加拿大車主討論區 （13）

Elantra N 第二個tier 跑車setting

諗緊用部RX trade F Pace

但長度有啲過長
理想車長4.5米 咁大部分位都泊得入
住市區的煩惱

Compact car 都長

咁揸fiat 500啦

我架車4米9都無問題喎
加拿大啲位咁長咁闊

Compact car
而家compact size = 二十年前mid size
3系 = 以前5系

咩叫韓仔車會變火車

會著火

Read the full article. Parts were removed due to words limitation

https://www.ibc.ca/insurance-basics/auto/types-of-auto-coverage

Mandatory auto coverage
Each province and territory sets the mandatory or minimum amounts of coverage every vehicle owner must purchase – and those mandatory car insurance requirements are subject to change.

Provide protection for liability for bodily injury or death of a person or damage to property because of the ownership/use or operation of your vehicle

Provide coverage for physical damage to your vehicle if you reside in a province where direct-compensation physical damage (DCPD) is mandatory and you have not opted out of that coverage.

Help provide the medical/rehabilitation care to get you well

Provide financial assistance to you if you are unable to work

Provide financial protection if you hurt someone and are sued

We recommend you consult with a local qualified insurance representative for further assistance.

Additional auto insurance coverages
Note that all loss or damage coverages are subject to the specific limits, deductibles and exclusions outlined in your policy.

Collision
An underground parking garage door closes on your car, or your vehicle slides off an icy road and is damaged. These are some of the types of situations that optional collision coverage is designed to respond to.

Collision or upset coverage pays for damage to your vehicle caused by a collision with another object or vehicle or if it rolls over. It’s also important to know that: if your car is leased or financed, collision insurance is likely a mandatory requirement
non-collision related damage – for example, theft of your vehicle – is not covered if you own your car, you may decide to not purchase collision insurance if your insurer determines that repairs cannot be made to your vehicle (or it’s been “written-off), the amount you will receive is listed on your policy property stolen from your car or damaged in a collision may also be covered by your home, condo or tenant insurance
Specified perils
A peril is an event that is unexpected and accidental, for example:
Your vehicle is stolen and never recovered or is recovered with substantial damage.

Fire engulfs your next-door neighbour's house, spreads to your garage and destroys your insured car.
Large hail from a severe storm damages your truck.
Specified perils coverage responds to losses caused by the perils specified in your auto policy and may include:
Earthquake Explosion Fire Hail Lightning Riot or civil disturbance Rising water Theft or attempted theft Windstorm

Falling or forced landing of aircraft or parts of aircraft or the stranding, sinking, burning, derailment or collision of any kind of transport

Comprehensive
High winds cause flying debris that damages your car. Vandals break into your garage and damage your truck. These are examples of damage or loss covered by comprehensive coverage.
Comprehensive coverage includes all perils, except for:

Collision

Upset of the insured vehicle, and/or

Damage caused by theft by a person who resides with you or who repairs your car

All perils
This optional coverage is designed to respond to all causes of loss except for those specifically listed as exclusions in your auto policy. An exclusion specifies the hazards, perils, circumstances or property not covered in your policy.

All perils coverage is also designed to cover loss or damage caused if your vehicle is stolen, used by someone else in your household or someone hired to drive your vehicle. A peril is a chance event that is unexpected and accidental.

Thanks 巴打

好 唔該睇下先

平均氣溫長期低過7度就可以換

有冇人係clutch 到買車？有冇伏？

呢架車半年前已經有人講過 2.5L 引擎之外嘅唔好買