you re-contribute but do not have contribution room, you will have over-contributed to your TFSA in the year. You will be subject to a tax equal to 1% of the highest excess TFSA amount in the month, for each month that the excess amount stays in your account.
For more information on withdrawing amounts from your TFSA, contact your TFSA issuer.
Example
Since opening her TFSA in 2009, Jenny has contributed the maximum TFSA dollar limit each year. At the end of 2021, she has no TFSA contribution room left. In 2022, Jenny makes a $6,000 contribution, the TFSA dollar limit for 2022. Later that year, she withdraws $3,000 for a trip. Unfortunately, her plans change and she cannot go. There are choices Jenny could make regarding her TFSA withdrawal as described bellows.
If Jenny wishes to re-contribute part or all of the $3,000 she withdrew, she will have to wait until the beginning of 2023 to do so. The $3,000 will be added to her TFSA contribution room at the beginning of 2023.
If she re-contributes any of the withdrawn amount before 2023, she will have an excess amount in her TFSA and will be charged a tax equal to 1% of the highest excess TFSA amount for each month that the excess stays in her account.
出街食
返左香港一次
其他必須品就品計啦
返左香港一次
其他必須品就品計啦
呢啲都係可以控制嘅開支
食物可以買餸自己煮 甚至有food bank
返香港機票錢呢啲就真係要儲
我本來都諗過聖誕返去 但望下個戶口都係算......
食物可以買餸自己煮 甚至有food bank
返香港機票錢呢啲就真係要儲
我本來都諗過聖誕返去 但望下個戶口都係算......
返香港真係好貴每個月卡數2000係咪好貴
包咩嘢先
電費 電話 上網 管理費 泊車月費 全部戶口直接扣數？
電費 電話 上網 管理費 泊車月費 全部戶口直接扣數？
Grocery 泊車 旅行
租 水電暖 上網 車保 供車 戶口扣數
租 水電暖 上網 車保 供車 戶口扣數
真
返一返洗左7千蚊
返一返洗左7千蚊
感覺有點高
可能我毒撚冇乜洗費
不過對我嚟講可以幾浮動
因為工作地點不定 油費難掌握
可能我毒撚冇乜洗費
不過對我嚟講可以幾浮動
因為工作地點不定 油費難掌握
係咪一入境就有免稅額？
有旅行就好難話貴唔貴
一向最鍾意去FreshCo 
信用卡交jo?
差唔多
我都係咁上下
我都係咁上下