指腎炎客戶漏報耳石症　AIA拒賠兼cut單

有d agent真係夠膽死明明個客病到就死都會幫佢clean health咁入單，衰d既張張單都咁入，學你話齋，傭已袋，理撚得你。爆一次半次最多話唔小心，個客無同我講，但爆得多其實公司有紀錄，佢入既單都會好小心批。

呢幾年做大陸客多，多左好多大陸阿嬸級agent，字都唔識多隻就做得代理，係咪要提高返學歷要求呢？外國既保險經紀係專業人士，但香港好多都係19 agent，為左批單乜都亂黎，大陸男人十個有9個都話自己無食煙

至於點判斷個客係咪最高誠信，我諗都係睇個客有冇心去隱瞞架姐，每份單都要有客人同agent簽名，個客簽得名個刻下就承認左自己報晒所有病歷，假如claim個陣發現有漏，保險公司揸住份申請書一定打得甩。所以最好搵返相熟agent，起碼會幫你報晒病歷先。

其實越黎越唔信 agent 開既單

我寧願用公司d group medical convert 做醫療plan

咁樣咩pre-existing 都包哂

屌你耳石症唔係炎症黎
純粹係舊耳石chok甩左落前庭其他地方
利申：有幫人做耳石復位

但公司d medical plan好l垃圾
例如有d plan係我做一個客原本可以收5舊但你拎張卡黎睇我收得3舊咁你都估到d服務會點喇

我唔係醫生，有冇關係我唔知
但你所講既野好格硬，Benign Paroxysmal Positional Vertigo 引致腎炎機會都應該細到係無

依家唔賠既原因係違反最高誠信
如果佢有報，我諗最多不保佢BPPV同併發症。
個客到時要claim既話張claim form係要醫生寫，如果張form 醫生寫到個underlying cause係bppv，咁保險公司咪唔賠囉，如果係其他原因既話，保險公司一定要賠。

好多人都當保險公司係善堂，以為乜都賠。好老實打開門做生意，白紙黑字d條款寫得好清楚，個客仲要簽埋名，保險係合約既一種，雙方都係要履行合約精神，假如有報清楚，保險公司都搵唔到位入。

好老實講小弟見香港堆agent 質素真係好差, 保險公司明顯有需要改善

講真一開始收左錢，之後好多野都理撚得你啦

除非service 醫療單，agent 另外再有錢收，唔係佢地只會覺得做義工

講到尾咪保險公司仆街lor, 所有野都佢話事ga ma

所以一定會keep 住買1299

保險公司點會理agent的質素
有咩事推哂落佢地身上
錢就自己代 責任就係agent問題
總之就係唔關公司事

BPPV can result from a head injury or simply occur among those who are older.[3] A specific cause is often not found.[3] The underlying mechanism involves a small calcified otolith moving around loose in the inner ear.[3] It is a type of balance disorder along with labyrinthitis and Ménière's disease.
bppv引致腎炎，我覺得你可以出返篇論文，可以改寫醫學界睇法

c兄心水清

有冇人可以教我點證明一件事同另一件事冇關係
蝴蝶拍翼同颱風有冇關係
點證明冇關係

一定係佔中既蝴蝶效應，搞到AIA 拒保

幫你買張AIA SME group medical
包埋pre-existing 唔使煩

咁有冇論文話屙得屎多同生腦癌無關 ?
咁如果係咁講 , 你十年行街仆街呀 或者 打多左飛機都要報啦

下 ? 你仆街 , 點知有咩世紀惡菌 / 病毒潛伏左嚮身體入面 , 令到你身體有問題 ? 有冇論文証明唔關事

十年前

Causes of kidney infection
A kidney infection usually happens when bacteria – often a type called E. coli – get into the tube that carries urine out of your body (urethra). The bacteria travel up to your bladder, causing cystitis, and then up into your kidneys.

E. coli bacteria normally live in your bowel, where they cause no harm. They can be transferred from your bottom to your genitals during sex or if you're not careful when wiping your bottom after going to the loo.

A kidney infection can sometimes develop without a bladder infection – for example, if you have a problem with your kidney, such as kidney stones, or if you have diabetes or a weakened immune system.

source: NHS choice

鬧咩丫，保險公司又唔係善堂，都唔係第一次想賴皮，最後都係判要賠