多倫多生活討論區 111 一 祝聖誕同新年快樂-執齊啲嘢準備報稅啦!

安省教師退休金

呢度個Amazon你都買到嘢？
我唔太多幫襯
擺咗一堆嘢喺購物籃 全部唔急唔必需 等睇下會唔會再減下價先撳掣買

the $1000 will be part of your total contributed amount. you can use it any year as long as you have contrubtion room to use the deduction.
e.g.
2024 $8,000 contributed - per 2023 CRA assessment
2024 $1000 overcontributed
2025 first 60 days $5,000 contributed

assume you have earned enough contribution room during 2024. (of course you do)

2024 T1 - you can deduct up to $8,000
balance $1,000 over contributed
first 60 days 5,000
carry forward 6,000 you can use this in fuiture years

when you receive your 2024 CRA assessment, if your RRSP room is say $13,000. you can contribute another $7.,000 + $2,000 over contribution without any penalty

when you file 2025 T1- you can deduct $13,000.

我以前查過擁有購物商場既公司。嗰陣好好境。依家都唔慌掂。

我老婆一個禮拜買三次左右。連貓糧，kleenex，公司用品等，我就買car parts之類

其實未來retail 應該要似ikea 咁

地皮好值錢

我覺得最應該轉型嘅應該係Best Buy呢類電子影音店
而家啲舖面只有陳列 缺乏產品體驗功能
通道位擺曬一箱箱電視電器 都唔知做乜
我要呢套買法不如去Costco

The bay 其實係realty 公司

我買有啲貨實體店冇carry 所以一定Amazon買
同埋delivery到門口 唔洗自己抬
我都係放住喺個cart度 等減價先撳

唔係變咗地產公司應該一早摺咗
佢算叻喇 咁多年來其他收曬皮佢都仲喺度

Sears nordstrom 都要戰死

呢到堆商場好似無咩活動比人玩
就真係商店集中地
有時想搵新野睇下都無mood

香港人嘅日常生活極度圍繞商場
返工放工會經過 周末放假行mall係好多人嘅指定動作
有人流就自然多推廣活動 然後又進一步吸引人流
但呢度唔係咁
多數人車出車入
就算坐公共交通 啲動線都唔會好似香港咁 落咗車可能要經過個商場先到出口/住宅範圍

Premium mall 會好d

個management 會諗d idea 去吸客

車出車入同十年如一日的活動關係唔大

加拿大d mall聖誕節呢d傳統白鬼大節都冇咩野搞/ 睇 求其擺棵樹就冇了

點吸客去行下
叫d management去南邊果個國行下啦

仲頹

The bay總店廁所都壞
點叫人去

專櫃D貨一格得兩三件 痴媽根

就算係美國D mall 都無咩好行，想行名店都係出面D街多過mall

起碼有燈飾睇下 有氣氛好多 呢度咩柒都冇
D人問聖誕去邊 頂多叫佢去the distillery
得罪講句尖東都好氣氛過呢度

睇下啲舊相其實就知以前室內商場都幾繽紛
後來市郊化加上啲人鍾意車出車入泊正門口
Big box stores興起就令好多室內商場變成死場
呢個唔止加拿大 美國都係咁
多倫多啲商場近年都係因為多咗鍾意行mall嘅族裔先旺返啲啲
你見越來越多亞裔向嘅舖頭就知

地方太多 貨品太少
啲產品真係好弱 睇落好似乜都有 但搵落又乜都冇
cut咁幾層應該問題不大 慳返啲整電梯錢先
最近都上過The Bay網店 發覺啲牌子又少咗

今年hk 冇咩燈飾

HBC owns approximately 42 million square feet of gross leasable area.