點解印銀紙會引致通脹?

279 回覆
7 Like 358 Dislike
2018-09-15 21:59:30
理想嘅簡單化唔代表等於膚淺嘅理解
而係用淺白 準確嘅方式黎表達同論證

如果只係學黎for 考試 或者上網吹水嘅話
課本上簡單嘅解答係夠用嘅
2018-09-15 22:10:32
你確定擺係銀行係無流出去?
2018-09-15 22:10:37
lol
姐係如果你interview之前學識 mv=py 既話
你就會咁樣答呀?!
btw 不如講下你in果時係點答
2018-09-15 22:22:21
簡單例子:政府而家有一百舊黃金

之後所左100張銀紙,講俾大家知呢100張銀紙,每一張可以同我換一舊金。

之後分左俾大家用,而家黃金無多到
政府又印多100張銀紙。
咁就收左每兩張銀紙先換到一舊金

一舊金既價格亦由$1變左$2
通漲100%
2018-09-15 22:24:03
好多人都以為所謂簡單化
就係覺得任何事都可以用簡單概念黎理解

但真正嘅簡單係指用淺白
準確嘅方式黎解釋 論證意見
而正正係因為現實世界有極多複雜嘅事去理解 先咁強調簡潔嘅方式同言語去表達
方便思考交流 避免含糊
而且個post 都有好多人問到啲深入嘅問題
例如一般上堂學嘅demand and supply
知道咗需求同價格呢個概念就會止步
但一個好嘅learner係會再問得更加深入
例如喺實際運作上 需求係點樣帶動價格
背後影響價格嘅因素中 需求又係咪真係最大因素等等
2018-09-15 22:25:41
淨係睇你呢句
因為當貨幣流入經濟體系時 放債人手上嘅貸款相對縮水
就會降低利率吸引公司借錢 加大投資

就知道你對基本經濟理論嘅認識係幾有限。
首先點解會減息,係因為貨幣供應多咗,一定留入番銀行體系,銀行多咗錢,就梗係手鬆D咁借錢,因為銀行D錢唔借出去係唔會有錢賺,而唔係因為放債人手上嘅貸款相對縮水而去減息。
你都係讀番多D ECON先講啦!
2018-09-15 22:30:47
銀紙好似貨咁。有人要就有好好價。冇人就係癈紙。
用十幾萬癈紙先換到一餐飯
2018-09-15 22:33:02
sor 講錯 應該係原本就持有嘅負債縮水至啱
2018-09-15 22:37:48
To understand this, we must first acknowledge few premises of modern monetary theory:
1.The total amount consumed(spend) equates to the total price of products produced.
2.Bank will create money in the form of lending (eg banks only have 5 dollar in cash , but the society deposited totally 10 dollars in bank , this is due to most people wont hold all their savings in cash at home, but rather deposit them in the bank, and bank could lend out those cash again.)

These form the foundation of QTM( Quantitative theory of Money)
OR
(Money that is cash)<M>x (total amount of times they are circulated in society)<V>
=price level of product times<P>the total quantity of product<Y>(how much the society spends in total)
*It is easier to understand this as the total value of production equals to how much money is in society times the time they switched hands, as people will buy them all.
AKA: MV=PY

so why would printing money(increase in cash) causes inflation?

In very simple words, V is affected by spending behavior or technological production
while Y is affected by real factors of production ( lomo of those who open post without picture), and are very unlikely to move in a short time.
Thus , we can assume that these two factors are constant, and as such:
M=P or printing money will cause the price level of product to increase.
2018-09-15 22:38:04
就算負債縮水,都唔係減息原因咯,如果要彌補縮水,係應該加息去收番縮水嘅損失。但係貨幣供應增加,根本就加唔到息,只可以跟市場去減。
2018-09-15 22:39:53
咪好似呢道未讀過econ果D人咁亂鳩咁吹咯
2018-09-15 22:41:31
又theory
2018-09-15 22:42:33
只要諗嘢有少少logic都會明
唔駛讀架
2018-09-15 22:45:08
我明樓主想問
點解印銀紙,會令樓下間茶餐廳加價?當中個機制係點?
2018-09-15 22:51:24
錢係追逐產品

eg,假設呢個世界得豬係商品,市面有10隻豬同10個$1流通緊,每隻豬就大概$1

如果市面再多10個$1,每隻豬就會分到多$1,令每隻豬既價格升到$2

茶記同樣面對上述成本上升問題,咪加價

唔講錢都得,如果世上有10男10女,男女價格大致相等,10男20女,一個男就值得有兩條女追,身價上升

利申冇讀econ
2018-09-15 22:57:43
有啲人都吹得有文有路架喎 不知你係咪啦
就咁mv=py...
咁我問你 貨幣係咩
你係咪會答我 貨幣係錢
2018-09-15 22:58:14
岩岩上網睇左陣
inflation原因分為
1)成本上升: 原材料、人工、地價、器材成本上升
2)需求上升: 多人要, 商家見需求上升, 就會加價。好似而家打風80蚊一卷膠紙。
3)政府印銀紙: 銀行印完銀紙會將錢以debt既形式轉俾其他銀行, 或者用mortgage/loan既形式流出俾其他人

但而家諗兩諗
政府印銀紙導致既通脹其實應該唔係最主要?
2018-09-15 23:10:59
即係咁, 如果全世界既人戶口都有一億
咁一億咪唔值錢囉
2018-09-15 23:12:16
Econ係一門實用科學 研究到幾深入都係為左用落社會解釋現象 理論係要透過現實解釋(當然學術界好多人玩到天花亂墜一味深奧 脫離現實)

所以向人解釋唔係就咁寫條QTM就算 應該結合現實例子闡釋原理 咁樣先說服到人

當然向普通人解釋理論愈簡單愈好
用本土例子解釋通脹就係:港女愈多人追 就愈會吊高來賣 追佢班毒撚就愈低賤
或用Milton Friedman一言蔽之:Too much money chasing too few goods
2018-09-15 23:14:55
一針見血
2018-09-15 23:15:44
印咗銀紙,貨幣供應充足咗,流入銀行體系,銀行自然借錢會易咗,利息會低咗去吸引人借錢。利息低自然會吸引投資,例如B問銀行借錢開一間茶餐廳,原本要一年比20萬利息銀行就無錢賺,宜家比10萬利息就夠,可以賺到10萬咁咪可以去投資咯。咁茶餐廳要租鋪,宜家B因為預算多咗,可以比得起更高嘅租金。如果人人都去租,我做業主見咁多人問價,我都會揀比得起貴D租嘅租客,咁租金咪上升咯。原本現有嘅A茶餐廳業主見租金上升,自己續約嘅時候都加租,咪整體租金都上升咯。經營A茶餐廳嘅比貴咗租,咪要加價彌補成本上升咯,當然唔止租金,其他經營成本都會因為同樣道理而上升。。。咁夠容易明白未呢?
2018-09-15 23:16:27
你不如睇返通脹嘅定義
得一兩件item加價唔係通脹

同埋 通脹係一個現象 而唔係佢本身嘅原因
等埋發燒唔係一個病症
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