英倫扮工室（36）
打完丁唔要咸相
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啱啱check左 香港15% 英國跟income tax一樣20%起跳 最多45%
一定高D，non-PR 都已經會高D，我問緊我自己個BROKER
利申：大行Alexander Hall，自己俾錢用過兩次
利申：大行Alexander Hall，自己俾錢用過兩次
聽講就算tier 2都好難申請mortgage 白紙一張想入場玩 除非你夠錢full pay啦
叫班仆街縮返香港死炒爛炒就啱架啦 炒多幾年比人抄埋家就最好
用翻香港果套炒樓會唔會死傷慘重
我諗我要快D出文寫呢個題目; non-PR need more deposit so lower LTV; sometimes as high as 30%
係呀呢邊借唔到太多，年薪4-5倍max
有父幹（gifted deposit) 另計
個人認為shared ownership 本來唔差，但係而家就唔好了因為cladding and mortgage issues
係呀呢邊借唔到太多，年薪4-5倍max
有父幹（gifted deposit) 另計
個人認為shared ownership 本來唔差，但係而家就唔好了因為cladding and mortgage issues
尋日同broker 傾完因為肺炎好難做到90%
cladding不一定關shared ownership事
但好多shared ownership都係multi storey building which the lenders need a certificate from the freeholder to certify the external materials (even it's not a "cladding") to meet the latest fire safety requirements
but most housing associations don't have them
cladding不一定關shared ownership事
但好多shared ownership都係multi storey building which the lenders need a certificate from the freeholder to certify the external materials (even it's not a "cladding") to meet the latest fire safety requirements
but most housing associations don't have them
係咪因為咁，Grenfell咁耐都仲有大把樓係果隻cladding
部分原因
好似仲有因為D freeholder唔肯比錢驗同拆
傾唔掂數
好似仲有因為D freeholder唔肯比錢驗同拆
傾唔掂數
有聽聞
啱啱推出個政策嘅時候
有啲人賣唔到樓
等個管理公司/大業主check完先至賣到
啱啱推出個政策嘅時候
有啲人賣唔到樓
等個管理公司/大業主check完先至賣到
NEW post lm
留名跟進
有聽聞
啱啱推出個政策嘅時候
有啲人賣唔到樓
等個管理公司/大業主check完先至賣到
係呀，有一班mortgage prisoner...
要交同會唔會交兩回事
我之前講過英國人唔係咁鐘意一碌鳩打柒一船人
收翻先
幾個柒頭黎到做賤格野，香港人個朵都未必受影響
就咁睇出面啲風向
好肯定香港人個朵唔夠一年會臭過屎
收翻先
幾個柒頭黎到做賤格野，香港人個朵都未必受影響
就咁睇出面啲風向
好肯定香港人個朵唔夠一年會臭過屎