定期存款邊間好? （33）

每期係每個月？
如果係3.5年
全做定期或買哂綠債都有so
前提係你有返工，用出糧錢還
同埋唔用呢舊97.7萬

我想問za bank d加息劵係咪無曬喇

要考慮埋出糧錢本身都可以做定期
要比較出果舊息大，定入果舊息大

做咗airstar 3個月 呢間嘢咁啱加咗

本身冇恆生戶口

係，
分42期（每個月還$25704.5）
諗諗下唔算好著數
應該推左佢算

Pish

借唔過

HSBC都做到咁高啦?

之前5.2, 現在得返5

請問hsbc 開美金戶口駛唔駛預約？ 定就咁去排coubter 開？ 本身已經有hsbc 戶口。。

另外我試左富邦果個美金快閃定期， 就咁拎其他行既票入唔駛理新舊資金冷河期

NO
https://poe.com/s/5epnp3LLrAyktYfel1TJ

To calculate the total return considering the varying maturity durations and the exchange rate, we need to convert the initial investment from HKD to USD, calculate the total return in USD, and then convert it back to HKD.

Given:
Initial investment: 970,000 HKD
Exchange rate: 7.82 HKD/USD
Number of lots: 42
Units per lot: 30
Value per unit: $100 USD
Yield: 5% APY (Annual Percentage Yield)
Maturity duration: 1 to 46 months

First, let's convert the initial investment from HKD to USD:

investment_in_usd = initial_investment / exchange_rate
= 970,000 HKD / 7.82 HKD/USD
≈ 124,045.80 USD (approximately)

Now, let's calculate the total return in USD considering the varying maturity durations.

We'll follow the same approach as before, calculating the interest earned on each lot of bonds based on their respective maturity duration, using the monthly interest rate.

monthly_interest_rate = (1 + 0.05)^(1/12) - 1
≈ 0.004074 (approximately)

total_return_in_usd = (units_per_lot * value_per_unit * interest_rate * months_in_maturity) + (units_per_lot * value_per_unit * interest_rate * (months_in_maturity - 1)) + ... + (units_per_lot * value_per_unit * interest_rate * 1)
= (30 * 100 * 0.004074 * 46) + (30 * 100 * 0.004074 * 45) + ... + (30 * 100 * 0.004074 * 1)

To simplify the calculation, we can factor out the common terms:

total_return_in_usd = 30 * 100 * 0.004074 * (46 + 45 + ... + 1)

To calculate the sum of the integers from 1 to 46, we can use the formula:

sum = (n * (n + 1)) / 2
= (46 * (46 + 1)) / 2
= 46 * 47 / 2
= 1081

Now we can calculate the total return in USD:

total_return_in_usd = 30 * 100 * 0.004074 * 1081
≈ 1,314.23 USD (approximately)

Finally, let's convert the total return back to HKD:

total_return_in_hkd = total_return_in_usd * exchange_rate
≈ 1,314.23 USD * 7.82 HKD/USD
≈ 10,263.45 HKD (approximately)

Therefore, the total return from the 42 lots of bonds, considering the varying maturity durations and the exchange rate, would be approximately 10,263.45 HKD.

大富翁係每日計息？ 如果我31拎錢出黎，係唔係只會冇左31一日既息？

睇pin

Thanks

謝驗証

想問如果係一間銀行/證券公司買左美國政府債, 間銀行/證券公司摺既話有冇影響? -佢地只不過係幫我同政府存放個agreement既中間人, 即使個中間人倒閉suppose張agreement唔會冇左?

如果做下一期馬拉松 最遲幾時要入錢？

開馬拉松既當日