應該全線？
我睇redflagdeal
多倫多生活討論區 88
唔上吾落
1001 回覆
5 Like
4 Dislike
唔知排隊要排幾耐
今年得佢有20gnb until now
為生活
為生活
打左去1間問 得$29
差極都有walmart $29/20gb + walmart $50 gift card
講真$29都好, 根本一早就唔應該咁(L)貴
唔係只係話加拿大電訊G7最貴, 而係其他國家一早平過$29呢種range
日韓, 意, 嗰啲, 都係平
日韓, 意, 嗰啲, 都係平
事實但改變唔到
幾間野合謀定價，仲要而家先開始裝5g 落 ttc
Distillery咪幾靚
有無人試過幾日轉兩次電話plan?
Fido轉完virgin話免開台費 will be waived in 1st/2nd bill
咁我隔幾日又轉走係咪會waive唔到？
Fido轉完virgin話免開台費 will be waived in 1st/2nd bill
咁我隔幾日又轉走係咪會waive唔到？
https://www.mcdougallinsurance.com/2022/11/07/electric-bike-insurance/
Do You Need Insurance for an Electric Bike in Ontario?
Before we get into things we should probably clarify what an electric bike or e-bike is! An electric bike is a bicycle that is equipped with an electronic motor that can be powered to assist the rider and make pedaling less challenging. An E-bike, because of this motor, is different than a standard pedal bicycle and it is also not considered a scooter or motorcycle. An electronic bike currently has its own classifications and set of rules in Ontario. They also tend to be more expensive than a standard bicycle because of the motor.
Can Anyone Ride an Electric Bike?
The short answer is no. Ontario has implemented certain rules and guidelines for e-bikes. In Ontario there is a minimum age requirement of 16 years to be able to ride an E-bike. You are also required to wear a helmet while riding an electronic bike. You do not need a specific license to be able to ride an electronic bike.
Do I Need Insurance for My Electronic Bike?
Unlike a private passenger vehicle in Ontario, insurance is not required for an E-bike. However, it does not mean you do not require at least some form of insurance protection.
If you have home or property insurance you likely have built in contents coverage that would cover you for fire, theft or other losses to your electronic bike. This coverage is subject to your policy limits which often times is not enough to cover the entire value of an E-bike. Most E-bikes are quite expensive compared to traditional bicycles. On the low end you can purchase them for just over $1,000 but the average E-bike falls in the $3,000 – $4,000 range and some are up around $8,000 – $10,000. Clearly not a small expense. Even though you may have some coverage built into your home insurance policy you should check with your broker to see if you have adequate limits. If the standard limits are not sufficient it may be beneficial to look at increasing those limits.
Your home insurance policy covers you from perils like fire and theft but what happens if your E-bike is damaged in an accident? Great question! Because an electronic bike is not considered a motorized vehicle that needs to be registered in Ontario you do not need an automobile policy. An auto policy would typically have collision coverage along with accident benefits included in it, which is where this protection would be. However, for an electronic bike the damage would actually still be claimed under your home or property insurance, under the property damage section, even if it was while you were riding the E-bike. One important thing to note is that if you file a claim it will be considered a home insurance claim, this may change your rating.
If there are injuries involved in the accident your property insurance coverage will still come into play and you will have protection under the liability insurance. We always recommend carrying a minimum of $2,000,000 in liability insurance on a property policy, it can be very useful in situations such as this.
What if I Don’t Have Property Insurance?
If you do not have property insurance getting coverage for your E-bike is tricky in Ontario. Currently there is only one company who offers stand alone electronic bike coverage. They are called Pedal Power. You can get a quote from them here. The benefit to having stand alone E-bike insurance is that if you have a claim you will be able to file it through your E-bike policy rather than your home insurance. If you have any questions about electric bike insurance, contact your broker!
Do You Need Insurance for an Electric Bike in Ontario?
Before we get into things we should probably clarify what an electric bike or e-bike is! An electric bike is a bicycle that is equipped with an electronic motor that can be powered to assist the rider and make pedaling less challenging. An E-bike, because of this motor, is different than a standard pedal bicycle and it is also not considered a scooter or motorcycle. An electronic bike currently has its own classifications and set of rules in Ontario. They also tend to be more expensive than a standard bicycle because of the motor.
Can Anyone Ride an Electric Bike?
The short answer is no. Ontario has implemented certain rules and guidelines for e-bikes. In Ontario there is a minimum age requirement of 16 years to be able to ride an E-bike. You are also required to wear a helmet while riding an electronic bike. You do not need a specific license to be able to ride an electronic bike.
Do I Need Insurance for My Electronic Bike?
Unlike a private passenger vehicle in Ontario, insurance is not required for an E-bike. However, it does not mean you do not require at least some form of insurance protection.
If you have home or property insurance you likely have built in contents coverage that would cover you for fire, theft or other losses to your electronic bike. This coverage is subject to your policy limits which often times is not enough to cover the entire value of an E-bike. Most E-bikes are quite expensive compared to traditional bicycles. On the low end you can purchase them for just over $1,000 but the average E-bike falls in the $3,000 – $4,000 range and some are up around $8,000 – $10,000. Clearly not a small expense. Even though you may have some coverage built into your home insurance policy you should check with your broker to see if you have adequate limits. If the standard limits are not sufficient it may be beneficial to look at increasing those limits.
Your home insurance policy covers you from perils like fire and theft but what happens if your E-bike is damaged in an accident? Great question! Because an electronic bike is not considered a motorized vehicle that needs to be registered in Ontario you do not need an automobile policy. An auto policy would typically have collision coverage along with accident benefits included in it, which is where this protection would be. However, for an electronic bike the damage would actually still be claimed under your home or property insurance, under the property damage section, even if it was while you were riding the E-bike. One important thing to note is that if you file a claim it will be considered a home insurance claim, this may change your rating.
If there are injuries involved in the accident your property insurance coverage will still come into play and you will have protection under the liability insurance. We always recommend carrying a minimum of $2,000,000 in liability insurance on a property policy, it can be very useful in situations such as this.
What if I Don’t Have Property Insurance?
If you do not have property insurance getting coverage for your E-bike is tricky in Ontario. Currently there is only one company who offers stand alone electronic bike coverage. They are called Pedal Power. You can get a quote from them here. The benefit to having stand alone E-bike insurance is that if you have a claim you will be able to file it through your E-bike policy rather than your home insurance. If you have any questions about electric bike insurance, contact your broker!
咁應該係 佢下期先waive就係想keep你係度
有工程hd讀college仲要去成人高中先咩？唔係直接apply就得？
我英文唔得 雖然未考 但係應該冇6 驚佢唔收我
早左拆張SIM卡
個臨時電話覆轉電話SMS當無效回覆
上網FIDO個網又死左 電話又打唔到唔CS
返到屋企唔想再行返出去
個臨時電話覆轉電話SMS當無效回覆
上網FIDO個網又死左 電話又打唔到唔CS
返到屋企唔想再行返出去
之前都apply過seneca,收咗之後叫得我補返英文啲test成績或者上佢啲濕鳩course