多倫多生活討論區 93 hohohohoho

read the full article
https://taxpage.com/articles-and-tips/transferring-foreign-pension-to-rrsp-a-canadian-tax-lawyer-analysis/

The Tax Rollover When Transferring Foreign-Pension Benefits to a Registered Retirement Savings Plan (RRSP): Paragraph 60(j) of Canada’s Income Tax Act
Paragraph 60(j) effectively allows a Canadian tax resident to cash out a foreign pension and transfer the proceeds to an RRSP on a tax-deferred basis. The taxpayer still reports the foreign pension as income, but, if the taxpayer satisfies the conditions of subparagraphs 60(j)(i), 60(j)(iii), and 60(j)(iv), the taxpayer may fully deduct the foreign pension by transferring it to a registered retirement savings plan.

Notably, the deduction under paragraph 60(j) doesn’t depend on a taxpayer’s RRSP contribution room. Nor does it affect the taxpayer’s deduction limit for RRSP contributions in the same tax year or in future tax years. So, the foreign-pension proceeds are essentially rolled into the registered retirement savings plan on a tax-neutral basis.

HSBC Scotiabank

之前係咪有係多倫多post討論過織冷
最近見到朋友織，所以想睇翻係邊到買冷 研究下
想問下係第幾個post有講過，搵唔翻 thanks

HSBC 不了

HSBC------------------->RBC

慘係冇得揀
得roger做到100m以上

冇事既

得半年

HSBC 一年
楓葉銀行 13個月

滿地可南岸（Brossard 係其中一部份）普遍治安良好，Brossard 有啲似多倫多嘅 Markham/Richmond Hill

REM開通半年 車站停車場都好光猛
被偷車未聽過 爆車窗都未見過

數越大越影響你跌落邊個稅階 本身收入平平 mpf又唔係多就無謂roll入去

補信係咩意思？

我捱緊100M

簡而精