英國銀行討論區3

大家用lloyd 有無呢個問題…

收左張卡無耐，過數去其他銀行無咩問題。但Online payment，或者碌卡成日reject 又話叫我打比fraud hotline, 好煩

Revolut 又無野

所巴 我今日用卡碌幾十磅都reject ，要我入app confirm 再碌過

已經用左第二張卡碌

如果得4萬鎊係咪開個Saving account 同cash isa 都差唔多

CASH ISA唔使交稅喎
每年20k額

咁少錢d 利息好似都唔洗交稅

£40000 要交呀
除非唔打工

Chase 我教過俾人REJ要點處理 電話Appeal係一D用都無
詳情自己Google我D回覆

To keep offering you the best banking experience we can, we regularly review the products, features and rates we offer you. As part of this review, we've decided to stop offering 1% interest on your current account as of 5 August 2024. This allows us to keep offering you great rates on Chase saver accounts and to keep investing in your banking experience. We'll keep an eye on this and all the rates and rewards we can offer you in the future.

可以cut card了 自取滅亡

Chase saver keep住4.1% 喎

咁下年，點計數，可以40k額唔洗交稅? 定又係得20k?

我開頭以為佢cut埋cash back
睇錯

計入錢，假設你都唔攞出黎，
上年入20K，今年20K，加埋就40K唔扣稅
但只要入過就會用左限額
例如你入20K拿返20K出黎，你今年都係用完20K quota
ISA之間既Transfer唔算提款，唔會用個quota
例如你上年入20K，今年呢20K轉去第二個ISA，你都仲有20K quota

咁即係佢想我壓死舊錢， 10年後有100K，咁呢100K既息可以唔洗收稅夠食飯?
如果唔洗比咁多稅同pension既野，一年儲20K應該唔難。
如果係咁....我仲咩仲要比pension