"你又打左credit card 既CVV/CVC, 其實即係授權左個交易架啦" <- 就係唔識................打左credit card 既CVV != 授權
Merchant 唔開 OTP 多數因為 conversion rate..........開 3DS 會 drop.....好小 Merchant 會做 self hosted payment gateway implementation, 因為好難 meet 個 PCI DSS requirement
Non-self hosted payment gateway 開 3DS 只係 Merchant CMS/ API 改一支 flag......有幾難.....
咪再引戰..... 你話你識就識啦
