ARM係under CIB定commercial bank? 如果係CIB個邊都有機轉到去cf做d ibank野,同埋本身CIB coverage都會work with cf & industry team. Comm bank就好難轉得入ibank, 入到都係做返coverage位。但係sc have a big treatment difference towards grad program & non grad program 入黎既人,grad program入要轉team係易好多好多