多倫多生活討論區 111 一 祝聖誕同新年快樂-執齊啲嘢準備報稅啦!

就係CRA要求喺銀行既英國總部攞啲資料嘅。有啲案件連佢哋既配偶,都唔知道佢哋配偶喺國外收埋咁多錢

cra要求銀行提供所有有加拿大地址嘅客戶嘅transactions
淨係一個咁嘅request佢會攞到幾多data
單係個名加個地址仲要用幾多effort 去match返個納稅人
學佢話齊佢得嗰幾千蚊income 然後cra搞一大輪先追返佢嗰一百幾十稅
納稅人啲錢原來就嘥喺cra啲咁煩冗嘅procedures

通常RRSP入面既掙蝕係唔需要報。但係如果用RRSP
或者任何register account 嚟day trading 咁就會有問題.

https://www.td.com/ca/en/investing/direct-investing/articles/capital-gains-tax#:~:text=If%20you%20are%20day%20trading,in%20income%20by%20the%20CRA.

Day trading and Capital Gains Tax

If you are day trading in a registered, or non-registered account, and certain other conditions apply, you may be considered to be carrying on a business, and any profit you make on the sale of securities may be treated as business income and be subject to 100% inclusion in income by the CRA.

應該有d 野trigger cra
會唔會一次過wire 太多錢

不嬲都係低效
最on9係要求自己證明番自己無交少左稅

係
不過我個point 都係unless 你RRSP有match up
如果唔係完全唔抵玩

行common law
但要自己証明自己冇罪

我本身都以為係咁
但係佢上面話：

係間香港／澳洲有分行銀行既英國總行，徇CRA要求，交出所有加拿大住址，而有利息收入既存戶。

咁則係話cra有理冇理攞哂喎
然後仲要嘥時間match返個納稅人同埋逐個查

真係冇諗過孖展呢一方面
諗諗下都係唔供算
又唔係慳得多稅

crs係要求所有銀行/tax authority 主動申報, 當然對方要求都可以disclose 嘅

想問吓，TFSA係唔係過咗1月1號，又可以入多$7000入去？

Yes

俾負評你果兩位斯德哥爾摩病人應該好鍾意交稅

俾負評你果兩位斯德哥爾摩病人應該好鍾意交稅

正常 我唔交稅邊有人養佢地

到而家都唔明點解唔係optional交CPP 同CPP2
到底呢2舊垃圾有咩用

社保點會有optional EI 政府醫保都唔會有optional 架啦 可唔可以話唔用福利就唔交稅

CCP 都算
CCP2 先係痴撚線

你唔想交係因為你覺得價值唔夠大

稅前1300做到啲咩
同埋點解多過70k 就要交多一份而唔係所有人一齊交
個safety net應該係所有人一齊share
CPP 都可以理解做幫肋弱勢老人 fine
CPP2點解又要交多一份 係咪會有CPP3 CPP4 CPP5
點解本身果份又唔夠
睇番政府d 宣傳 佢話交CPP2既人交既人想儲多d錢for 退休
咁點解唔係第二D action去報勵人地儲錢
e.g. 降低RRSP withdraw tax rate if 到某個年紀先拎 / 降capital gain

Kind of Progressive tax, pension 要爆，搵藉口cap 你水，等香港班傻人要全民退保

問呢啲只會俾啲窮撚咬
「唔鍾意呀走囉」
個政府根本無認真諗過呢D 問題要點搞 淨係識加稅

加稅然後就去養班唔交稅攞褔利既人