但到咗貨就難搞啲啵ching
之前拎得番 佢係同商戶講我冇拎到貨先追到條數
求救！揸兜信用卡被盜用，銀行意思想我硬食
小兒無麻痺
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Ae 撚表示冇呢個問題
猩剪卡仲衰, 10單網上交易, 得 2~3 單有 sms 通知, 被盜後補發新卡, 新卡打電去啟動後, 咩都無用過, 係銀包無攞過出黎, 無幾耐又比人盜用, 刷少量金額 
之前試過.
去報狗, 班狗要我向銀行攞封信, 證明銀行要我孭呢筆數. 先至話可以落簿
有人犯咗法唔去查. 要個受害人真係受損失先查. 真係死黑警
去報狗, 班狗要我向銀行攞封信, 證明銀行要我孭呢筆數. 先至話可以落簿
有人犯咗法唔去查. 要個受害人真係受損失先查. 真係死黑警
平時買嘢OTP同apple pay google pay新增信用卡嘅授權根本完全係兩回事，佢哋係兩個唔同嘅機制，唔同嘅授權，所以先會有一大段野要你禁接受
其實你每次用google pay 都一樣要認證，就係解鎖，銀行透過同google apple合作，手機嘅生物認證代替每次OTP，
以中銀為例都有講會攞你嘅資料「The Company may collect and store the unique identifier of the Cardholder’s Apple Device (i.e. SEID number), type of Apple Device and/or Mobile Card number to enable eligibility checking of the Payment Service for the purpose of Mobile Card generating and maintenance. Cardholder who does not allow the Company to use any such information in the above manner may not be able to request the generating of and use a Mobile Card.」
所以terms會講明唔可以喺人哋部機度開你張卡，唔可以用人哋部機張卡，唔可以用其他人嘅指紋做認證
「never permit any other person to use the Apple Device with Mobile Card for the Payment Service and will at all times safeguard the Apple Device with Mobile Card and keep it under the Cardholder’s personal control;
(d) never request the generating of or activate the Mobile Card for use of the Payment Service in and use other person’s Mobile Cards for use of the Payment Service from the Apple Device of any other person;
never use any easily accessible personal information or any personal identification number or user code or password or other person’s fingerprint for accessing, switching on or activating the Apple Device and/or the Payment Service;」
就係因為你授權同埋同意左呢啲嘢，之後你嘅交易先至可以用生物識別認證去代替OTP，所以根本同商戶嘅OTP係兩個完全唔同嘅機制
其實你每次用google pay 都一樣要認證，就係解鎖，銀行透過同google apple合作，手機嘅生物認證代替每次OTP，
以中銀為例都有講會攞你嘅資料「The Company may collect and store the unique identifier of the Cardholder’s Apple Device (i.e. SEID number), type of Apple Device and/or Mobile Card number to enable eligibility checking of the Payment Service for the purpose of Mobile Card generating and maintenance. Cardholder who does not allow the Company to use any such information in the above manner may not be able to request the generating of and use a Mobile Card.」
所以terms會講明唔可以喺人哋部機度開你張卡，唔可以用人哋部機張卡，唔可以用其他人嘅指紋做認證
「never permit any other person to use the Apple Device with Mobile Card for the Payment Service and will at all times safeguard the Apple Device with Mobile Card and keep it under the Cardholder’s personal control;
(d) never request the generating of or activate the Mobile Card for use of the Payment Service in and use other person’s Mobile Cards for use of the Payment Service from the Apple Device of any other person;
never use any easily accessible personal information or any personal identification number or user code or password or other person’s fingerprint for accessing, switching on or activating the Apple Device and/or the Payment Service;」
就係因為你授權同埋同意左呢啲嘢，之後你嘅交易先至可以用生物識別認證去代替OTP，所以根本同商戶嘅OTP係兩個完全唔同嘅機制
Apps store係用生物認證代替，你加信用卡入去嘅時候已經同意左呢啲條款，「The Company may collect and store the unique identifier of the Cardholder’s Apple Device (i.e. SEID number), type of Apple Device and/or Mobile Card number to enable eligibility checking of the Payment Service for the purpose of Mobile Card generating and maintenance. Cardholder who does not allow the Company to use any such information in the above manner may not be able to request the generating of and use a Mobile Card.」
Steam就係用認證銀碼嘅方式，不過我唔知呢個方法銀行係咪承認，我估應該係佢自己搞出黎，有事應該諗住佢自己食番
所以佢哋都有認證，只係冇用到OTP姐
Steam就係用認證銀碼嘅方式，不過我唔知呢個方法銀行係咪承認，我估應該係佢自己搞出黎，有事應該諗住佢自己食番
所以佢哋都有認證，只係冇用到OTP姐
正常做dispute 係唔需要報狗，報狗只係自己心安理得
銀行係唔係睇你有冇報案紙，你填form就查 查完睇下關唔關係事，關既話另外收手續費，唔關你事當然咩錢都唔洗比
銀行係唔係睇你有冇報案紙，你填form就查 查完睇下關唔關係事，關既話另外收手續費，唔關你事當然咩錢都唔洗比
其實幾好用 不過唔係好多地方收
之前3月仲有80蚊coupon 送
之前3月仲有80蚊coupon 送
問題係五萬港紙算乜鬼大額交易
買張機票去倫敦都四萬啦
買張機票去倫敦都四萬啦
你自已中左釣魚網。。。
無得say no..
除非你無中過
無用過都中
無得say no..
除非你無中過
無用過都中
自己睇返#201
兩單GBP交易係分別出過兩個OTP比樓主
所以唔存在咩7.9USD交易拎授權再碌大數
三單都係獨立一定要入OTP嘅交易黎
而且7.9USD果單亦唔見有圖
兩單GBP交易係分別出過兩個OTP比樓主
所以唔存在咩7.9USD交易拎授權再碌大數
三單都係獨立一定要入OTP嘅交易黎
而且7.9USD果單亦唔見有圖
叫佢保險公司賠
就算真係7.9USD果單交易外洩咗樓主信用卡資料
都唔會比佢碌到果兩單GBP交易
兩單GBP交易都係要各自嘅OTP去驗證
點解咁多人搞唔明呢樣野
如果真係7.9USD果單比個網拎咗授權
以後喺呢個網碌卡都唔收OTP嘅話
樓主係唔會收到之後兩單GBP OTP
而係直接收到扣數嘅msg
會寫信用卡結尾為XXXX之信用卡有GBP1800的交易
會show埋商戶名
樓主呢個情況只有兩個可能性
1.樓主/樓主條女講大話
有入到果兩單OTP
2.樓主部機比人hack咗/比人截到OTP
咁呢個就恭喜你啦
唔關銀行事
係你自己保安做唔好
試下告Apple拎唔拎到賠償啦
都唔會比佢碌到果兩單GBP交易
兩單GBP交易都係要各自嘅OTP去驗證
點解咁多人搞唔明呢樣野
如果真係7.9USD果單比個網拎咗授權
以後喺呢個網碌卡都唔收OTP嘅話
樓主係唔會收到之後兩單GBP OTP
而係直接收到扣數嘅msg
會寫信用卡結尾為XXXX之信用卡有GBP1800的交易
會show埋商戶名
樓主呢個情況只有兩個可能性
1.樓主/樓主條女講大話
有入到果兩單OTP
2.樓主部機比人hack咗/比人截到OTP
咁呢個就恭喜你啦
唔關銀行事
係你自己保安做唔好
試下告Apple拎唔拎到賠償啦
想知以下兩條問題
1.買完嘢之後幾耐收到信息
2.收到信息後,你等咗幾耐向銀行report
1.買完嘢之後幾耐收到信息
2.收到信息後,你等咗幾耐向銀行report
如果佢想你吃死貓，你話你搵到東張西望個報料熱線，只係差佢態度😂😂😂
佢唔屈服，就電視機上見
佢唔屈服，就電視機上見
同電話騙案聽就聽得多 未真係遇過
冇呀，冇入過任何otp
退完又要還？
我有一筆2月尾300 USD到依家都係到，過兩日再打去問係咪要我硬食
我有一筆2月尾300 USD到依家都係到，過兩日再打去問係咪要我硬食
2. 嘅情況比較微
以我所知ios 係授權唔到3方app 讀sms
最多都只可以系統自動放落clipboard
break 咗就另計啦
同埋其實仲有其他可能性嘅
3. SMS hijack
SMS 可以透過設備本身 網絡供應商 SMS gateway 甚至一啲marketing tools 去hijack
之前香港好似csl
美國sms marketing tool Sakari
ios android sms 漏洞等都各自出過事
之後透過軟件同行政方式修補
4. 銀行系統出錯
同一般認知唔同
香港好多銀行系統其實好脆弱
就sc 嚟講都發生過不只一次大型錯數事件而要rollback
但以上都係好難由用家自行證實
以我所知ios 係授權唔到3方app 讀sms
最多都只可以系統自動放落clipboard
break 咗就另計啦
同埋其實仲有其他可能性嘅
3. SMS hijack
SMS 可以透過設備本身 網絡供應商 SMS gateway 甚至一啲marketing tools 去hijack
之前香港好似csl
美國sms marketing tool Sakari
ios android sms 漏洞等都各自出過事
之後透過軟件同行政方式修補
4. 銀行系統出錯
同一般認知唔同
香港好多銀行系統其實好脆弱
就sc 嚟講都發生過不只一次大型錯數事件而要rollback
但以上都係好難由用家自行證實
樓主既然你100%肯定
，咪企硬同銀行講（果兩單無授權）
，咪企硬同銀行講（果兩單無授權）