AEON信貸財務（00900.HK）－粗淺分析

超市同信用卡分開上市咖
00984.HK

我有申請最基本果張 無用過 因為儲積分用返銀行好似抵啲

有次經過 見佢信用卡中心啲人好似幾開心咁

我知阿，兩間公司，但越cut咪越小人用佢張卡，但據我所知好多美容健身幫啲客用身份證開個張都好似係佢地既，所以咪咁多人還唔到

係無咩用，開嚟都晒鳩氣

因為hea

同佢呢期開始請好多大學生，佢有個叫gt既programme，但真係諗清楚，佢上面同front line都係

Grad program?

但要維持返目前水平嘅盈利，其實都係合理嘅預期，對應返佢地派息嘅過去，其實投資者回報都唔差

好人好姐點會買呢啲股
咁多收息股俾你揀

npl and nim?

talk about consumer finance but not talk about those?

I did come across the figures for the net interest margin, but in my opinion, the interest paid is really low, compared to the interest received, so I think it's insignificant. And for the NPL, i found the data too, but I don't see a way to analyse them in a meaningful way, and that in my opinion, the loss from npl should be expected loss and therefore priced in the products say charging a higher interest rate for deferred payments.

What do you think

咁都關好唔好人好姐事

So the investment returns ought to exceed the interest paid, to a very large extent.

今年多左幾個老千財演推介，再睇埋成交
有散貨味

有邊啲係老千財演

每年升三成有啲誇張
但升三成太概去到8-9 我就覺得還可以啦

幾耐升3成先，你睇番過往股價
14到16年
係由4.x到5. x橫行...

再睇遠D，12年都仲係5蚊邊喎

就算17年股市咁旺，佢都係升得兩成...嚴重跑輸個市喎

我預3-5年
其實前排6頭都有啲後悔無買
6*1.3=$7.8
6.21*1.3=$8.1