【英國】 英倫扮工室 VIII

serena巴

冇
已經拒絕

由蘇格蘭搬落倫敦，希望呢四個月揾到工啦

歡迎

serena巴

冇
已經拒絕

有食唔食...

serena巴

冇
已經拒絕

支持你，有冇女上司圖

serena巴

冇
已經拒絕

支持你，有冇女上司圖

係囉
無圖點討論

serena巴

冇
已經拒絕

支持你，有冇女上司圖

唔值得討論

準備過去做半年野，想問下邊間電話網絡公司最好用？
係咪有d係歐洲都收到唔洗漫遊？

準備過去做半年野，想問下邊間電話網絡公司最好用？
係咪有d係歐洲都收到唔洗漫遊？

3 就全歐洲都用到
係英國收得好應該係vodafone / O2 / EE?
我用vodafone都OK

準備過去做半年野，想問下邊間電話網絡公司最好用？
係咪有d係歐洲都收到唔洗漫遊？

3 就全歐洲都用到
係英國收得好應該係vodafone / O2 / EE?
我用vodafone都OK

vodafone個system好垃圾，狗也不屌
利申:用左12年

準備過去做半年野，想問下邊間電話網絡公司最好用？
係咪有d係歐洲都收到唔洗漫遊？

3 就全歐洲都用到
係英國收得好應該係vodafone / O2 / EE?
我用vodafone都OK

vodafone個system好垃圾，狗也不屌
利申:用左12年

giffgaff jj

我公司比錢所以唔到我揀

要唔要enroll pension？
定等到出年4月mandatory先？

of course enroll

google左下都唔太明有咩好處

我知每個月可以儲舊錢退休拎既
不過而家要儲起筆錢同女友一齊整visa係咪等到下年四月先好啲

有錢最好供，你供1%，你公司法定最少match返你1%，基金佬唔蝕一半你已經有賺，你唔供你公司個1% contribution都省返
除非你好等錢洗或者你有方法可以跑贏基金佬多1倍以上

我公司供得仲多過我
如果買左樓應該會額外供多d, 反正on top 既係defined benefits

As far as I know, there isn't a lot of defined benefit pension schemes around. Most private companies moved to defined contribution pension schemes in order to save money. Most of the defined benefit pension schemes still accepting new members are in the public sector - for example local and central government.

so are the differences between the two as literal as it seems

so i get a workplace one, you can pay extra for defined benefits and you can also get a private one on top which is probably something like a defined contribution
havent looked into all those options yet

Defined benefit pension and defined contribution pension are two different thing -

Defined benefit pension is like the old 長俸 in the Hong Kong government. You know how much money you will get in benefits when you retired - usually based on how much you earned while you were working and how long you worked for the company. Your employer has taken on the risk in your pension in this case.

Defined contribution pension is like a private pension you get from a financial institution. The only thing you know is how much money you are paying in. You do not know how much money you will get when you cashed up as it depended on market conditions. The risk in this case is with you as you make the investment choices for your own pension fund.

As I said in my earlier post, many private companies are now moving towards defined contribution pension in order to save money.

Just put in a letter in your visa application to explain that you did not have your BN(O) passport at the TB test stage, but now wishes to use your BN(O) passport to apply for an UK Tier 2 visa.

Remember do not send your HKSAR passport with your Tier 2 visa application.

Also - use your BN(O) to apply for Indefinite Leave to Remain (ILR) when you are able to. A year after getting ILR, you can apply for registration for British Citizenship using for B(OTA).

https://www.gov.uk/government/publications/application-to-register-as-a-british-citizen-form-bota

Do not go back to Hong Kong for good until you get British Citizenship as the Home Office will revoke your ILR status if you stayed outside of the UK for more than 2 years.

Wish you the best of luck.

hi

hi

bye

hi

bye

今日有個manager sick leave 2 wks
reason:stress

legit

hi

bye

今日有個manager sick leave 2 wks
reason:stress

好似香港先唔可以