加拿大理財討論區

26日就600幾$
代杜生同D難民多謝你

Just give it through voluntary disclosure now.

Did that accountant file your 2023 T1?

Did the Accountant who filed your 2023 T1 asked you anything about filing a T1135?

Your adjusted cost base for all your foreign assets are based on the Fair Market Value on the day you entered Canada back in Aug 2022.
Unless you buy them after you entered Canada, then the Adjusted Cost base will be the the date you bought them.

You have to obtain the fair market value and appraised value and convert them in Canadian dollar on the exchange rate on the date you entered Canada or the day you bought them if you are in Canada.

Lm

想問下如果第一年係度做嘢 唔知頭唔知路跟公司買咗RRSP
因為前一年冇報過稅 所以第一年所有contributions 都係over contributions?

係唔係每個人lifetime都有$2000 buffer
只要唔超過呢個數就冇事？

唔該晒

過俾屋企，再當禮物

請問如果預左黎緊會讀2年書收入會下降 係咪可以利用RRSP減稅?
舉個例子:
現時年收入50000, 供RRSP 2年有around 16000 contribution.
讀書時返parttime收入變大約10000
咁讀書個2年每年拎8000
咁計法係咪可以交最少稅?
同埋好似話退休前拎RRSP要交定10-30%先 個D應該係單純withholding tax而唔係額外既罰款稅?

RRSP應該冇罰款稅?
預繳稅eventually都會跟返你嗰年收入計返

如果讀完書收入多左同上左上一個tax bracket，嗰陣先開始供RRSP同等退休先攞返先係慳最多稅？

under $2000 is OK

700,000 HK$?

CRA好多由香港嚟既auditor.我train過至少幾十個。唔好咁天真.
當然十個咁做，都未必捉到一個，不過係搏唔搏得過既問題。

捉到你就麻煩。可唔可以入境前攞到呀

應該無問題。不過你計清楚個稅既分別