信用卡討論區（168） 神卡不再　卡友悲哀　呢度唔係CS，睇咗頭post同terms，追埋 post 先問

唔反對用hsbc，但英國最大唔係佢

Two UK based banks - HSBC and Lloyds Banking Group – are not only the largest banks in the country, but also rank among the top 10 banks in Europe in terms of market capitalization. Both of these banks have a market capitalization above 30 billion U.S. dollars, while the largest - HSBC - is the largest bank in Europe with a market capitalization of over 124 billion U.S. dollars. In addition, UK based banks Lloyds and NatWest rank as the 10th and 14th largest in Europe.
https://www.statista.com/topics/6033/leading-uk-banks/#topicOverview

外幣簽帳唔可以單獨分期？

而家已經越黎越唔抵玩啦，今年AE積分換miles又貶值又無端端加annual fee仲要無extra rebates，擺到明係劏客啫
話時話呢排好似班CS都開始西咗係咪呢幾年多咗太多人開卡搞到hotline俾人打爆

其實em係咪好過vs 小弟揸車 番工要比月租停車場，有人話BEA Goal唔差，但佢冇停車場

其實apply pay 係咪都當網購？

VS正 定eminent正啲 如果以食飯為主？ 見佢2024話要個單要有300先計數

Apple Pay 同網購兩樣嘢嚟

係都得 定一定要先得

都得

咁點define係網賺4% 雖然我都小理 一律都簽red card 但見佢本地得1% 又想整過張飯卡/日常卡

冇咗mm power
都成日去旅行

要日常card /食飯card 同 旅行card

而家申請咩card 好 ？all in 大貓 VS EM red 定分散投資好？

月入4萬鬆d 求指教

咁係咪all in 大貓算 想開始草下miles

VS 2024最紅自主獎賞揀咗賞家居其實啫係點玩
一有百老滙、sogo啲活動就買現金卷打爆佢？
之後放俾收卷佬？

我見萬寧有做緊活動，但佢又唔係賞家居
啫係我直接用EM買現金卷打爆佢就得？唔洗用VS?

點解冇乜人講 Citi Rewards 信用卡 ? 1.85% 回贈 冇上限

感覺好似好過 Cash Back ?

唔係無上限 一個月額外得50000分