怕google pay就用samsung pay囉 同apple 一樣用hardware SE
btw
Apple retains anonymous transaction information, including the approximate purchase amount, app developer and app name, approximate date and time, and whether the transaction completed successfully. Apple uses this data to improve Apple Pay and other products and services. Apple also requires apps and websites in Safari that use Apple Pay to have a privacy policy that you can view which governs their use of your data.
https://support.apple.com/en-us/101554