MMPOWER Monthly Reward Cap:$800 +FUN Dollars
800/.05=16,000
https://www.hangseng.com/content/dam/hase/rwd/personal/cards/pdfs/everyday_tnc_en.pdf
HSBC red: Earn 4% RewardCash on the first HKD12,500 you spend online
https://www.hsbc.com.hk/credit-cards/products/red/
citi cashback:
The following rebates will be awarded to the correspond "Eligible Transactions" posted:
a. 1% spending rebate ("Basic Rebate") will be awarded to transactions in any currencies and monthly installments of billed interest free installment plan that are charged to the Eligible Card account (“Eligible Transactions for Basic Rebate”).
b. 2% foreign currency rebate ("Foreign Currency Rebate") including the 1% Basic Rebate, will be awarded to all posted retail transactions made in foreign currencies charged to the Eligible Card ("Eligible Foreign Currency Transactions").
https://www.citibank.com.hk/english/credit-cards/cash-back-card
(12+16)*3=84K
要做到樓主citi cashback 2%即係3個月要碌到成11萬6食飯/去旅行/stacation