加拿大報稅 你問我試答

1% deduction only for non tax resident

Your adjusted cost base is determined on the day you landed
E.g. bought it 3 years ago at $100.00
Fmv on the day you landed $50.00
You sold it two weeks after you landed $70.00

You have to report a gain of $20.00 and taxable capital gain is $10.00

If the proceed is $30.00. Then you have a capital loss of $40.00

How about options that are not yet expired
I have few options that will be expired after i land
(Call bull spread and a covered call)

1% penalty each month on amount you contribute while a non resident until you withdraw the amount. If you contributed $6000 whole a non resident, then your penalty is $60 each month or $720.00 a year.

咁又唔算多喎

你入黎果下option 乜價？
你會deem as 入境果下買呢堆options

你要投資係邊？

自住樓得唔得？

咁我飛果陣清哂倉好過好煩
當重新開始
蝕好多

將來我屋企人過左身，我入左藉，要賣左香港既物業
我知道有得delcare一個principal residence唔洗比增值稅
但有冇咩條件先可以delcare得
例如 賣果年要返去住幾日？ Thanks巴打

有樓點算 廢柴公屋 係咪要去估價

咁應該pr後先搞？

自己打理盤生意，用business expense去扣，計落其實幾抵玩

所以外國環境其實鼓勵創業，香港環境就係鼓勵就業

如果dividend tax Canada 公司 tax rate 係低d

但投資應該係return driven not tax driven

無咁簡單的，我諗你要住一年半載先得
你都識講principal residence 主要居所。
邊有可能一年住三日就係主要居所

我諗你都係乖乖交稅算，再唔係就賣果打d 錢入RRSP defer 到你退休

如果係你名既，去估下價無壞

我就wp 已經開左
我諗前輩係驚你轉頭返香港做non resident 然後TFSA 扣到你死姐

唔一定

有好多伏位既，Canada tax law 對business expenses 比香港高。香港可以100%扣 T&E, 加拿大只能扣50%

香港得5% MPF 但加拿大有EI 有CPP ， 未必著數

佢講稅姐，我當exclude EI CPP

但人壽同儲蓄其實係點收稅法？人壽嗰到每年派嗰少少利息都要收稅？

如果保險公司treat it as 利息，就係要收

咁算乜，加拿大local 銀行俾我$0.07 Saving interest 我都要報

租金 - 日常屋宇維修及出租相關支出 = rental income

收幾多稅睇你當年總收入（rental income + 打工 income + 投資收入+ …） 係幾多， 加拿大稅率唔係flat rate

然後自己睇：

https://www.eytaxcalculators.com/en/2022-personal-tax-calculator.html