"Mox Credit Fund Transfer(s)" means one or more person to person (P2P) payment(s) (including an automatic payment and other recurring payment or transfer arrangement) using Mox Credit on the Mox app to another Mox user or any other non-Mox Hong Kong bank account (including FPS "Participants" as defined in Part B of Schedule 2 (Terms and Conditions for Payments and Transfers) to our General Terms and Conditions)