麵包仔追悼會之多倫多生活討論區 56
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https://www.economical.com/en/blog/economical-blog/august-2020/home-insurance-coverage-for-spoiled-food
Home insurance coverage for spoiled food
Written by Stephanie Fereiro | Published on: August 19, 2020 | Categories: Home insurance
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The value of your food can add up quickly, especially if you have a deep freezer filled with meat, seafood, and other big-ticket items. So, what happens if there’s a power outage or your fridge or freezer malfunctions? Thankfully, your home insurance policy has you covered.
What is food spoilage coverage?
Food spoilage coverage is designed to protect you if the contents of your fridge or freezer are spoiled because of a power outage or technical malfunction. This coverage is included in most standard home, tenant, and condo insurance policies.
Common exclusions of food spoilage coverage
Food spoilage coverage only covers spoilage as a result of a power outage or a malfunction in your fridge or freezer. If you’ve accidentally unplugged your freezer or left the door open, you won’t be covered.
How do you make a food spoilage insurance claim?
The first thing you should do when you need to make a food spoilage claim is contact your broker or your insurance company’s 24-hour claims service line to get the process started. Generally speaking, you’ll be expected to provide a list of all of the spoiled items, as well as photos — so don’t throw it out before you get all the information you need.
Does your deductible apply when you make a food spoilage claim?
Yes, your home insurance deductible will apply if you make a claim for food spoilage. So, if your deductible is $1,000 and you lose $200 worth of food in a power outage, you won’t be able to claim the loss. But if you have $2,000 worth of food in your deep freezer and all of it is spoiled, you could get $1,000 back from your insurance company (after paying your $1,000 deductible).
If you have questions about the food spoilage coverage included in your own home insurance policy, review your policy documents or contact your licensed insurance broker.
Home insurance coverage for spoiled food
Written by Stephanie Fereiro | Published on: August 19, 2020 | Categories: Home insurance
Share the current page on Linkedin. External link. This link opens in a new tab.Share the current page on twitter. External link. This link opens in a new tab.Share the current page on Facebook. External link. This link opens in a new tab.Print this page External link. This link opens in a new tab.
The value of your food can add up quickly, especially if you have a deep freezer filled with meat, seafood, and other big-ticket items. So, what happens if there’s a power outage or your fridge or freezer malfunctions? Thankfully, your home insurance policy has you covered.
What is food spoilage coverage?
Food spoilage coverage is designed to protect you if the contents of your fridge or freezer are spoiled because of a power outage or technical malfunction. This coverage is included in most standard home, tenant, and condo insurance policies.
Common exclusions of food spoilage coverage
Food spoilage coverage only covers spoilage as a result of a power outage or a malfunction in your fridge or freezer. If you’ve accidentally unplugged your freezer or left the door open, you won’t be covered.
How do you make a food spoilage insurance claim?
The first thing you should do when you need to make a food spoilage claim is contact your broker or your insurance company’s 24-hour claims service line to get the process started. Generally speaking, you’ll be expected to provide a list of all of the spoiled items, as well as photos — so don’t throw it out before you get all the information you need.
Does your deductible apply when you make a food spoilage claim?
Yes, your home insurance deductible will apply if you make a claim for food spoilage. So, if your deductible is $1,000 and you lose $200 worth of food in a power outage, you won’t be able to claim the loss. But if you have $2,000 worth of food in your deep freezer and all of it is spoiled, you could get $1,000 back from your insurance company (after paying your $1,000 deductible).
If you have questions about the food spoilage coverage included in your own home insurance policy, review your policy documents or contact your licensed insurance broker.
點keep個爐頭咁乾淨
我個隻已經花花地有啲白色
抹都抹唔甩
我個隻已經花花地有啲白色
抹都抹唔甩Thanks uncle
即係雪櫃啲嘢value over $1000先有得claim得翻入我袋? 不過我雪櫃啲嘢都唔夠$1000
即係雪櫃啲嘢value over $1000先有得claim得翻入我袋? 不過我雪櫃啲嘢都唔夠$1000
我都係喺Costco買三文魚就咁生食無乜野
無乜野發泡膠嗰隻?
識食
識食
好mind brown
刺身級同普通唔同，可能有蟲架
，可能有蟲架有蟲架
煎果陣見到啲蟲仔係入面捐出嚟
煎果陣見到啲蟲仔係入面捐出嚟
要賭命既話買急凍都安全啲
https://lihkg.com/thread/3307009
其實點解仲唔拉人？
其實點解仲唔拉人？
睇Reddit啲鬼仔都係咁食
除非係壽司個d我絕對唔敢生食
平時食三文魚我寧願煮到熟晒先敢食
平時食三文魚我寧願煮到熟晒先敢食
好想借錢買定期
呢到personal loan做到9－10厘
呢到personal loan做到9－10厘
加拿大國家安全情報局消息人士透露，總理杜魯多及高級助手曾兩次被警告，國會議員與安省自由黨前內閣部長陳國治（Michael Chan）商談政治事務時要謹慎，因陳疑與中國駐多倫多總領事館關係密切；陳國治現為萬錦市副市長，2019年香港爆發反送中運動期間，曾在加拿大出席支持香港警察集會。
《環球郵報》周一（2月13日）報導，據來自加拿大國家安全情報局消息人士透露，情報局有一份關於陳國治的檔案，有關其在2019年及2021年的聯邦選舉活動期間，與中國情報部門人員會面的資料。《環球郵報》沒透露消息來源身分，因他們在加拿大《信息安全法》下有被起訴風險。
陳國治回應《環球郵報》查詢時強調，自己是忠誠的加拿大人，而來自情報局消息人士的指控是「人格謀殺」。他稱情報局從未就所謂「與中國相關情報部門會面人員」，而被提出會面要求，「這些指控只為貶損我的聲譽，並危害我家人的安全」。不過他補充，知道加拿大國家安全情報局曾對他的朋友「進行恐嚇性盤問」。
報導並指，情報局觀察到陳國治在過去數年，與中國外交人員會面，一位消息人士稱他為「疑似情報人員」；此外還包括前駐多倫多總領館副總領事莊耀東，該消息人士說，情報局認為莊處理多倫多總領事館外的安全事務。中國外交人員對陳國治的代號為「部長（The Minister）」。
陳國治則強調，他與中國相關人員會面，對加拿大政界人士來說並不罕見；並指2019年時，他與許多亞洲和東南亞國家的領事官員，就海外業務活動頻繁會面，「領事官員與加拿大人、政界人士或其他人會面，討論商業和貿易，是一種常見做法」。
陳國治2019年出席撐警集會
今年71歲的陳國治，曾先後出任安省稅務部長、旅遊及文化部長、公民及移民部長，以及國際貿易部長，在多倫多華人社區擁有高知名度。
2018年，陳國治宣布退出政壇。2019年8月香港爆發反送中運動期間，他在加拿大出席支持香港警察的「支持香港穩定集會」，當時陳國治以普通話發言稱，「作爲一個來自香港的第一代移民，我對香港近期發生的事，非常關注。團結要比暴力好，穩定要比暴力好，繁榮要比暴力好，我們支持香港警察嚴厲處理動亂，香港政府嚴謹維護法治，中國政府嚴重關注香港」。
惟到4年多後的2022年，他宣布重新出山，參選加拿大安省約克區萬錦市的區域議員；同年10月24日，他以「票王」身分當選，並任職萬錦市副市長。選舉期間，《環球郵報》以及環球新聞的文章，已用「富有爭議」、「兩極化」來形容陳國治。
新聞來源：環球郵報
https://points-media.com/加拿大-北美/加情報局兩次警告杜魯多-萬錦市副市長與中領館關/
《環球郵報》周一（2月13日）報導，據來自加拿大國家安全情報局消息人士透露，情報局有一份關於陳國治的檔案，有關其在2019年及2021年的聯邦選舉活動期間，與中國情報部門人員會面的資料。《環球郵報》沒透露消息來源身分，因他們在加拿大《信息安全法》下有被起訴風險。
陳國治回應《環球郵報》查詢時強調，自己是忠誠的加拿大人，而來自情報局消息人士的指控是「人格謀殺」。他稱情報局從未就所謂「與中國相關情報部門會面人員」，而被提出會面要求，「這些指控只為貶損我的聲譽，並危害我家人的安全」。不過他補充，知道加拿大國家安全情報局曾對他的朋友「進行恐嚇性盤問」。
報導並指，情報局觀察到陳國治在過去數年，與中國外交人員會面，一位消息人士稱他為「疑似情報人員」；此外還包括前駐多倫多總領館副總領事莊耀東，該消息人士說，情報局認為莊處理多倫多總領事館外的安全事務。中國外交人員對陳國治的代號為「部長（The Minister）」。
陳國治則強調，他與中國相關人員會面，對加拿大政界人士來說並不罕見；並指2019年時，他與許多亞洲和東南亞國家的領事官員，就海外業務活動頻繁會面，「領事官員與加拿大人、政界人士或其他人會面，討論商業和貿易，是一種常見做法」。
陳國治2019年出席撐警集會
今年71歲的陳國治，曾先後出任安省稅務部長、旅遊及文化部長、公民及移民部長，以及國際貿易部長，在多倫多華人社區擁有高知名度。
2018年，陳國治宣布退出政壇。2019年8月香港爆發反送中運動期間，他在加拿大出席支持香港警察的「支持香港穩定集會」，當時陳國治以普通話發言稱，「作爲一個來自香港的第一代移民，我對香港近期發生的事，非常關注。團結要比暴力好，穩定要比暴力好，繁榮要比暴力好，我們支持香港警察嚴厲處理動亂，香港政府嚴謹維護法治，中國政府嚴重關注香港」。
惟到4年多後的2022年，他宣布重新出山，參選加拿大安省約克區萬錦市的區域議員；同年10月24日，他以「票王」身分當選，並任職萬錦市副市長。選舉期間，《環球郵報》以及環球新聞的文章，已用「富有爭議」、「兩極化」來形容陳國治。
新聞來源：環球郵報
https://points-media.com/加拿大-北美/加情報局兩次警告杜魯多-萬錦市副市長與中領館關/
https://www.tastingtable.com/739884/is-it-safe-to-eat-raw-salmon/
You'd never think to eat undercooked chicken or a raw pork chop, and even very rare steak is iffy, but when it comes to salmon, you could go either way. Nothing quite compares to lox on a bagel, and if you go out for sushi, there's a good chance you'll end up ordering salmon sashimi. In its raw state, salmon tastes pure and unrefined without being overly fishy, and it has a uniquely buttery texture you just can't get from cooked salmon.
Many prefer to consume it raw, but the question remains: Is it actually safe to do so? Healthline says yes, but not without risk. Even if you're eating salmon fresh out of the ocean, the fish can still be ridden with bacteria and parasites absorbed from the natural environment. The only way to kill these pathogens would be to cook the salmon to at least 145 degrees Fahrenheit. When you eat salmon raw, therefore, you risk contracting a foodborne illness.
What salmon is safest to eat raw?
Sergey Ryzhov/Shutterstock
Unless you decide to bring your salmon to a lab and test it, there's really no way of knowing for sure if your salmon is 100% safe to eat raw. However, knowing what to look for at the grocery store certainly helps. The Grocery Store Guy claims that farm-raised, flash-frozen salmon is the safest option. Because farm-raised salmon are fed a controlled diet, whereas wild-caught salmon openly consume prey potentially infected with parasites, they're much safer to eat raw.
Look for packaging that specifies "farmed Atlantic salmon" or "farmed Alaskan salmon." These will typically be labeled "safe for raw consumption" as well. You might also see "sushi-grade" on some labels, but The Grocery Store Guy says this is only marketing jargon. Since parasites are killed at -31 degrees Fahrenheit, you're better off looking for salmon specifically labelled as "flash-frozen" over "sushi-grade." But, if you already bought your salmon and are unsure of it's quality, it's probably best to cook it rather than risk eating it raw.
You'd never think to eat undercooked chicken or a raw pork chop, and even very rare steak is iffy, but when it comes to salmon, you could go either way. Nothing quite compares to lox on a bagel, and if you go out for sushi, there's a good chance you'll end up ordering salmon sashimi. In its raw state, salmon tastes pure and unrefined without being overly fishy, and it has a uniquely buttery texture you just can't get from cooked salmon.
Many prefer to consume it raw, but the question remains: Is it actually safe to do so? Healthline says yes, but not without risk. Even if you're eating salmon fresh out of the ocean, the fish can still be ridden with bacteria and parasites absorbed from the natural environment. The only way to kill these pathogens would be to cook the salmon to at least 145 degrees Fahrenheit. When you eat salmon raw, therefore, you risk contracting a foodborne illness.
What salmon is safest to eat raw?
Sergey Ryzhov/Shutterstock
Unless you decide to bring your salmon to a lab and test it, there's really no way of knowing for sure if your salmon is 100% safe to eat raw. However, knowing what to look for at the grocery store certainly helps. The Grocery Store Guy claims that farm-raised, flash-frozen salmon is the safest option. Because farm-raised salmon are fed a controlled diet, whereas wild-caught salmon openly consume prey potentially infected with parasites, they're much safer to eat raw.
Look for packaging that specifies "farmed Atlantic salmon" or "farmed Alaskan salmon." These will typically be labeled "safe for raw consumption" as well. You might also see "sushi-grade" on some labels, but The Grocery Store Guy says this is only marketing jargon. Since parasites are killed at -31 degrees Fahrenheit, you're better off looking for salmon specifically labelled as "flash-frozen" over "sushi-grade." But, if you already bought your salmon and are unsure of it's quality, it's probably best to cook it rather than risk eating it raw.
Never borrow money to invest in fixed income.
陳國治-一早就收咗錢啦。正仆街
有冇人知乾衣 點樣先可以令到啲杉唔縮
好多杉乾到縮左
好多杉乾到縮左
有冇跟洗水嘜去乾先？
呢邊咁乾燥 我洗完晾起就算 一、兩日就乾啦 除咗床單被鋪冇地方晾先用乾衣機
呢邊咁乾燥 我洗完晾起就算 一、兩日就乾啦 除咗床單被鋪冇地方晾先用乾衣機
我多數睇label 唔擺得入乾衣機就晾
大統華見過