多倫多生活討論區 111 一 祝聖誕同新年快樂-執齊啲嘢準備報稅啦!

真呀，一諗起一月又要再供過CPP2

你講埋deduction limit同contribution room分別嘛，好多人以為一樣

Victoria park and Finch is not so good. But your area is south of Sheppard.

歐洲車就lease新啦
4年之後還番咪得

The maximum contribution room is per CRA assessment (99% correct) it may include all previous year's unused contribution room.
However you can overcontribute up to $2,000 with no penalty.
Deduction limit is whatever you contributed within the year plus 60 days after the calendar year. You can not use the $2,000 overcontribution.

I think OP is concerned about the$2,000 overcontribution issue.
The amount contributed within 60 days after 2024 calendar year can be applied to 2024 T1 or 2025 T1. OP has $1000 overcontribution in 2024 and is concerned about whether he/she will be overcontributed if ......whatever.

I don't think it will be overcontributed because your 2025 contribution room is earned by your income in 2024. If i understand your case correctly, then you should be fine.

尋日行街 發覺有啲零售商真係唔多掂
以前都覺得霉 而家感覺直頭令我諗返起當年Sears同Bed Bath and Beyond執笠前夕
擺貨凌亂疏落 連開燈都都要慳咁
成個商場嘅人流似閒日多過似周末
感覺很悲觀

呢個年代個個都網購，Covid 之後更加無咁多實體店需求

實體店仍然有價值
科技產品 圖書 玩具呢啲 網購問題不大
但有啲嘢你會想睇實物先 睇佢點擺設/穿搭 感受下質料 空間尺寸 或者試上身

Thanks uncle for your confirmation!

Now I know what I should fill in for 2024 tax return, i.e., just the contribution room stated in the 2023 tax assessment and ignoring 2024 $1000 overcontribution.

However, can I fill in the $1000 contribution in 2024 in my 2025 tax return?

有免費退貨，除左野食類可以即時試食+退貨會好麻煩外，真係無咩野一定要門市買
買衫唔知咩size就買晒全部碼再退唔岩碼既，好耐之前d人網購平價時裝已經咁玩緊

但你包返好件嘢再拎去退貨都係時間精力
仲未計人地處理退款又多啲時間
去舖頭買可以試身
即時檢查車工靚唔靚 染色勻唔勻
試曬拉鏈順唔順 鈕扣齊唔齊
check好曬先畀錢走人 唔使返轉頭

各有各喜好 人哋都可以覺唔洗專登逐間舖頭行入去睇慳時間慳精力

網購冇事冇幹就快捷方便
有事要搵客服又係一番折騰
好多舖頭職員處理唔到網購問題 要個客自己打上去客服
我最近都試過一次 最後覺得唔值我嘅時間 嗰幾廿蚊當跌咗算

唔緊要 你有你幫襯門市 人哋有人哋網購
有咩好嘈

朋友試過
網上有得買但冇得送貨 要去舖頭攞
去到舖頭又話搵唔到件貨 原來係倉送錯去另一間分店
打上客服又係一番虛應 要啲時間調查處理乜乜柒柒
跟住連件嘢都失埋蹤
最後我唔知點喇

退錢咪得，反正就像宜家買衫就流行網購,唔係SHEIN 都唔會賺咁多, D百貨公司全部都搞唔掂，Macy，Nordstrom 果D

錢就事少 朋友趕住要件貨品去海外party用
一番折騰換來一場空
始終你自己去執件貨會上心啲
網購就變成由一班min pay員工去執
可惜因為有網店 好多時舖面唔會有齊全線貨品
好多item只能喺網上搵到 想親力親為都唔得

我哋全家有80%以上既嘢，都係網上購物（雜貨除外）
我老婆以前成日都鍾意去行加美各大購物中心。依家好耐都無去過囉。依家乜嘢都多數喺Amazon買。
如果有揸購物商場既股票，咁就快啲掟喇。