加拿大理財討論區
馬上風
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師兄筆錢大唔大
If you are legally entitled to it prior to entering Canada, that is a whole different story.
唔算大，唔過hkd500,000
Shit…
批左，同真係到手係咪兩件事？啲公司係要你落左地先當你真係永久離港過筆錢俾你佢聲稱問過tax specialist筆錢係佢入境前已經批左
又咁講, 我有個fd拎左無報稅
佢聲稱問過tax specialist筆錢係佢入境前已經批左
入境前已經批左should be ok then. keep all documents.
我都係入境前批左，入境後先入戶口
我上年照交左稅……….
uncle想問多兩條問題：
1.咁我係唔係唔應該claim CRA 任何第1年既contribution?
2. 第2年既contributions (前一年3月到報稅年份3月），係唔係入落去both 20800+24500?
1.咁我係唔係唔應該claim CRA 任何第1年既contribution?
2. 第2年既contributions (前一年3月到報稅年份3月），係唔係入落去both 20800+24500?
咁我係唔係唔應該claim CRA 任何第1年既contribution?
1.when did you enter Canada?
2. You didn't file a tax return after your first year? why didn't you?
3. your income for first, second and third(?) year?
4. CRA has a record of all your RRSP contribution,
I don't understand your second question. use actual year and month instead of second year. e.g. 2022,2023?
Canada T1 is by calendar year. Jan 1 to Dec 31
,
第2年既contributions (前一年3月到報稅年份3月），係唔係入落去both 20800+24500?
1.when did you enter Canada?
2. You didn't file a tax return after your first year? why didn't you?
3. your income for first, second and third(?) year?
4. CRA has a record of all your RRSP contribution,
I don't understand your second question. use actual year and month instead of second year. e.g. 2022,2023?
Canada T1 is by calendar year. Jan 1 to Dec 31
,
第2年既contributions (前一年3月到報稅年份3月），係唔係入落去both 20800+24500?
Hi uncle,
1. I entered Canada in 2022
2. I filed my tax return after my first year
3. first year was around 30000, second year was around 50000
the second question is, for 2023 tax filing,
I received RRSP receipts for my contribution from Mar 2023 to December 2023, and from Jan 2024 to Feb 2024.
Should I add up these two amounts and enter it in line 20800+24500? because I reported the wrong RRSP contributions amount for 2023 tax filing and I'm making corrections on CRA website
thank you
1. I entered Canada in 2022
2. I filed my tax return after my first year
3. first year was around 30000, second year was around 50000
the second question is, for 2023 tax filing,
I received RRSP receipts for my contribution from Mar 2023 to December 2023, and from Jan 2024 to Feb 2024.
Should I add up these two amounts and enter it in line 20800+24500? because I reported the wrong RRSP contributions amount for 2023 tax filing and I'm making corrections on CRA website
thank you
1. Did you file 2022?
2. Is 2023 is the first year you file your T1?
Line 24500 is the total contribution you made and whether they were contribution between first 60 days of the year. Your 2024 contributions were in that category. This amount can be deducted on your 2023 T1 and if you prefer, you can leave it for later years.
The second type is between Mar 1 to Dec 31 of the year (2023 in your case) You can deduct these on your 2023 T1 or leave it for later year.
Line 20800 is the amount you WANT to deduct on your 2023 T1. You can choose NOT to deduct the full amount and leave the rest for future
years. If your income was not high enough, my suggestion is to leave most if not all for future years. Check out the marginal tax rate and see how much deduction would put your back to a lower marginal rate.
https://www.wealthsimple.com/en-ca/tool/tax-calculator/ontario
Contribution amount
The amount of contributions made, in dollars and cents, for the contribution periods noted above.
See Schedule 7 to find out if you have to complete this schedule for unused contributions, transfers, withdrawals and repayments under the Home Buyers’ Plan (HBP) and the Lifelong Learning Plan (LLP).
Otherwise, enter on line 24500 the total RRSP contributions made for both contribution periods noted above and enter on line 20800 your RRSP deduction you want to claim.
2. Is 2023 is the first year you file your T1?
Line 24500 is the total contribution you made and whether they were contribution between first 60 days of the year. Your 2024 contributions were in that category. This amount can be deducted on your 2023 T1 and if you prefer, you can leave it for later years.
The second type is between Mar 1 to Dec 31 of the year (2023 in your case) You can deduct these on your 2023 T1 or leave it for later year.
Line 20800 is the amount you WANT to deduct on your 2023 T1. You can choose NOT to deduct the full amount and leave the rest for future
years. If your income was not high enough, my suggestion is to leave most if not all for future years. Check out the marginal tax rate and see how much deduction would put your back to a lower marginal rate.
https://www.wealthsimple.com/en-ca/tool/tax-calculator/ontario
Contribution amount
The amount of contributions made, in dollars and cents, for the contribution periods noted above.
See Schedule 7 to find out if you have to complete this schedule for unused contributions, transfers, withdrawals and repayments under the Home Buyers’ Plan (HBP) and the Lifelong Learning Plan (LLP).
Otherwise, enter on line 24500 the total RRSP contributions made for both contribution periods noted above and enter on line 20800 your RRSP deduction you want to claim.
唔知你真心定假膠
MPFA會通知你移居個國家嘅稅局
MPFA會通知你移居個國家嘅稅局
你confirm 拎到之後佢會叫你覆拎去邊個國家，唔覆就直接send 比全世界稅局
sorry 原來唔係MPFA，係個強積金信託人
我網上search都話計批咗mpf 時間就得， 但上税局網好似搵唔到相關supporting
Hi uncle,
1. I filed my turn for 2022 in early 2023
so to sum up, if I want to deduct the full amount of my contributions for 2023, I put the amount in RRSP receipts in both lines 20800+24500...
1. I filed my turn for 2022 in early 2023
so to sum up, if I want to deduct the full amount of my contributions for 2023, I put the amount in RRSP receipts in both lines 20800+24500...
You said you have contributed $2000 in 2022?
As long as you have the available contribution room, you can deduct whatever is allowed.
However, you may want to consider NOT deducting the full amount because your marginal tax rate may be too low to use the full amount.
Another issue is T1135. Do you have more than $100,000 asset outside Canada? You are required to file T1135 after the second year...that is 2023 in your case.
https://www.canada.ca/en/revenue-agency/services/tax/international-non-residents/information-been-moved/foreign-reporting/questions-answers-about-form-t1135.html
https://www.canada.ca/en/revenue-agency/services/tax/international-non-residents/information-been-moved/foreign-reporting/foreign-income-verification-statement.html
As long as you have the available contribution room, you can deduct whatever is allowed.
However, you may want to consider NOT deducting the full amount because your marginal tax rate may be too low to use the full amount.
Another issue is T1135. Do you have more than $100,000 asset outside Canada? You are required to file T1135 after the second year...that is 2023 in your case.
https://www.canada.ca/en/revenue-agency/services/tax/international-non-residents/information-been-moved/foreign-reporting/questions-answers-about-form-t1135.html
https://www.canada.ca/en/revenue-agency/services/tax/international-non-residents/information-been-moved/foreign-reporting/foreign-income-verification-statement.html
