多倫多生活討論區 62

1001 回覆
1 Like 3 Dislike
2023-03-16 03:17:58
真係代溝
我諗都冇諗過幫襯呢啲
2023-03-16 03:18:10
咩嚟?
2023-03-16 03:18:59
你個個中文咪拼多多
2023-03-16 03:19:57
Amazon 我未試過1次就88

反而拼多多
2023-03-16 03:20:25
最近想買尿袋
上加馬睇 多數都係嗰啲貨色
雖然明知離不開大陸嘢
但連Anker呢啲出名啲嘅牌子都唔想買
2023-03-16 03:21:18
Temu母公司
支那電商
2023-03-16 03:22:49
要用temu 唔該返中國啦
2023-03-16 03:23:34
+1
2023-03-16 03:24:25
除咗Temu
呢度仲有間叫Shopper Plus
一樣係支那人開 賣啲嘢又係山寨貨色
2023-03-16 03:27:15
咁你最後買咗咩?
2023-03-16 03:27:59
買belkin
2023-03-16 03:28:21
有得return試吓無妨但無乜嘢想買
2023-03-16 03:29:20
未買 有冇好介紹?
2023-03-16 03:36:15
我用緊momax,幾好用
2023-03-16 03:41:56
都有諗過
一係Mophie
不過都小貴
2023-03-16 03:44:43
做乜要抬高自己比其他人努力
其實你努力與否對其他人係零影響
2023-03-16 03:45:51
點解要放入rrsp
2023-03-16 03:47:17
一開始唔夠膽行人路踩,之後慢慢踩出馬路
冬天行人路結冰同積雪基本上逼你踩出去馬路,同埋早日落月份一定要有齊燈同著高反光,手套要夠厚,其餘就無特別
2023-03-16 03:51:11
車有冇必要4WD
2023-03-16 03:54:03
Nice to have, but not necessary
AWD都一樣會跣呔
2023-03-16 03:55:21
One point he missed and some other he didn't mention

The money from MFP has to add to income in the year and if you roll them into RRSP within the time limit, then you can take a deduction for the amount you rolled into your RRSP.
That means no tax payable in the year.

https://taxpage.com/articles-and-tips/transferring-foreign-pension-to-rrsp-a-canadian-tax-lawyer-analysis/

The Tax Rollover When Transferring Foreign-Pension Benefits to a Registered Retirement Savings Plan (RRSP): Paragraph 60(j) of Canada’s Income Tax Act
Paragraph 60(j) effectively allows a Canadian tax resident to cash out a foreign pension and transfer the proceeds to an RRSP on a tax-deferred basis. The taxpayer still reports the foreign pension as income, but, if the taxpayer satisfies the conditions of subparagraphs 60(j)(i), 60(j)(iii), and 60(j)(iv), the taxpayer may fully deduct the foreign pension by transferring it to a registered retirement savings plan.

Notably, the deduction under paragraph 60(j) doesn’t depend on a taxpayer’s RRSP contribution room. Nor does it affect the taxpayer’s deduction limit for RRSP contributions in the same tax year or in future tax years. So, the foreign-pension proceeds are essentially rolled into the registered retirement savings plan on a tax-neutral basis.





You can hold your mortgage in your RRSP (that what I did when I bought my second house)

https://www.investmentexecutive.com/newspaper_/building-your-business-newspaper/news-31549/#:~:text=Homeowners%20can%20hold%20their%20mortgages,before%20moving%20ahead%20with%20it.

Your spouse can withdrawal money from a spousal plan and added to your spouse income. (If your spouse has low or no income, that means the money withdrew are tax free
https://www.canadalife.com/investing-saving/saving/registered-retirement-savings-plan-rrsp/spousal-rrsp.html#:~:text=From%20the%20time%20a%20spousal,in%20the%20contributor%27s%20taxable%20income.
2023-03-16 03:56:30
自己睇吓條街有無FWD
2023-03-16 03:57:32
經過月頭果次大雪
我覺得係必需
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