加拿大理財討論區

個2000 withdrawal有無得話因為purpose係remove excess contribution咁
可以即刻俾翻淨翻果1000 contribution room我唔洗等下年

https://www.canada.ca/en/revenue-agency/services/forms-publications/publications/rc4466/tax-free-savings-account-tfsa-guide-individuals.html
The TFSA dollar limit is not prorated in the year when an individual meets any one of the following conditions:

turns 18 years of age
dies
becomes a resident or a non-resident of Canada

你究竟想點？

咁幾好,但上網睇到d 片又話要住夠一年先有room, 個網又唔見有寫

我想confirm呢個case我有無得放翻1000入去, 會唔會over contribute左

已經over 咗1千啦，個1千咪要下年囉

由你踏入做resident 個下 所有income都要報

全額

You won't lose your contribution room.

the point is he already over contributed

賺蝕個d 係點
賺左係咪要年尾之前withdraw d 錢,個額先會大d
但蝕左,我係咪可以唔withdraw d 錢,個額咪唔會變細定withdraw係佢計你賣個一刻賺/蝕左,個額就會多/少左 定係actual 搬落cheque 個時先計個額多/少左

你問緊邊種account? TFSA定RRSP定普通unregistered account

tfsa / rrsp

明白

Request cheque book and then write a cheque to yourself

check clearance要好耐 嗰種方便唔夠EFT方便好多

加拿大係呢方面真係勁撚on9

冇，就算有都係搵笨柒果啲

有，但唔多得閒彩你
太多五六百萬現金嘅客

收到 thanks