1) retire from the civil service on or after reaching the normal retirement age stipulated in the Terms and Conditions of the Civil Service Provident Fund Scheme (“T&C”)
2)die in service (in which case your benefits will be paid to your personal representative)
3)retire from the service due to personal incapacity
4)leave the civil service after having completed at least 10 years of continued service since first appointment on civil service terms
5)receive payment of accrued benefits derived from the mandatory contributions on the ground of terminal illness as provided under the MPF law.
我就唔係咁睇,得第四項係唔可以cash-out
