之前買落睇下用arm定fixed rate
fixed rate 係咁耐都固定
arm 前面幾年都固定Lock住後面會加會減
7/1 ARM:
Offers a lower initial interest rate than a comparable 30-year fixed mortgage.
The rate is fixed for the first seven years, providing predictable payments.
After seven years, the rate adjusts annually, potentially leading to fluctuating payments.
30-Year Fixed:
Offers a fixed interest rate throughout the entire 30-year loan term.
Payments remain stable and predictable for the life of the loan.