你自己都識講名義上廢除
香港名義上夠係人人平等啦
2003年做過研究黑人借錢做生意就算其他環境因素一樣,deny機率大其他人兩倍
就算去到2020年黑人借錢買屋都係,息又高過其他人
https://direct.mit.edu/rest/article-abstract/85/4/930/57425/Discrimination-in-the-Small-Business-Credit-Market?redirectedFrom=fulltext
We use data from the 1993 and 1998 National Surveys of Small Business Finances to examine the existence of racial discrimination in the small-business credit market. We conduct an econometric analysis of loan outcomes by race and find that black-owned small businesses are about twice as likely to be denied credit even after controlling for differences in creditworthiness and other factors. A series of specification checks indicates that this gap is unlikely to be explained by omitted variable bias. These results indicate that the racial disparity in credit availability is likely caused by discrimination.
https://www.investopedia.com/the-history-of-lending-discrimination-5076948
Higher Interest Rates
An analysis of nearly seven million 30-year mortgages by the University of California at Berkeley found that Black and Latinx/Hispanic applicants were charged 0.08% higher interest rates compared with White borrowers, costing them $765 million in extra interest per year.
14
Lower Loan Approval Rates
In a 2020 mortgage market activity and trends study conducted by the Consumer Financial Protection Bureau, results show that Black and Hispanic white borrowers had higher denial rates than those of non-Hispanic white and Asian borrowers. For Black loan seekers, the denial rate in 2020 was 18.1% and for Hispanic white loan seekers was 12.5%; alternatively, the denial rate for Asian applicants was 9.7% and for non-Hispanic white applicants was 6.9%.
Voter ID Law你聽過未?
諗下如果香港投票要有車牌先比投
你諗下咩人多數無車
https://www.npr.org/2021/09/17/1038354159/n-c-judges-strike-down-a-voter-id-law-they-say-discriminates-against-black-voter
https://www.nytimes.com/2017/09/25/us/wisconsin-voters.html
連登仔日日講成功靠父幹,有層樓就人生贏家,咩贏在起跑線
黑人做生意買樓都難過人,仲有好多文化問題仲難解決
明明對美國黑人問題根本一無所知,淨係識歧視人