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唔知你本身用咩Broker 買啦
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1)你買美債本身就要用美金買,點會又要轉錢同匯錢
2) Mature 之後,係直接入返去你個投資戶口(唔係銀行戶口),你點洗又要匯錢
3) 當你用IB, Face Value<1M, 手續費收0.002%, 轉返做美金姐係$127,380, 轉做Bond 姐係$127,000, 手續費25.4
4) 當你玩3個月Bond ladder, Yield 5.4%, 一年收6858, 手續費25.4*4 = 101.6, 現價收6756.4
5) 當你玩你所講既定期,APY 5.1%, 一年收6477, 兩者相差249,仲未計可以玩6個月推到5.5%, 減一半交易Fee,
銀碼愈大對息口愈敏感
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,反正都係放喺度,你就叫人買定期, 自動放棄果$250,係咩玩法, 我唔明
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我手頭上有USD $200k/HKD1.6M 既美債,真心想學野
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