銀行KYC 入行4年，你問我唔答，但有超詳細分享[2]

想問下Ching, 知唔知一間公司想加一個新boss做authorized person, 但boss 冇occupation and employer , lee 兩part 可以點塡

淨玩Corp bank既Client onboarding已經玩到兩星期兩人辭職(新黎果d)
仲未玩periodic review

係咪你公司糧少福利差呀？
定係你個老屎忽阻住晒？

巴打邊間，請唔請fg

我果度成車fg

想問下呢份Compliance Banking Analyst 係咪唔只做KYC? 會唔會exposure到多啲野？

• Perform first and continuous outreach to corporate customers, through calling and writing, using templates and tools, for existing customers’ CDD / KYC/ AML reviews
• Provide KYC and AML guidance to customers to ensure proper policy adherence
• Screening of documentation to ensure customers adhere to compliance requirements
• Review and carry out due diligence on existing clients in order to protect against financial crime
• Perform KYC activities for new and existing businesses and multiple remediation efforts concurrently within designated timeframes and quality standards
• Perform periodic reviews including high risk clients and manage work performed by Operations offshore
• Responsible for client communications and query management on KYC/AML reviews on customer data and documentation
• Pro-active follow up with clients who are non-responsive
• Manage expectations with Relationship Managers, Compliance, Operations
• Mange and escalate issues in timely manner, through asking the right questions
• Promote a client centric environment while maintaining discipline and tight controls
• Performing CDD and Enhanced Due Diligence (EDD) reviews

淨玩Corp bank既Client onboarding已經玩到兩星期兩人辭職(新黎果d)
仲未玩periodic review

係咪你公司糧少福利差呀？
定係你個老屎忽阻住晒？

做兩日就話難果班fg

All you guys heads up: do NOT pick up any of those TMI, KYC jobs. These are dead end, temporary roles which just say you don't know what you want. Instead, figure out your long term career objective and plan for it.

同意，好人好姐都唔好做kyc

直定曲呀

直呀，叻既去晒做mt啦，一定前線賺大錢，得我呢d成績又唔好，又唔sell得既廢柴先做呢行，做得kyc一定唔係top果班人，搵既錢唔會係最多

只不過相比teller, clerk（以同樣入職門檻做比較），kyc算唔錯

做到advisory level其實幾發下(好似係)
但係D人工夠駛算啦
揾得多使得多, MT份糧又買唔到樓
中狗會3T揾得仲多

淨玩Corp bank既Client onboarding已經玩到兩星期兩人辭職(新黎果d)
仲未玩periodic review

係咪你公司糧少福利差呀？
定係你個老屎忽阻住晒？

巴打邊間，請唔請fg

我果度成車fg

所以先問係邊間

Key Responsibilities:

Support a team of Relationship Managers in managing commercial bank in-flow clients
Ensure all client information is updated promptly in all bank's systems
Make every service engagement a wow experience for clients through ensuring sincere, timely and effective completion of client’s service requests
Liaise with various departments such as Operations/Risks/Products & other on/offshore back offices to provide day-to-day service support to clients
Handle daily transaction referrals with Relationship Managers
Perform ad hoc projects as directed by the department
Provide daily administrative support to the Sales team
Active participation in the account opening (in tandem with Case Manager) & account closure matters
Perform KYC due diligent pertaining to new client onboarding & renewal together with Business Support Unit (BSU)
Liaise with internal Compliance personnel on the application of KYC policy
Interact with parent and subsidiary bankers and product sales and service on AML-related risk issues

呢個做得過？

呢個係ARM role，我覺得比純KYC更多野學/做
呢d middle位進可攻退可守，將來你想轉做kyc又得，轉番前線跑數都得，interview任你吹，因為真係乜都有做過

但唔易入 大把前線退落來做呢d位

呢個位好 同意樓主所講 真係好多野學
利申 之前做過呢d 位
interview 真係講得出d procedure
而家成功轉field

如果本身唔係bba本科
想惡補下銀行term再去apply工
應該睇咩網或source會比較好

同問

如果本身唔係bba本科
想惡補下銀行term再去apply工
應該睇咩網或source會比較好

作用唔大
首先，interviewer對fg 期望並不是很大，唔會問得好technical or 好深入，有一般common sense就可以，最緊要對答如流，有自信，清楚自己做緊咩，準備多d例牌interview會問既問題

同埋都係果句：大部分人都係死language，呢個位無得臨急抱佛腳，只可以講祝君好運，英文差既，遇到個海龜interview，收硬皮，遇到個local既，可能self intro完就轉番中文了

一個普通既retail sales都要in house train一個月先出到街，你覺得上網自學可以學到幾多？

盡量講下你個非bba degree可以點樣幫到你呢份工，比起bba人有咩優勝之處，反客為主，唔好覺得non bba就一定輸蝕俾bba，以己之短攻人之長，輸硬

想問下Ching, 知唔知一間公司想加一個新boss做authorized person, 但boss 冇occupation and employer , lee 兩part 可以點塡

唔明，如果個new boss無occupation，點解要加佢個名？employer咪呢間公司囉

All you guys heads up: do NOT pick up any of those TMI, KYC jobs. These are dead end, temporary roles which just say you don't know what you want. Instead, figure out your long term career objective and plan for it.

同意，好人好姐都唔好做kyc

直定曲呀

直呀，叻既去晒做mt啦，一定前線賺大錢，得我呢d成績又唔好，又唔sell得既廢柴先做呢行，做得kyc一定唔係top果班人，搵既錢唔會係最多

只不過相比teller, clerk（以同樣入職門檻做比較），kyc算唔錯

做到advisory level其實幾發下(好似係)
但係D人工夠駛算啦
揾得多使得多, MT份糧又買唔到樓
中狗會3T揾得仲多

我目標就係advisory，做到就上岸了，可以轉中資等退休

Key Responsibilities:

Support a team of Relationship Managers in managing commercial bank in-flow clients
Ensure all client information is updated promptly in all bank's systems
Make every service engagement a wow experience for clients through ensuring sincere, timely and effective completion of client’s service requests
Liaise with various departments such as Operations/Risks/Products & other on/offshore back offices to provide day-to-day service support to clients
Handle daily transaction referrals with Relationship Managers
Perform ad hoc projects as directed by the department
Provide daily administrative support to the Sales team
Active participation in the account opening (in tandem with Case Manager) & account closure matters
Perform KYC due diligent pertaining to new client onboarding & renewal together with Business Support Unit (BSU)
Liaise with internal Compliance personnel on the application of KYC policy
Interact with parent and subsidiary bankers and product sales and service on AML-related risk issues

呢個做得過？

呢個係ARM role，我覺得比純KYC更多野學/做
呢d middle位進可攻退可守，將來你想轉做kyc又得，轉番前線跑數都得，interview任你吹，因為真係乜都有做過

但唔易入 大把前線退落來做呢d位

呢個位好 同意樓主所講 真係好多野學
利申 之前做過呢d 位
interview 真係講得出d procedure
而家成功轉field

轉左咩field?

近排有無邊間大量請人？
想過檔

Ok呀呢份，以前in過都有offer，最尾嫌佢太遠reject左

岩岩apply左

利申：1年tran mon經驗

等你好消息
呢份一定好過tran mon la

頂丫 1年tran mon經驗連interview機會都無就reject 左我

再努力下啦，tran mon要轉番kyc唔易，skill set完全唔同，但唔知點解好多kyc又轉到去tran mon

近排有無邊間大量請人？
想過檔

大量請人果d真係要慎重考慮
捱多3-4個月出埋bonus先啦

source of wealth你地會dig到幾深入

source of wealth你地會dig到幾深入

正常一句from capital invested by shareholder 完

除非有pep/sanctions，就會dig好深

source of wealth你地會dig到幾深入

正常一句from capital invested by shareholder 完

除非有pep/sanctions，就會dig好深

pb既話dig到仆街 寫餐死真係

source of wealth你地會dig到幾深入

正常一句from capital invested by shareholder 完

除非有pep/sanctions，就會dig好深

pb既話dig到仆街 寫餐死真係

不過間間standard唔同 好似US果幾間捉得緊d

好大機係hsbc，主力做on-boarding，kyc之中on-boarding係前景最好，不過最辛苦（個人認為）但無講係retail or corp client，interview時要問清楚

係HSBC
In我個個係commercial banking 係咪請嘅話都係做commercial banking

咁緊係啦 不過commerical 做sme多，大corp接觸唔到，但都係一個好既stepping stone

巴打有無tg？

巴打咁你覺得以下呢一份做唔做得過？
CSO Business Banking Customer Due Diligence  Global Bank  Highly Regarded Corporate Culture  Compeve Remuneraon Responsibilies: Support GS CDD Case Manager in conducting CDD Review with efficient & quality service to customers Act as major contact point with key personnel in customer’s support functions to ensure efficient and effective processing of GS CDD review. Support Case Manager on account maintenance results from GS CDD reviews. E.g. updating account records in bank systems.Support Team Heads / Division Head to Prepare regular MI on various CDD /KYC review progress to respective group/ BB management Act as an interface with Utility teams to ensure smooth system operation support to Case Manager / Team Head / Division HeadRequirements:  Experience working in relevant environment/s, i.e. Customer Service and CDD/ KYC / Frontline Experience working in relevant market/context, i.e. Ability to understand basic banking operationsand /or commercial banking needs Role relevant qualifications, i.e.Good communication skills, including written, verbal – English, Cantonese and PTW are preferred Contributed productively to team objectives supporting activities to achieve shared goals  Experience in multi-tasking and able to work under multiple tight time linesCandidates who are immediately available is preferred.

Sor 岩岩post得唔好，HSBC 既job 黎

CSO Business Banking Customer Due Diligence Responsibilities:
Support GS CDD Case Manager in conducting CDD Review with efficient & quality service to customers

Act as major contact point with key personnel in customer’s support functions to ensure efficient and effective processing of GS CDD review.

Support Case Manager on account maintenance results from GS CDD reviews. E.g. updating account records in bank systems.

Support Team Heads / Division Head to Prepare regular MI on various CDD /KYC review progress to respective group/ BB management

Act as an interface with Utility teams to ensure smooth system operation support to Case Manager / Team Head

巴打咁你覺得以下呢一份做唔做得過？
CSO Business Banking Customer Due Diligence  Global Bank  Highly Regarded Corporate Culture  Compeve Remuneraon Responsibilies: Support GS CDD Case Manager in conducting CDD Review with efficient & quality service to customers Act as major contact point with key personnel in customer’s support functions to ensure efficient and effective processing of GS CDD review. Support Case Manager on account maintenance results from GS CDD reviews. E.g. updating account records in bank systems.Support Team Heads / Division Head to Prepare regular MI on various CDD /KYC review progress to respective group/ BB management Act as an interface with Utility teams to ensure smooth system operation support to Case Manager / Team Head / Division HeadRequirements:  Experience working in relevant environment/s, i.e. Customer Service and CDD/ KYC / Frontline Experience working in relevant market/context, i.e. Ability to understand basic banking operationsand /or commercial banking needs Role relevant qualifications, i.e.Good communication skills, including written, verbal – English, Cantonese and PTW are preferred Contributed productively to team objectives supporting activities to achieve shared goals  Experience in multi-tasking and able to work under multiple tight time linesCandidates who are immediately available is preferred.

詳情#145
睇落似係hsbc bb，唔係對corp客，應該幾辛苦

source of wealth你地會dig到幾深入

正常一句from capital invested by shareholder 完

除非有pep/sanctions，就會dig好深

唔做埋啲UBO?

source of wealth你地會dig到幾深入

正常一句from capital invested by shareholder 完

除非有pep/sanctions，就會dig好深

唔做埋啲UBO?

都一樣，無pep無sanctions都係一句廢話可以close file
有既話就要寫幾版紙report