有關借完錢之後離開香港的例子

連登大把人移民去世界唔同地方，大量真人真事係各地銀行都唔會睇香港TU。

唔係唔想睇，係外國銀行得你passport，名，同外國地址，香港TU得你身份證，名，同香港地址，根本就對唔到個人資料比料。再格硬追落去，一定有一邊要比更多資料出黎比對面查，咁到時又到個人私穩資料分享的環節，法規部一定過唔到，咁大家都知對黎晒鳩氣，唔會做除非有日有條戇鳩，無銀行問佢，但自己比晒料出黎ge姐

真係幼稚，國際刑警

你咪又係講唔出 弱智仔好意思笑人幼稚 一味鳩up

其實全世界都越黎越重視私隱

錯喇
純粹入嚟睇下低端mk，果一百幾十萬搞到自己走佬仲kam到以為自己識玩財技

香港爭人錢 全球資產都要找數真係好弱智
第一 爭人錢係民事 刑事先有得玩到法庭通輯
第二 要知你走去邊度
第三 要當地法院/執法部門配合你香港既通輯令
第四 要當地執法部門搵到你 身份配合到，我去到改名 去小地方隱姓埋名已經搵唔到
要過晒四關 諗都無可能啦

真係唔知邊個鳩up
CIA定FBI定MIB？？
你實冇事啦，頂盡借得20萬

如果識玩唔會比人拋疾，就已經唔算死mk一百幾十個拎黎流動下，其實無乜問題，佢都係搞差佢地自己香港個TU，最多會令香港之後批loan愈趨保守同嚴格，但經濟下行緊都已經會係咁
btw，呢種唔係財技，只係純粹拎自己個人信用評級折現，全世界大把留學生都有做過，唔止大陸係香港借果班

樓上啲mk嘅財技咪就係借爆走佬
仲有咩呀？

You've touched on a very important point regarding international debt and its implications when moving between countries. Here's a breakdown of the situation for someone who borrowed a huge amount in Hong Kong and moved to the UK:

1. Direct Credit Score Impact in the UK: Minimal to None

As established, credit reporting systems are generally country-specific. The UK's credit reference agencies (Experian, Equifax, TransUnion) primarily collect data on your financial activities within the UK. Therefore, a massive debt incurred in Hong Kong, or even a bankruptcy declared there, would typically not appear directly on your UK credit file and thus wouldn't immediately affect your UK credit score. You would, in essence, start with a "blank slate" in the UK for credit purposes.

條友好9唔搭8
但又要周圍R水吹
真係無改錯名

2. The Debt Itself: It Doesn't Disappear

This is the crucial part. While your UK credit score might not be directly impacted, the debt itself remains. The Hong Kong lender still has a legal claim to that money.

3. International Debt Collection:

Legal Action: Hong Kong lenders can and do pursue debtors internationally. There are international debt collection agencies and legal avenues they can explore.
Reciprocity: The UK and Hong Kong have legal frameworks that allow for the enforcement of foreign judgments. If the Hong Kong lender obtains a judgment against the individual in Hong Kong, they could potentially seek to enforce that judgment in the UK courts. This could lead to:
Freezing of assets: Any assets the individual holds in the UK (bank accounts, property, etc.) could be subject to freezing orders or seizure to satisfy the debt.
Bankruptcy proceedings: The Hong Kong creditor could potentially initiate bankruptcy proceedings against the individual in the UK based on the judgment.
County Court Judgments (CCJs): If a judgment is obtained and registered in the UK, it would then appear on the individual's UK credit file, severely damaging their UK creditworthiness.
Practicalities: The likelihood and ease of international debt collection depend on several factors, including:
The amount of the debt: For "huge amounts," it's highly likely a lender would pursue collection aggressively.
The lender's resources: Large banks or financial institutions have dedicated legal teams and resources for international recovery.
The debtor's assets in the UK: If the individual has significant assets (property, substantial bank balances) in the UK, it makes collection more worthwhile for the lender.
Statute of limitations: There are time limits (statutes of limitation) for pursuing debts in both Hong Kong and the UK. However, if legal action was initiated in Hong Kong before fleeing, this could extend or reset the clock.

4. Indirect Financial Consequences in the UK:

Even without a direct credit score impact initially, a person fleeing substantial debt could face:

Difficulty opening bank accounts: Banks often conduct checks beyond just credit scores, looking for signs of financial distress or past issues, especially if they are part of a larger international group that operates in both Hong Kong and the UK.
Challenges with mortgages and large loans: Even if they build some basic UK credit, the existence of a massive foreign debt, and the potential for legal action, would make UK lenders extremely wary of providing significant credit.
Reputational damage: While not a credit score, being known to have fled large debts could impact their ability to do business or gain trust in the financial community.
Stress and legal issues: Living with the threat of international debt collection is a significant burden, potentially leading to legal battles, asset seizure, and even bankruptcy in the UK.
In conclusion:

While the Hong Kong debt might not immediately appear on a UK credit report, it absolutely can and likely will create significant problems for the individual in terms of their financial well-being and ability to function financially in the UK. Fleeing a huge debt is not a solution, and lenders have increasingly sophisticated ways to pursue what they are owed across borders.

啲mk覺得自己好撚醒，借爆唔還再攞嚟用錢揾錢吖嘛，個局限同眼界就係咁多，就係佢哋以為自己好有財技

點解借爆就係MK香港大把商家佬借爆唔還又唔見你屌？

你係咪搞笑

人哋借爆幾十億，幾千萬，提心吊膽都有個錢旁身，你呢啲一百幾十萬，屋都唔夠買半間 ，啲錢又要轉嚟轉去調嚟調去，手續費都冇咗一截，托人幫手又冇一截，揾人假結婚整護照又冇一截 ，真係要去泰國先夠洗

理屈詞窮嘅例子

再次強調大把連登仔移民去世界各地，印象中無聽過當地申請銀行服務會要求交香港TU 文件

你自己唔鍾意係一回事，但移咗民嘅人如果唔再用香港金融產品，理論上唔再需要理會香港TU

你係邊度知果啲人提心吊膽緊？

你當我搞笑囉白痴仔

你坐井觀天啦慢慢

冇聽過
冇TU
但係咪代表你喺香港爭落幾球人哋銀行查唔到？
係就去馬，既然咁簡單，起碼攞8位數字走

唔驚就唔會走佬啦

理性討論，香港銀行其實係會定時有報告關於客戶既資產紀錄，信貸紀錄交比唔同國家方便該國收稅或檢查移民者既背景… 走數會令個信貸評級花晒，至於呢個花晒既背景會唔會令當地政府收返移民果個人個居留權我就唔清楚，但感覺至少會有呢個風險先。