咁都講得出

真係好撚仆街

有錢我自己唔識買VOO QQQ?
可以隨時出金 管理費又低
VOO ETF has annual operating expenses of 0.03%
Invesco QQQ's total expense ratio is 0.20%.
vs
中銀保誠北美指數追蹤基金 1.02%
HSBC北美股票基金 1.17%
(香港最出名嘅2個北美MPF基金)
即係收費最少相差5倍 (中銀 vs QQQ)

, 最多相差39倍 (HSBC vs VOO)



但係大家都係買AAPL, MSFT, AMZN, NVDA, TSLA
學主席咁講計埋複利效應 去到65歲會俾人搣咗幾多錢走
